If you have to dip into your emergency fund, do you stop saving money until it is replenished again? Hey everyone, I’m in the process of trying to save for a house. My wife and I were doing very well and had put away 12k in the matter of months, but we hit a rather large emergency that lead to months without pay and medical bills that drained our ~10k emergency fund. It’s over now and seemingly back to normal, but my objective since then has be…

In praise of emergency funds Over the last couple of years I’ve been steadily building my emergency fund – my goal is 6 months’ worth of expenses and I’m sitting on about 5 months’ worth now. That account has tempted me once or twice when I wanted to buy a big-ticket item or spend a little extra for a vacation. But I kept my hands off it and just let it sit in an HYSA. I d…

What’s in your carry-on medical emergency kit? Inspired by a recent post on getting sick while traveling, I started thinking about things I’d like to have in my backpack the next time I get sick while stuck on a long flight. In no particular order: aspirin, Sudafed sinus meds, allergy meds, Pepto Bismol tablets, wet tissues, a small hydration packet to mix in water, small tube of vaseline, e…

I have these weird gray markings on my Emergency US passport. Is this normal? submitted by /u/mootree7

Emergency Request: Need help touching up a photo for funeral ASAP Photography experts, I come to you hat in hand and desperate. My grandfather passed away this past week. He had a beautiful life and these things happen. My sweet grandmother has selected a photo that she wants displayed at the front of the altar, however it is in a photo frame and, tragically, I found while at Office Depot yesterday there is …

Emergency Funds – Lawyer Fees Hello! Looking for advice or suggestions. I have an immediate need to pay a lawyer around $2500. Like within two weeks. My wife and myself both work, and have kids. We are behind on bills as is, but scrape by the best we can. We can’t pull the money together outside of typical bills that we have, have no remaining savings, and out credit is be…

Should I dip into my Emergency Fund to pay for a vehicle repair? Hello Everyone, I have an upcoming repair for my car that needs to be done (Breaks need to changed.) and I was wondering if I should dip into my Emergency Fund to pay for this repair. For context, the repair is going to cost my $605. I have currently $800 in my checking account. I keep a low balance in there since I transfer most of my money to …

Emergency Slide Falls From Plane And Lands In Chicago Backyard United Airlines maintenance workers found that an emergency evacuation slide from a Boeing 767 had gone missing when the plane landed at Chicago’s O’Hare International Airport yesterday. CNN reported United Flight 12 flight arrived in the Windy City from Zurich, Switzerland, but the airline and the Federal Aviation… Read more…

24 no debt, full emergency fund, what to do starting from now? I’m 24 just moved to a high-cost of living city. I feel like I’ve been letting the money fly out of my hands so I’m going to be sticking to this financial plan going forward to achieve my goal of buying my dream house by 30 and saving for retirement. My take home salary after taxes/insurance/etc is 65k per year, I’ve got decent benefits and try …

LPT: If you’re ever in an emergency and everyone around you thinks you’re joking, do something crazy to show them you’re serious. For example, if you’re choking at a table but everyone thinks you’re just being silly, start smashing plates on the ground to show that you’re serious and need immediate help. submitted by /u/allthecolorssa

Had an emergency, now I need help car shopping 25/M with credit score of 755, but an emergency landed me in credit card debt with no car last month. I’m starting a new job next week. How long should I wait to buy a new or used car? I’ll have to pay $40-75 in taxi fees every day that I don’t have a car, but I don’t have any capital to invest in one. My dad’s boss offered to sell me an 01 Toy…

Emergency surgery with no insurance. Left with a large debt…shocker In November 2022, I had an emergency surgery at my local hospital for an appendectomy. I was hospitalized for approximately 6 hours and did not stay overnight. Much of that time consisted of me waiting for the surgeon to be available. I had no medical insurance at the time because I had planned on having it through my employer, and when I began …

$350 for emergency exit row – would you? updated – Thanks folks, interesting insights. I’ll spend my money a more fun way than a chair! All the context – 11 hour flight on United. You are not a huge person (only 5’4”), but you are an anxious flyer. Upon landing you don’t really have to do much (pick up rental car and drive the 1-2 hours to lodging). It’ll be close to dinner time so it’…

Canadian Seeking an Emergency Visa to India Hi everyone, I am a Canadian citizen in Toronto and so is my mom, and my mom’s parents (my grandparents) live in India. My grandpa is now very very sick and we had to quickly book a ticket to go to India, our flight leaves in 12 days. We booked the ticket two days ago. I know it is short notice but does anyone know how I could get an emergency V…

Medical emergency now I’m screwed. So basically I worked as a delivery driver during COVID. I made decent money. Well I had a freak seizure (no previous history of seizures) and due to this seizure I was unable to do my job as a delivery driver anymore since I couldn’t drive until I was 6 months seizure free. I was fired from my job. I applied for unemployment but my boss denied …

You can now withdraw penalty-free from 401ks in an emergency Since this was just passed only a few months ago, I thought I would share this in case it could help someone in the future. While this 100% should not replace a well-funded emergency fund, it can help in certain situations. There’s a saying that in life, when it rains, it pours. It’s possible to have a strong emergency fund that can make it thr…

Is my emergency fund enough? I’m wanting to pay off my student loans in full ($70k). After paying off student loans that will leave me with $25k in savings, $100k in 401k, and $9k in an HSA. I’m wondering if this is enough or if I should partially pay off my student loans and keep more in an emergency fund. The loans are high interest (almost 7%). In our early 30s, dual inc…