Samsung goes into emergency mode with 6-day work week submitted by /u/signed7

Should I use my emergency fund to pay off my credit card? I have a $2k balance on my credit card, but I have $8k in savings. I’m having a hard time taking 2k from my savings to pay off my balance because I’m so close to my goal of $10k and dropping 2k will take me back so far from my goal. I haven’t been worried about the credit card balance because my credit is good and my utilization is low, so it is…

Just turned 30 with zero savings and emergency fund What are the changes you made on your finances at this age that helped you a lot? The last decade was a little messy, I did have savings but “friends” asked me to help them several times especially during & after pandemic. But until now these two friends haven’t paid me and it seems they don’t have any plans because they always say I am single a…

Prioritize Emergency fund or Roth IRA? Hello, I have 2 months of emergency fund right now and my Roth IRA is pretty much empty. I am in my 20s. Should i prioritize putting all my monthly savings in Roth IRA or build emergency fund for 3/6 months? My employer doesn’t do 401K match so it’s on me to figure out how to invest/save. Thank you! submitted by /u/redditbaba05 …

Exclusive: Google Pixel 9 series to get emergency satellite connectivity, new modem submitted by /u/FragmentedChicken

Emergency Tips for Bridal makeup! I am doing my own wedding makeup and looking for any tips/advice/changes you fine folks would recommend. I have extremely fair, very oily skin with lots of redness, acne and pigmentation to cover. I prefer full-coverage, matte foundation with waterproof Everything! What should I do differently?! Any help would be appreciated. I’m gonna be a 44-y…

Got a car in emergency, looking to refinance I was in an emergency and made the miserable decision to finance a car ($16,556 financed @ 28% APR, 66mo) from Carmax. Before this, I had a local credit union tell me that if I finance a car from a dealership, I can come to them after 6mo and get a better rate (this is after I tried to get a loan through them). I’m going to be making far better …

Family of three nationalities. Which embassy do we go in an emergency? My spouse and I are of Singaporean and Malaysian nationalities. Both only allows single citizenship. And we are both permanent residents of Australia. We have a child of Australian nationality with no intention of getting either Malaysian or Singaporean for other reasons. In the case of an emergency while overseas – how does the embassies work…

Emergency Pod: Sam Altman is Out at Open AI “Probably the most shocking tech story of the year.”

Watch A Plane Smash Into A Car During An Emergency Landing Residents of a Dallas-Fort Worth suburb had their Sunday afternoon rocked when a plane attempted an emergency landing at a small general aviation airport, reports KXAS. A pilot couldn’t bring their Lancair IV-P to a stop and smashed through the perimeter fence at Aero Country Airport. The single-engine plane rolled… Read more…

LPT: for international traveling/vacation. Have the local emergency number on your phone. It could save your life if a (time-sensitive) emergency arises in an area without good internet access It may seem very obvious but many people dont think of it till it is too late. Visiting an exotic country? Save the emergency numbers for this country. It saves you time and stress of asking locals that might not speak your language. Here is a list from Wikipedia: https://en.wikipedia.org/wiki/List_of_emergency_telephone_numbers ​ submitted…

When calculating what my emergency fund should be, should I include health insurance that’s taken out of my paycheck? I’m currently calculating a 6-8 month emergency fund (or should it be for 12 months?). I plan on setting it aside in a CD or HYSA that I will rarely (if ever) touch. I’m using this calculator to figure out how much that emergency fund should be. It asks me to include my health insurance cost. https://www.nerdwallet.com/article/banking/emergency…

Emergency Fund – 3 months enough? I’m at the stage where I’m truly trying to save the oft-recommended 3-6 months emergency fund i.e. credit cards are paid off, I’m putting money towards retirement, etc. I understand the logic but how do you know if 3 months is enough? I know no job is 💯 percent secure but what if you are a state and union represented employee? The likelihood of …

My experience on my emergency fund Back in May I lost my tech industry job and I was unemployed until fairly recently. I own my home and had just committed a large amount of money to necessary home repairs (water leak causing mold that needed remediation), so I entered unemployment with a thin emergency fund (just under $10k). This required expense analysis, and my monthly expens…

LPT Create an emergency savings account & fund it for 3+ months of expenses An emergency fund will help you survive a sudden layoff or loss of income. As soon as you begin living on your own, open a savings account and start funding it. Write up a basic budget and calculate your monthly expenses — rent, utilities, food, basic needs. Set a goal to save up AT LEAST 3 months of expenses (ideally more…shoot for 6 months if…

How to Know If That Bug in Your House Is an Actual Emergency Whether you live in a rambling mansion or a tiny shack (or something in between), your house should be a place of refuge and rest. It’s where you’re at your most vulnerable, where you sleep every night, unconscious and at the mercy of an uncaring universe. So it’s natural that people freak out when they notice their… Read more…

Domino’s Emergency Pizza For Student Loans – $0 Domino’s is offering *Current or Former Students with Student Loans*: *Medium 2-Topping Pizza* for *Free* (limited daily availability) when you complete the offer form and verify your email address….

How much to keep in a house emergency fund? I know the personal emergency fund rule of 3-6 months expenses and the rule of thumb for saving for home expenses of 1-3%, but how much should you keep on hand for a home emergency? Enough for a new roof and new air conditioner? 10% of the home value? submitted by /u/leon_de_sol

Halfway to my emergency fund… and starting over Using the Ramsey podcast as a daily motivation tool particularly when driving at work (I love what I do; but don’t always love doing it), I managed to get rid of my student loan and car payment (Doing Dave-ish as my family is not on board). I am about halfway through getting my emergency fund built and Boom large ovarian tumor that absolutely ha…

Update: Got asked to be emergency fill in photographer for a food festival. How should I prepare? Not sure if updates are allowed here, but wanted to follow up on my previous post Got asked to be emergency fill in photographer for a food festival. How should I prepare? The festival was this past weekend. It was fairly casual and the weather was beautiful. It took place indoors and outdoors and into the evening. I wound up renting a Sigma 17-…