Advisor recommending HELOC for emergencies. Good or bad? My advisor is recommending I get a Heloc just for emergency purposes. Is this a good or bad idea? submitted by /u/jamjr7411

LPT: Download entire wikipedia for emergencies If you are going on a caving or flying maybe even cruise ships or other activities where dangerous situations can be present, you should download the entire wikipedia. its only 100gb and gives you offline access to millions of articles on any topic. you literally have almost all of human knowledge in your pocket in the case of a survival situati…

10 of the Most Common Emergencies You Should Save For An emergency fund is your financial safety net—it’s not a question of if you’ll need it, but when.

Heat-Related Emergencies Are Soaring in the U.S. Can Hospitals Keep Up? Medical providers and public health experts worry that the health care system is poorly equipped to handle the influx.

How much should I keep in savings for emergencies? I have $2250 for emergency savings right now, and I have $6500 in student loans which I desperately want gone. I’m having the itch to use at least some of my savings to pay towards the loans, but how much should I leave in savings? Or should I just not touch my savings and keep paying off my student loans slowly? submitted by /u/Money_Po…

LPT: Own a bottle of Witch Hazel for small medical emergencies Works on/as Acne Hemorrhoids Razor bumps Bug Bites Bruises Itching Astringent Eye bags Poison Ivy Burns Diaper Rash Good for those who wear hard hats! I used to clean my neck after a long construction shift to prevent neck acne. submitted by /u/BoTheJoV3

The Ryobi Storm Kit Is a Must-Have for Weather Emergencies Being prepared for power outages caused by weather or other disasters is getting easier as battery technology improves—which is a good thing, because the weather keeps getting worse. Keeping devices charged so you can stay updated on emergency information, have a light source, and be able to tune into the radio if… Read more…

Emergencies burned through savings and racked up debt. In the last few months, it feels like my financial situation has kind of exploded. Back in May I had about $6k in my emergency fund and was able to contribute about $700/month. Fast-forward to now, after months of one emergency after the other, (mostly house repairs and emergency vet visits) my partner and I have about $9k on balance transfer c…

25k$ for emergencies I have 25k in my saving account for emergencies in case if I lose my job. But I don’t want it to just sit there and wait. I need it to make money while I have a job. Can someone tell me what to do like you’re telling someone with no experience in investing? submitted by /u/Sercaned

What examples of large emergencies can you all share? My spouse and I are currently building up our E-fund and I’m looking for some concrete examples of emergencies that we should be able to cover, excluding job loss. Examples from this community’s personal experiences is appreciated. We both work W-2 jobs in separate, but stable fields where I feel either one of us could find a similar job in abou…

The NYPD is testing drones that broadcast public safety warnings during emergencies The NYPD conducted its test on Sunday following weeks of heavy rain and flooding across the city. | Photo by James Carbone / Newsday RM via Getty ImagesThe New York City Police Department is testing new drones that are designed to transmit audio messages to the public, such as announcements warning of dangerous weather or nearby emergencies. On …

In my situation, what “emergencies” do I really face? This is purely a thought exercise. I’m wondering how much liquid I actually need, and the likelihood of any actual scenarios. I have a fully liquid 8mo emergency fund at full take-home salary; much longer with budget changes. I could get a slightly higher interest rate in a CD with some withdrawal penalties but it wasn’t worth the hassle to me. …