Explain it to me like i’m dumb…Mutual Funds, ETFs, Index Funds I’ve read countess articles on this subreddit, rabbit hole google searches, and other sources, but I still can’t seem to understand them. Index funds can be mutual funds, some mutual funds can be index funds? ETFs can be index funds but not mutual funds? Some funds are index funds in the form of a mutual fund? Where does it end? Anyone have a s…

I made a very dumb mistake. How to get lipstick off of cat? The good news is, my new black lipstick was not lying when it said it was long wear. The bad news is… I kissed my white cat’s head. I tried using a makeup wipe, but it’s not coming off. My cat hates anything wet. How do I get the lipstick off of my cat? submitted by /u/LordMeme42

very dumb question… rolling over 401k to another 401k I got a new job and decided to rollover my old 401k account to my new 401k account Submitted a rollover request in Fidelity… ​ it looks like my old 401k stocks are being sold and will be transferred to my current 401k. Is this realized gain going to be taxed? submitted by /u/bonoZaa

Tesla Now Wants $1,000 For Its Dumb Yoke Steering Wheel Tesla’s yoke steering wheel is back and, a $1,000 for the option on a Model S or Model X, it’s more expensive than ever. Read more…

‘Dumb Money’ Lampoons Wall Street Titans With a Knowing Eye The film tells the story about the stock market frenzy over the video game retailer GameStop. It was financed and produced by the son of a Wall Street superpower.

Is it generally wise or dumb to make 4.8% – 5.5% on cash that would otherwise pay off a 0% interest CC? Instead of paying off my credit card in full, (which I can do at any time) I have been holding a large amount (~$20K), in High Yield cash accounts to take advantage of the current interest rates. I have made many hundreds of dollars in interest with zero risk, but at the expense of placing in the stock market where i would have made more, but at…

this may be a dumb question but is it worth it to get TSA pre-check? I haven’t flown in a long time but I’m going to start traveling a lot more now. Do a ton of people use pre-check, making their lines just as long as the regular lines? or is it noticeably faster? submitted by /u/Candid_Option3608

How dumb is it to buy a new car? I’m 25 years old, work in healthcare, and make $110K annually. I have a net worth of $96K. ​ Breakdown: I have 15K in student debt, 13K in a stock/crypto, 40K in a retirement account (Roth +401K), 46K in a HYSA (which generates $200/month in interest), and about 9K in my checking account. And my current car is worth 3K. Recurring monthly expense…

Is this dumb? Car first , house later ? I make 80K a year will be making 100k guaranteed next year , I have 1000 a month in rent and bills total to pay . Houses in my area that I like are generally around 500k only issue is I’m 22 and have a very thin credit profile since the car I drive now was given to me when I was 16 . I was thinking of just getting the car I wanted which was pret…

Sorry for the dumb question- Is this really the end of my NYX EpicWear Eyeliner stick? No sharpening or way to extend the product? Sorry. I’m kind of broke and disappointed thinking these are so short-lived. submitted by /u/mentallydeteriorated

Young Dumb & Broke! I have no clue what I’m doing Hello everyone, I am feeling a bit stressed about finances at 30 years old! I have no clue how much “you should’ve saved” at this point in life. I have no good examples and was never taught anything about savings or investing. I would love to hear your thoughts or get any advice on how to save and be smart with my money . Thank you in advance an…

LPT Request: How do I not freeze and or say dumb stuff when I have to introduce myself on the spot? Today I had a Teams meeting and I was asked to introduce myself and what I do at my work. I totally froze, then said weird stuff not really relevant to the meeting in front of my boss and just was awkward. I’m a smart person and I’m good at conversing and presenting but when it comes to introducing me I suck and it’s embarrassing! submitted …

Is it dumb to temporarily go in the red ~$1500 per month for an ESPP that would net me $4000 extra each year Basically I have an ESPP through my company that allows up to $1000 per paycheck to be taken out and purchase stock in the company at a 15% discount. The stock is purchased at the end of each qtr and can be sold immediately. Currently my expenses are around $2700-2900 each month and my income is $3300 per month (or $3575 if you spread out the 2 …

My long time GF says it’s dumb to buy our own a house? Long story short she got into some finance course paid by her job and now she says it’s not financially responsible to buy a new house, she says it’s better to rent, citing how maintenance and taxes over time would be more expensive. Now, we don’t live in the US so things my be a bit different here but I know taxes are not that bad in here, also…

TikTok ‘Diet’ of the Week: The Ice Hack for Weight Loss Is an Ad for a Dumb Supplement TikTok is full of weight loss “hacks,” most of them misleading, overblown, just plain wrong, or recycled from misinformation of yore (or all of the above). The latest: something involving ice that helped the narrator’s mother lose 72 pounds, or something. More info in the comments below! Except there’s not. Act quick… Read more…

Is going into debt for law school a dumb idea? Quick background: Currently work in RE finance as a 100% commission based W2. The past few years I’ve made between $150-300k (this year I have made about $150k so far). I am 100% remote and work from home. Problem: Feeling completely burned out with my current line of work. It was interesting when I first started because the learning curve was s…

Lawyer brother told me it would be dumb to pay off student loans. My brother (who is a lawyer) lectured me when I said I’m going to be putting my entire salary towards paying off my student loan debt. He said everyone has it, lenders don’t even look at it, you can reduce the monthly payments to be extremely low, or that there are endless forgiveness options. He pretty much said it would be dumb to spend my mon…

Maybe a dumb question, but is China safe to visit? I previously worked in the defense industry in the US and had a clearance. During that time, China hacked the US government and probably knows that I worked for them. Is this reason for concern? I would love to visit China (some of my family is from there), but I do have this weird fear of being detained or something. Am I way off base? Is this …