#early

Pay off 401k loan early or keep payments?

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Pay off 401k loan early or keep payments? So a couple years ago I took out a loan on my 401k to make a large purchase. Right now I currently owe $4,650 with a 8.75% interest rate that’s paid back into my 401k account. I’m wondering would it make more sense to pay off this loan quickly or just keep making my regular payments on it because I’m just paying myself interest. submitted b…

Reddit Personal Finance 1.0k 2025-01-31

Which show would you retcon to finish early?

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Which show would you retcon to finish early? We all have favourite shows that went on too long. Ones that either declined in quality (The US Office) or simply deviated too far from its original premise (Prison Break, Lost). We also have shows that were cancelled without a resolution (Deadwood, The Last Man on Earth). Sometimes, shows are brought back and the quality suffers (Arrested Devel…

Reddit Television 435 2025-01-31

Early retirement, lump sum or am I ruining my future.

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Early retirement, lump sum or am I ruining my future. I am going to have to leave my job to care for my elderly parent. Currently drowning in debt, barely making minimums. Plan is to take my pension as a lump sum payout and using it to completely pay off all debt including personal loans and credit cards. The rest will let me stay home with my parent. Plan is to sell the home parent and I co-own on…

Reddit Personal Finance 751 2025-01-28

What would you do? Early 20s and scared to invest, scared to not invest

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What would you do? Early 20s and scared to invest, scared to not invest About me: -Early 20s -College degree -Living abroad on a stipend, no idea if going to stay abroad, final career path, etc. The finances: -17k in high yield savings -10k in Treasury bond -18k in checking -10k in CD which matures in March -A couple thousand in euros saved up from monthly stipend The situation: Scared to invest because it’s overwhe…

Reddit Personal Finance 1.2k 2025-01-27

Taking out 401k early

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Taking out 401k early Trying to keep things simple and somewhat anonymous, but I’ll try to be as informative as possible. Sorry in advance if this is a silly question, but I haven’t found any clear answer online and I’d like to make an informed decision. I have less than 6500 USD (just over 6k USD right now) in a 401k plan I had begun with a company in the US a whil…

Reddit Personal Finance 793 2025-01-24

Interstate 80 early spring?

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Interstate 80 early spring? Is Interstate 80 safe to travel early Spring, more specifically, the first few days of Spring? I’m trying to make it to Portland, OR from St. Louis, MO by vehicle and I’m worried about the mountains. My first stop is Cheyenne, WY, about a 13 hour drive on March 22. Immediately hitting the road again the next morning to Ogden for a night then fin…

Reddit Travel 423 2025-01-21

Euro Trip Early August – itinerary Help

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Euro Trip Early August – itinerary Help Hi, I am planning a trip with a group of guys few years out of college (3-5 of us). Going from end of July to Mid-August wondering whether to fly into Paris or Zurich. Relatively cities are cheap compared to counterparts. We have put together some rough itineraries for each starting destination. We are hoping to soak up some different cultures,…

Reddit Travel 346 2025-01-21

Is My Name Is Early worth watching after season 3?

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Is My Name Is Early worth watching after season 3? I just started watching My Name Is Earl and it’s been hilarious and heartwarming. I love that Earl’s character gradually builds with each episode and he betters his own life as it progresses. However, during season 3, I felt like the entire series became less funny and the original premise of what made the show great is gone. I’m at episode 20 o…

Reddit Television 706 2025-01-20

Considering early retirement, currently 45

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Considering early retirement, currently 45 I’m 45, always had this goal to retire early (FIRE stuff), but now that I’m finally close, I feel like I’m hesitating. My partner and I have saved diligently, invested well, and even cut down on expenses. But recently, I started reading some articles about market fluctuations, inflation, and even unexpected health costs. Tbh freaked us both. We’…

Reddit Personal Finance 952 2025-01-19

401k max first, then Roth IRA for early retirement?

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401k max first, then Roth IRA for early retirement? Roth IRAs are regarded highly for good reason. But in the case you are a high earner, why would you put any money into a Roth IRA instead of putting it all the retirement money you invested into the 401K? Because when you retire you will almost always be in a lower tax bracket (before SS even hits), and there are a few ways to withdraw from the …

Reddit Personal Finance 769 2025-01-18

Here’s how to play the Switch 2 early

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Here’s how to play the Switch 2 early Image: The Verge, NintendoNintendo’s taking the Switch 2 on tour. With the console now revealed, the next question on everyone’s mind (outside of what games will be available at launch) is when will we be able to get our hands on it. While Nintendo hasn’t shared the release date for the console, it is offering the chance for the public to previe…

The Verge 954 2025-01-18

Should I Pay Off Mortgage Early?

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Should I Pay Off Mortgage Early? Hello! My wife and I are trying to decide if we should pay off our mortgage. We understand that we could put this money in the market, but we’d love the piece of mind that a paid off house would provide. HHI: $170k Mortgage: $80k @ 4.99% (house value of $530k) No other debt We are both maxing out 401k & Roth IRA. After paying off the house, we…

Reddit Personal Finance 419 2025-01-17

Reducing my 401k contribution because I max out early?

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Reducing my 401k contribution because I max out early? 2024 is the first year that I made enough money such that I maxed out my 401k early, specifically sometime in late September. I have been contributing 15% and my last several paychecks of the year were pretty healthy. I did some simple back of the napkin math and found that I can lower my contributions to 12% and still max out my 401k, but give …

Reddit Personal Finance 1.1k 2025-01-15

6-7 day itinerary in Portugal in early February. Need feedback on sightseeing and trekking

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6-7 day itinerary in Portugal in early February. Need feedback on sightseeing and trekking Hello. I’m planning to take a one week trip to Portugal in early February. I’m interested in sightseeing, especially art/architecture and history but I’m also interested in nature and trekking. For that reason I’m focusing on Lisbon and Sintra, with one other day in Porto due to logistics. I wanted to get feedback on this plan, if it’s too much …

Reddit Travel 555 2025-01-13