Any reasons to NOT transfer my 401(k)s from previous employers? I’d be transferring them to my individual account at Fidelity. I know they have limited investment choices and usually upkeep charges staying. Any benefits to keeping them as they are? submitted by /u/dancingpianofairy

Make the most of my employers 401 (k) match? (And other questions.) Hello! So. Im 31. In March 2023 I started working for a company that actually does a partial percentage match of payroll contributions to the 401(k) plan. It states “company will match 50% of the first 6% of your payroll contribution to the 401(k) plan, up to 6% of your eligible compensation.” Now – I’ve had a Roth IRA since 2016. Moved it over …

I’m an idiot. Rolled my 401(k)s into my new employers plan and regretting my decision. So, as the post heading says, I am an idiot and do not know enough about personal finance. The least I could’ve done was a cursory search of Google or Reddit before I made this decision but alas, here we are. I had multiple 401(k)s out there from past employers and decided it would be nice to have them all in one place. The old 401(k)s were at P…

Should I Roll My Old 401k To New Employers 401k? Worked at my previous company for 2yrs and had a 5% match in a 401k. I chose their plan that matches the S&P 500 and have accrued a balance a little over $12k. That company went bankrupt and I have since switched jobs. My new job offers a similar S&P fund with 5% match. Now I’m conflicted on whether I should rollover the balance from my old plan…

Is there any way of employers finding my foot fetish content I’m using a totally unrelated email, giving out zero personal details or photos revealing my identity. How likely are employers to actually find my content on tiktok/onlyfans? submitted by /u/AdNo2223

How to figure out 401k contributions from past employers 32F here, trying to get my finances organized and figured out after a long period of time of not caring. I was curious how you find out how much you have in a 401k from a previous job, and can that all blend together with current jobs 401k? I’m not sure how it all works. TIA submitted by /u/kel_noelle

LPT: Most US states require employers to provide time off for workers to vote What’s more, most of those states require paid time off. If your place of work is refusing to allow you time away to go vote on Election Day, they may be violating state law. If you have questions about your rights as a voter, contact your local election officials! You can also visit vote411.org for more voting information relevant to your state…

Can I Transfer Investments from an Old HSA to My New Employer’s HSA? Hey all, I was with a previous employer that offered an HSA, and I started investing a portion of it. Now I’m with a new employer who also offers an HSA, and I’m wondering if it’s possible to transfer the investments from my old HSA to my new one. I’m interested in consolidating everything into one account to simplify things, but I’m unsure abou…

Help me understand my employers match in my 401k I recently started a new job and my employer gave me information on their 401k program. In the packet it says “Employer contributions will be 25 cents on a $ up-to 6% for calendar year 2024.” What exactly does this mean and is this considered a good or bad employer match? submitted by /u/PartyNightAway

Is it that important to roll over my old 401k to my new employers plan? Does the compound interest still accrue the same in separate accounts? In my previous employers account I have $29k, and my current employers 401k I have 48k (I know I’m very behind at 30 years old) Thanks submitted by /u/cynnie93

LPT:Why do employers reach out to you for an offer, you tell them you’re interested, and they never respond again? I’m looking for a new job, and have sent out many applications. There have been several employers that reach out to me, I tell them I’m interested, and they’ll never respond again. I even send messages later on, following up, and they never respond? Can anyone tell me why this is? The last message I had was: Employer: Hello, u/FamiliarSurround, …

Is it possible for Employers, the ‘ reputed ‘ ones to check your social media accounts? Let’s say I apply for a job, is it possible for Employers to check social media accounts to check the activity without my permission. This is the case when my social media accounts are anonymous and I don’t want to provide it to anyone ( Yes I’m mainly concerned about reddit). In a similar way is it possible for governments to check the social m…

Amid Strikes, One Question: Are Employers Miscalculating? UPS, the Hollywood studios and the Detroit automakers appear to have been taken aback by the tactics and tougher style adopted by new union leaders.

LPT: Take workplace safety seriously and quit unsafe jobs because employers in most states have legal immunity for wrongful death even with gross negligence. In the USA, an employer can have the worlds most negligent workplace and kill their workers in cold blood and not have to pay wrongful death. My father was a chemical engineer at goodyear and got cancer from the hazardous work environment. Under NY state law, an employer cannot be sued for wrongful death, in any scenario. Workers comp. Creates a…

New employers takes 12% for retirement As the title says, I recently got a new job (I’m an electrician in Commercial construction) and this new contractor automatically does a 12% deduction from my income pre tax and puts it in some fund they have going. I’m all for retirement, I’m a union electrician so I have a defined pension plan that typically gets paid into at a pretty sweet a…

New York Employers Are Eager to Hire Migrants. They Can’t. Many Democrats and business leaders favor giving migrants work permits, but pockets of tension and reluctance have created a complex political calculus.

LPT: When friends, family members, or employers tell you not to worry about doing something for them, they definitely still want you to do it but don’t want to take responsibility for making you do it It’s not even necessarily a bad thing, but something to watch out for in terms of social and professional obligations. submitted by /u/tamsui_tosspot