Mortgage down payments in 7% interest environments Wife and I are looking at buying a new home in the next 1-2 years. We bought our current home in 2020 with a super low rate and put down as little as possible. Obviously things are very different now. We’d like to not be “locked in” to a dual income household; we want to have the option in the future for my wife to be a SAHM if we choose to sta…