#early

Should I pay my car off early?

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Should I pay my car off early? For context, I am 21 and I bought a car last march. My loan is at 6.2% for 60 months (no early payment penalty). I have about 20k left to pay off. I was thinking about paying it off in 1 or 1.5 years earlier so I can pay less interest. I have about $30k in ETF’s and HYSA and about $9k in stocks and I make about $72k pre tax in nj. My only expens…

Reddit Personal Finance 1.1k 2025-03-03

I need to make an early withdrawal from my rollover IRA to pay bills, groceries.

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I need to make an early withdrawal from my rollover IRA to pay bills, groceries. I’ve looked at other options, and this is the best one for my situation. I know that it’s taxed as income plus an additional 10% penalty. My question is are you legally allowed to withdraw early just to pay bills, or are you limited to the particular hardships that the IRS lists? It’s either do this or get utilities shut off and not get grocerie…

Reddit Personal Finance 864 2025-02-21

Colorado in Early to Mid March

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Colorado in Early to Mid March Hi All, My friend and I (both from non-snowing regions) are planning to visit Denver, Colorado, to explore Rocky Mountain National Park (RMNP) and also Fort Collins, Colorado Springs, Hot springs etc. for 4-5 days. We are still discussing when to travel and whether we should go, as the weather tends to get rough in March. We will maybe do a coup…

Reddit Travel 349 2025-02-17

Help family pay off loan, early withdrawal?

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Help family pay off loan, early withdrawal? Hello all, I’m in an interesting situation. I make around 200K a year in New York City and I’ve been working for 6 months. Right now, I have 23K saved in my 401K, 20k in brokerage account and around 10K in cash. Im doing well personally and don’t have many expenses besides rent (2K/Mo). The issue is my parents are 40k in debt and interest on thi…

Reddit Personal Finance 688 2025-02-17

How would the internet have changed the fandom of the late 90’s early 2000’s

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How would the internet have changed the fandom of the late 90’s early 2000’s Part of why I enjoy some of the shows I stream today is because of the subreddits, memes related to the show or engaging in real time on Twitter / X . That got me wondering how the internet would have changed the trajectory of some of the more provactive shows or the first “Reality” TV shows that were a big deal … The Real World – S1 1992 Sex …

Reddit Television 346 2025-02-17

Is my thinking right here, or does my spouse have a valid point about taking SSA early ?

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Is my thinking right here, or does my spouse have a valid point about taking SSA early ? Quick situation run-down … married, and we’re both 60-61yo. I’m still working full-time, same company for 25+ years, making around $160k. I expect to keep working at least 5 more years, job is secure. Spouse “retired” a little early, because he didn’t like his job any more, and we were able to swing it on one income. He stopped working when he…

Reddit Personal Finance 1.2k 2025-02-15

Week-long Family Vacation in Early May: Minneapolis or Chicago

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Week-long Family Vacation in Early May: Minneapolis or Chicago We’re from Green Bay and want to take our young kids on a little trip May 5-9, ages are 2 and 6. I looked at hotels in Chicago and we’d be looking at roughly $1,500 for the week. That seems high to me. Minneapolis seems more reasonable at less than $1,000 for the week plus free parking. I know there’s a ton to do in Chicago, but for the sake of…

Reddit Travel 413 2025-02-13

Early Career Change?

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Early Career Change? Hi All, I graduated a year ago, and am now working in my studied field. Unfortunately I don’t enjoy the job and am wanting a change. I ended up finishing university with little to no debt, and am on a decent wage as a graduate, with a great earning potential in the future – therefore am set up decently well. Would it be stupid of me to take ou…

Reddit Personal Finance 831 2025-02-10

Steam now warns you if an ‘early access’ PC game might be abandoned

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Steam now warns you if an ‘early access’ PC game might be abandoned Steam’s early access program helps small to medium-sized developers get an idea off the ground, but not every game actually does. Now, Valve has a notice designed to warn Steam users when they visit an early access game’s store page if it’s been a minute since the last update. If the dev’s lofty goals for

The Verge 484 2025-02-06

[LPT] File taxes early but pay when they’re due (US)

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File taxes early but pay when they’re due (US) People often file taxes late and, if they owe, pay at the same time. However, those are two separate events and as long as both are done by the deadline, you’re fine. However, you can file when you get all your statements (usually by mid-February) so you can file when you’re ready and, if you owe, wait to pay until April. You start to get your s…

Life Pro Tips 764 2025-02-06

Oaxaca/Puebla or Guanajuato/Michoacan/Etc. around July or Early August?

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Oaxaca/Puebla or Guanajuato/Michoacan/Etc. around July or Early August? I may take my first solo trip this summer for probably around 2-3 weeks, and I think I’m set on visiting Mexico, specifically central Mexico, where the elevation is higher, temperatures are cooler, and weather is apparently more predictable (rains primarily limited to afternoon/evening, cooler temperatures, cleaner air, etc.) That said, I think …

Reddit Travel 577 2025-02-05