#enough

I have just enough savings to pay off student loans. Pay it all off?

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I have just enough savings to pay off student loans. Pay it all off? Currently have a stable career, been saving like heck the past 4 years since I graduated taking advantage of the student loan pause. Foolishly thought it’d last forever so I was planning to purchase a home. Now reality has set in. Once my next paycheck is received, I’ll have slightly over the amount of student loans I owe (100k), meaning that if…

Reddit Personal Finance 283 2023-07-07

M2 MacBook Air Enough for Lightroom?

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M2 MacBook Air Enough for Lightroom? I am an amateur photographer having issues editing in Lightroom on my 2020 Intel MacBook Air (i5, 8gb RAM). I’m looking to upgrade to the new Mac Silicon and want to know if the M2 MacBook Air would be sufficient for amateur photo editing. I have seen plenty of reviews saying to stay away from the base model M2 MacBook Air, but my workload is li…

Ask Photography 155 2023-07-06

Is my emergency fund enough?

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Is my emergency fund enough? I’m wanting to pay off my student loans in full ($70k). After paying off student loans that will leave me with $25k in savings, $100k in 401k, and $9k in an HSA. I’m wondering if this is enough or if I should partially pay off my student loans and keep more in an emergency fund. The loans are high interest (almost 7%). In our early 30s, dual inc…

Reddit Personal Finance 327 2023-07-04