Employer Insurance: HSA vs EPO Hello, I’m M35 married to F30 and we have two children 5 and 4. We’re a single household income of 65k. I’m debating whether the HSA or EPO provided by my employer would be the better option for us? I’m attaching the “compared plans” from their site tool. None of us have any health conditions. My wife and I rarely do checkups. Our kids go to the…

HDHP + HSA vs EPO option? In the middle of open enrollment and struggling to make a decision between the two options HDHP $31 per pay aka $806 per year, but my employer will also put $500 into HSA in this option so the real cost is only $306 per year. $1600 deductible, $3100 out of pocket max, and 20% co-insurance EPO option $55 per pay aka $1430 per year and no employ…