#emergency

Any advice on medical bills for an emergency surgery? I am so overwhelmed

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Any advice on medical bills for an emergency surgery? I am so overwhelmed Hi, I am 33 year old female with no parents or elders I can really turn to and ask for advice on this. I am in the US. I think this group is brilliant and would love to know if any of you have any advice on what I could do about this. I had a recent emergency gallbladder surgery and was in the hospital for 3 days.My total bills after insurance …

Reddit Personal Finance 949 2024-01-10

Wait for RSUs to vest or take our a personal loan to fix emergency home repairs?

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Wait for RSUs to vest or take our a personal loan to fix emergency home repairs? Seeking advice on home repair funding. Bought house in 2021, need $125k for foundation repairs. Have $50k saved, but RSUs will take a year to cover the rest. Repairs are crucial. Should I consider a 10% interest personal loan now or wait for RSUs to fully vest another year or two? Personal loan and/or RSUs are my only funding option at this tim…

Reddit Personal Finance 1.1k 2024-01-10

Insurance not covering any emergency room visit/ambulance ride.

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Insurance not covering any emergency room visit/ambulance ride. Back in June I was drinking with friends at an event. I was on a new medication that you’re apparently not supposed to mix with alcohol. It doesn’t say this on the prescription bottle and I only found out after these events. Life lesson to always look up all side effects of new meds. (You don’t need to judge me on this, I feel stupid enough alre…

Reddit Personal Finance 1.3k 2024-01-05

Emergency Vietnam Visa/passport validity question

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Emergency Vietnam Visa/passport validity question Hello, I received an e-visa from the official Vietnamese government website: Vietnam evisa – National portal on Immigration (xuatnhapcanh.gov.vn) However, I just found my American passport must be valid at least 6 months upon date of entry, which is 5 November (leaving 17 November) 2023. My passport expires on 30 April 2024, 4-5 days shy of the…

Reddit Travel 545 2023-12-29

Is Childhood Obesity a National Public Health Emergency?

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Is Childhood Obesity a National Public Health Emergency? While medical experts have viewed childhood obesity as an epidemic and a crisis for years, some are now saying it’s time to focus even more attention on the situation, and to do so earlier rather than later.

WebMD 468 2023-12-25

Update To GM’s Cruise Robotaxis Will Try To Stop Them From Crashing Into Emergency Vehicles

( jalopnik.com )

Update To GM’s Cruise Robotaxis Will Try To Stop Them From Crashing Into Emergency Vehicles General Motors’ Cruise robotaxi company says its fleet is now better equipped to deal with emergency vehicles after a number of – let’s say – incidents, including a crash involving a fire truck that left one customer injured. According to Bloomberg, the company has improved the autonomous vehicles’ ability to… Read more…

Jalopnik 1.3k 2023-12-24

Just left hospital after 4 day emergency, worried about losing insurance.

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Just left hospital after 4 day emergency, worried about losing insurance. Hey all, I just spent a few days in the hospital for a severe kidney issue which resulted in emergency surgery, and quite a lot of care given. The bill from my visit is estimated at $53,000. Almost immediately after I was admitted into the hospital, I received a suspicious email saying that my insurance company is going to basically audit me to …

Reddit Personal Finance 1.1k 2023-12-06

Every phone, TV, and radio in the US will get an emergency alert today — here’s how

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Every phone, TV, and radio in the US will get an emergency alert today — here’s how An example of the emergency alert message going out today. | Image: FEMAAs a reminder, at about 2:20PM ET on Wednesday, October 4th, your phone will probably make a loud noise and show a message that reads, “THIS IS A TEST of the National Wireless Emergency Alert System. No action is needed.” A similar message will be broadcast over the air to T…

The Verge 626 2023-11-24

U.S. iPhone Users to Receive Emergency Test Alert Tomorrow

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U.S. iPhone Users to Receive Emergency Test Alert Tomorrow The United States Federal Emergency Management Agency (FEMA) and the Federal Communications Commission (FCC) are planning to test U.S. emergency alert systems on Tuesday, October 4. Emergency text messages will be set out to cell phones across the United States. The Wireless Emergency Alert test is scheduled to begin at 2:20 p.m. Eastern Time t…

Mac Rumors 856 2023-11-22

FEMA’s national emergency alert test rings phones, TVs, and radios on Wednesday

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FEMA’s national emergency alert test rings phones, TVs, and radios on Wednesday A sample of what the message may look like. | Image: FEMAFEMA and the FCC are conducting a dual test of the Emergency Alert System (EAS) and Wireless Emergency Alerts (WEA) on Wednesday at about 2:20PM ET. The tests will appear on all consumer cellphones in either English or Spanish, depending on the language you have set, as well as radios and …

The Verge 937 2023-11-18

Why a Pawn Shop Is Better Than a Payday Loan in an Emergency

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Why a Pawn Shop Is Better Than a Payday Loan in an Emergency It’s a universal rule of finance: If you’re seeking a short-term loan to cover an emergency expense, you’re not in a good place, financially speaking. But since most of us have very little savings in the bank, most of us aren’t in a good place financially. So when an emergency expense comes up, the only options are… Read more…

Lifehacker 1.0k 2023-11-13

What to do after maxing 401k, HSA, Roth IRA, and 1 year emergency fund?

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What to do after maxing 401k, HSA, Roth IRA, and 1 year emergency fund? Hey all, I currently have 63k USD in an HYSA accruing 4.8%- 43k of which I’m willing to invest in a taxable brokerage with Wealthfront. They have two options: A managed portfolio that offers tax-loss harvesting with an annual fee of 0.25% Individually managed, I believe no tax-loss harvesting and a minimum amount of index/ETF funds to invest i…

Reddit Personal Finance 748 2023-11-12

Got asked to be emergency fill in photographer for a food festival. How should I prepare?

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Got asked to be emergency fill in photographer for a food festival. How should I prepare? Hi AskPhotography. I got asked to be a fill in for an upcoming food festival. I know one of the event coordinators since he runs the 5k series I’m involved with. I’ve previously filled in as a substitute photographer at a couple of the 5ks and must have done a well enough job to be asked to shoot this much bigger event. I don’t think they are ex…

Ask Photography 847 2023-11-05

Got into a horrible accident that will make me drain my entire emergency fund.

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Got into a horrible accident that will make me drain my entire emergency fund. I recently got into a pretty bad accident that will prevent me from working for awhile. I won’t be able to work for a few months. I have enough savings to make me live comfortably till I can go back to work but I will have nothing left in my savings account. I feel extremely horrible because I know it’s there for this exact reason but I feel li…

Reddit Personal Finance 870 2023-10-26

Lesson Learned: Save an Emergency Fund

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Lesson Learned: Save an Emergency Fund TL;DR: Didn’t have an emergency fund, now must spend 1500 credit while trying to pay off debt. Forced to rework budget, and now fund emergency fund. Growing up I was never taught how to treat money. Parents never taught about money. School made us open savings accounts in Kindergarten, parents purchased savings bonds in our name. Early teen year…

Reddit Personal Finance 868 2023-10-14

Emergency dental care with no money?

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Emergency dental care with no money? What is the best way to go about this? My husband and I have a newborn and are in a tough financial situation. His teeth have a lot of issues he’s been ignoring for years but he has a pretty bad abscess right now. We don’t have dental insurance, have poor credit so care credit won’t accept us, and don’t have the money to pay out of pocket for a …

Reddit Personal Finance 577 2023-10-14

Should I pay off my HELOC with Emergency Fund?

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Should I pay off my HELOC with Emergency Fund? I think I know the answer, but I kind of wanted a second opinion. I have a HELOC (at 9%) with around ~$20k balance (I used it for a large home improvement project). The minimum payment right now is all interest, and it’s about $160/month. I have an emergency fund with ~$22k (at 4.75%, in a HYSA). I have been putting just about everything at the…

Reddit Personal Finance 196 2023-10-10