Emergency Fund Reason Just wanted to post a prime example of why emergency funds are important. This month, a great start to 2025, my wife and I have had issue after issue with our home, sept leach field leak, car battery of our only car died, and to top it off the pressure regulator valve to the main waterline to the house busted and created a small pond outside. Gr…

U.S. Emergency Passport Transiting through AMS Let me preface this post by stating: I do not NEED to enter Amsterdam as far as visiting goes… I have had my passport stolen in Istanbul, and will hopefully be getting a US emergency passport in a few days. Here is my issue… The Netherlands doesn’t allow you to enter their country with an American emergency passport. I am flying from Istanb…

How do we split financial burden during a family medical emergency? My sister is older than me and has a job that pays generously. Whereas I’m still struggling to find a job. My sister specifically told me we need to split the bill because she cares about our parents but she also care about her future and wants to save money. and she dosent want everyone to see her as a money bank. My question is. Within a hypo…

Emergency Fund Question Hi everyone, throwaway account here I (30M, single) have a question about my emergency fund, I currently have about $10k set aside in it trying to grow it a little more and my monthly expenses are around $3.5k in a HCOL area. I need outside insight on if I should grow it to the full 6 months or keep it closer to the 3 that I have. I have a relat…

Medical emergency on school grounds Wisconsin. Child was taken to hospital by ambulance from school after ingesting food that contained an undisclosed allergen. Medical insurance is refusing to pay stating it happened on school grounds(high deductible regardless). School is refusing to pay stating that medical insurance should. Any advice how to navigate this situation? $9000 bill…

San Francisco Gets a New Mayor and an Emergency Plan for the Fentanyl Scourge Daniel Lurie, an heir to the Levi Strauss fortune, became the city’s 46th mayor on Wednesday and laid out a path to restoring the battered city’s luster.

Where to stash my Emergency Fund? I was laid off 3 times during the COVID times so my risk tolerance went way down I keep about 27k in an emergency fund. Half I keep in a HYsA with 4% and half I keep at my main bank in a savings account. I’m Debating on taking about 10k out of the savings account to put in SGOV or something of the like so I can get some growth but I don’t have …

Is emergency fund of 9 months too much? Hi all, wanted to get some advice on emergency fund. I currently have about 9 months of my needs in a HYSA totaling $50k. Current APY OF 3.8%. This is based on approximately $5.6k of monthly needs: mortgage, utilities, gas, car insurance. For some additional context, I have no debt and invest about $5.8k each month. I feel good about my investme…

LPT: Set up an emergency fund with small, automatic withdrawals Start building an emergency fund with small, automatic transfers from your checking account. Even setting aside $5-10 each week adds up over time, and you won’t miss the money. Once you build up enough, you’ll have a safety net for unexpected expenses, reducing financial stress in the long run. submitted by /u/HarperLane34

Is there a downside to using a Roth IRA as an emergency savings account? I know the typical advice is to save 6 months worth of expenses in a savings account in case of emergencies. But im wondering, why not park that money in your Roth IRA & take it out in case of said emergency? Obviously Im talking about only taking out the principal amount, not the interest it accrues. As far as Ive read, there is no penalty or t…

Emergency Fund or Pay off Credit card I need advice if I should pay off my $9000 credit card or build up an emergency fund, or do both. (It will be the course of over a year) It’s just recently that l’ve been more mindful of my expenses and finances. Would be great to get an insight on other people’s opinions. Thank you! submitted by /u/isyogjoh

Trinidad and Tobago Declares State of Emergency Over Rising Crime To curb gang killings and a rise in homicides, the measure empowers the military to make arrests and allows the authorities to enter suspects’ homes without warrants and deny them bail.

Emergency surgery while abroad My family and I are on vacation in México from the US. My niece needs to have emergency surgery and will need to stay in México for at least a week longer that we had planned to stay. Has anyone had experience getting flights changed without penalty? We used Sapphire Preferred card and are flying with Volaris. Any advice is appreciated. sub…

20K in hospital bills because of emergency surgery – I wan uninsured at the time. Can I get major advice? Hello, I had an emergency throat surgery 3 months ago. I had recently graduated and hadn’t found a job. I am also an international student in the US so I don’t have much family around to help me. I had 10 days of not being health insured. During that time, I had to get the surgery. I now owe the hospital 17k, in addition to which is a separate a…

Emergency advice needed – Forgot passport My family and I are flying from New York to Poland tomorrow evening. I live in Tennessee and when flying from TN to NY, forgot to bring my passport. It is 8:22 PM in NY right now, and we have to leave the house around 6 PM tomorrow to make the flight. I am a dual citizen and have a Polish passport on me. My boyfriend is still at home in TN. Will…

If we need to make college payments for my husband, should we use our emergency fund (4% interest) or federal loans? Hi! We are newlyweds (23 & 25) Looking at FASFA, my husband likely won’t get financial aid anymore due to my income. He has a year and a half left of public college. I’m thinking we will be on the hook for about $10-15k left in tuition, and I’m wondering if we aren’t able to use a payment plan, should we take out federal loans OR use our emergen…

Am I being foolish by pausing 401k payments to build my emergency savings?? How much do you put into your savings as a rainy day/ emergency fund? A lot of people follow the 3 month of expenses rule but I got laid off last year and it took me 6 months to find a new job and I went through all my savings to keep myself afloat. I put my other investment deposits on pause and now I have about 5-6 months of emergency savings…

Should I stop investing until I have an emergency fund? Single 27F, making $28/hour, no debt, and soon to live on my own for the first time in my life. Unfortunately, I only have $1k saved in a CD as an emergency fund, but my goal is to have at least $6k. Should I completely stop the contributions I’m making to my 401k and Roth IRA until I’ve put another $5k in the CD? I know time is a huge part of i…

Medical emergency at Ipswich in Bournemouth loss Ipswich Town have confirmed a “medical emergency” occurred in their directors box at Portman Road during their defeat to Bournemouth on Sunday.

T.D. Jakes speaks to church via video week after health emergency that led to surgery (RNS) — In his seven-minute remarks via video a week later, Jakes said he would be following doctor’s orders to rest. The post T.D. Jakes speaks to church via video week after health emergency that led to surgery appeared first on RNS.