#early

Paying off a mortgage REALLY early? Bad idea? (US-VA)

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Paying off a mortgage REALLY early? Bad idea? (US-VA) My 76 yr old mother fell down the stairs at her house and broke her neck. She will be wheelchair bound. I bought her a new single level, elevator accessible condo with a mortgage. Mortgage rate is 7.75% I have enough in Certificate of Deposits to cover the cost of the condo outright, but the CDs mature in August. The CD rate is 4.8% I have no ot…

Reddit Personal Finance 899 2024-05-28

Early withdrawal from Roth IRA after losing money in individual stocks. What can I do?

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Early withdrawal from Roth IRA after losing money in individual stocks. What can I do? I invested about $12,000 into my Roth IRA over the years, mainly before COVID, and made some poor investment choices where I didn’t know what I was doing and invested in ton of individual stocks with high risk. Some stocks have me at a loss of -$15, -$100, others -$500. I don’t know if those will ever go back up. My total was around $10,000. I…

Reddit Personal Finance 877 2024-05-27

How to retire early with Roth IRA

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How to retire early with Roth IRA I have been investing for the last 20 years into this Roth IRA, I have been very fortunate and had made some great buys mostly within the last 8 years. the gains on my account had become more than I ever thought possible (mostly thanks to nvidia) I’m 41 years old and my account has 2.3 million, I have been working union construction since I got …

Reddit Personal Finance 1.3k 2024-05-27

What to do with early evenings?

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What to do with early evenings? I’m planning for my first international trip next summer! So far, the general pattern of my days follows: 9am-5pm: Museums, tourist attractions, etc. 5pm-7pm: ?????? 7pm-8pm: Dinner 8pm-: Go out for drinks In a city like London or Edinburgh, what does one do after 5pm? What do your evenings during your travels usually entail? submitted by …

Reddit Travel 1.0k 2024-05-11

Early Midlife Crisis

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Early Midlife Crisis Hello, I just joined the group in hope of figuring some stuff out and actually start creating a plan for the future. I’m 34, and finally debtfree after years of medical history and dumb young life choices to get a creditcard (which I chose to terminate), and saw a post sending people from r/debtfree to here. I am also dual citizen EU/US, and get…

Reddit Personal Finance 477 2024-05-04

Which strategy is best to invest in early on.

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Which strategy is best to invest in early on. For a new brand that just launched/about to launch is more worth to invest in adv and drive traffic to the site or build an online presence first through SEO and social media? submitted by /u/RoccoCommisso

Reddit ecommerce 618 2024-04-26

How can I retire early

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How can I retire early I’m 40/m sole earner @125k. Wife hasn’t had a job in forever. Net worth about 700. 300 house 400 401k/pension, no debt Paid off house. No real estate taxes. I also get about 3k VA that I’ll get for the rest of my life. I wound like to retire at 50. So 10 years. My kids should be about done with college. What should I invest in now that I can us…

Reddit Personal Finance 641 2024-04-16

Will paying off my first car loan early make it hard to get another?

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Will paying off my first car loan early make it hard to get another? I’m 18 and for the past 5 months I’ve been financing a car(with a co-signer) for 4000. I put 4000 down so 50%. I’ve been paying a lot towards it every month so I don’t have to worry about it anymore and right now I only owe 950. People tell me about loan history and how it matters when you try to finance a car on your own. Is it better to pay it…

Reddit Personal Finance 457 2024-04-13

How to best set myself up – early twenties

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How to best set myself up – early twenties I grew up in a frugal family, but one that was financially illiterate(ie my dad would keep cash at home instead of putting it in savings/investing it). I’ve tried these past few years to teach myself (and also finally got him to open a savings account!) but I still feel pretty clueless on most things. Would appreciate any input. I’m 23, graduate…

Reddit Personal Finance 406 2024-04-13

Best National Parks or Vacation Spots to Visit in Early June 2024

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Best National Parks or Vacation Spots to Visit in Early June 2024 Im planning a surprise birthday / anniversary trip for my boyfriend and I this year and wanted to know any recs. on the best places to go during that time? Im buying the tickets this month (April 2024) for our anniversary weekend ( June 7-10, 2024). He enjoys wildlife, nature, good food/desserts and temperatures below 85 degrees lol! Any ideas …

Reddit Travel 1.2k 2024-04-11

Typical should I pay off my house early?

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Typical should I pay off my house early? I just purchased a new home for $223,000 with 20% down. My mortgage including taxes and insurance is $1264 per month. The interest rate is 4.5% and is a 30 year mortgage. I invest 15% into my Roth 401k and max out my Roth IRA each year& HSA. I have about $500 left over for savings/investing. Should I drop that $500 into the mortgage every month?…

Reddit Personal Finance 942 2024-04-10

Stay Too Long Or Leave To Early?

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Stay Too Long Or Leave To Early? How fast do you pull the trigger? Are you fast to exit a “toxic” relationship or some other bad situation?  Doesn’t have to be “people”.  Personally, I’m talking about changing webhosts. Do you tend to stay with the known quantity?  Do you avoid change, in general? Do you keep friends, through thick and thin? Roll

Elsa Elsa 863 2024-04-08