Unsure if I should enroll in HSA Hello! My company is introducing a HDHP + HSA next year, and I’m curious if it’s a good plan. I’m in my early 30’s and don’t have regular health expenses (but who knows as I’m getting older). I have sporadic eczema that’s manageable and I’m concerned I may have diabetes so I plan to get that checked out at some point, but other than that, I do m…

Defer school or enroll? Hello r/personalfinance, I (M26) am currently in a huge dilemma. I got admitted into both an M.S. in Computer Science and Mechanical Engineering for Fall 2024 but my bachelor’s degree is in a different field (B.S. in Mathematics 2020). I got “conditional admission” meaning that I must take a set of undergraduate classes to be fully admitted and …

Pay off student loan debt or wait for government possible future bailout (enroll in new SAVE plan) tldr = title… I’m thinking about paying off some student debt piecewise. I want to do so paying off lump sums (not monthly payments) that are attached to the highest interest rate (avalanche method). Knowing that a bailout could be possible within the timeframe of paying off lump sums, I would then be throwing away money. I have always been di…