Is it dumb to own both the Ricoh GRiiiX and the Fuji X100V? I’m a street photographer. I just bought the Ricoh Griiix after having the Fuji x100V for a while. I don’t take the V out that much because it’s cumbersome but a friend had a Ricoh and I just fell in love with the portability. It’s a powerful little tool! That being said, I like the Fuji x100v in its own right too but I don’t know that I can jus…

(Probably) Dumb Question: Can I write this type of fee off on my taxes? I’m a 1099 independent contractor who works through a platform where the platform itself takes a 30% cut off all the work I produce. So if a client pays $100 for something, the platform keeps $30 and gives me the rest. Can the 30% I’m losing out on be considered a business expense? submitted by /u/MattAlbie60

Would selling my condo now be a dumb choice? I’m not convinced in the longevity of the city I own a condo in, I got the mortgage 5 years ago when I was 21 and the value of the property shot up during Covid, I refinanced down to 3.375% which I don’t want to lose. The passive income is okay but I think I should capitalize on the value now, and invest my profits to make a more wise purchase …

Is it dumb to sell my X100V and XT4 for an X-Pro 3? Lately, I’ve been thinking of selling both cameras to get the X-Pro 3. I didn’t end up using video as often as I thought although I still may. Is the video on the X-Pro 3 much worse? Other than that, my needs to really justify the power of the XT4 anymore but I also want to keep my lenses. I also heard the lack of IBIS on the X-Pro 3 doesn’t rea…

Young and dumb what to do with 80k?? I recently found out that I will be receiving an inheritance from a distant family member of 80k. I didn’t grow up with money and work two jobs while I’m in my senior year of college. I was lucky enough to get a full ride and have no debt. What should I do with the money? I know Roth IRA’s with you can only put a couple thousand in a year and th…

Me, Buying a house? In this economy?! Dumb or just not smart So I’ll preface this with saying: Im a software engineer. The company has growing profits. My income: $125k (last two years taxes are a bit less, probably around $105k/year). With 80% positive will receive a 22% bonus in Q1, there’s a signed document on how bonuses are to be allocated. Loans / Debt Obligation: $25k in private student loans @ 2.8…

Would it be dumb to buy a house in an area that is dying? Specifically, Saginaw, Michigan. Houses are going for under $100,000 because it seens nobody wants to live there. I’d look on the west side of the river where it’s safer. I could pay cash for one. I’m on the other side of the state and I’m priced out. My issue is that if I wanted to sell it in the future, I don’t think I’d get much equity from i…

Dumb Money is the Funko Pop version of the GameStop story Nick Offerman and Seth Rogen as dumb money in Dumb Money. | Image: Lacey Terrell / Sony PicturesDumb Money thinks you’re stupid — the title might as well be a reference to anyone paying to see the film. It’s a bummer, too. I had such high hopes! The GameStop saga, which is the basis for the movie, is genuinely bizarre, and anyone with a flair fo…

Explain it to me like i’m dumb…Mutual Funds, ETFs, Index Funds I’ve read countess articles on this subreddit, rabbit hole google searches, and other sources, but I still can’t seem to understand them. Index funds can be mutual funds, some mutual funds can be index funds? ETFs can be index funds but not mutual funds? Some funds are index funds in the form of a mutual fund? Where does it end? Anyone have a s…

I made a very dumb mistake. How to get lipstick off of cat? The good news is, my new black lipstick was not lying when it said it was long wear. The bad news is… I kissed my white cat’s head. I tried using a makeup wipe, but it’s not coming off. My cat hates anything wet. How do I get the lipstick off of my cat? submitted by /u/LordMeme42

very dumb question… rolling over 401k to another 401k I got a new job and decided to rollover my old 401k account to my new 401k account Submitted a rollover request in Fidelity… ​ it looks like my old 401k stocks are being sold and will be transferred to my current 401k. Is this realized gain going to be taxed? submitted by /u/bonoZaa

Tesla Now Wants $1,000 For Its Dumb Yoke Steering Wheel Tesla’s yoke steering wheel is back and, a $1,000 for the option on a Model S or Model X, it’s more expensive than ever. Read more…

‘Dumb Money’ Lampoons Wall Street Titans With a Knowing Eye The film tells the story about the stock market frenzy over the video game retailer GameStop. It was financed and produced by the son of a Wall Street superpower.

Is it generally wise or dumb to make 4.8% – 5.5% on cash that would otherwise pay off a 0% interest CC? Instead of paying off my credit card in full, (which I can do at any time) I have been holding a large amount (~$20K), in High Yield cash accounts to take advantage of the current interest rates. I have made many hundreds of dollars in interest with zero risk, but at the expense of placing in the stock market where i would have made more, but at…

this may be a dumb question but is it worth it to get TSA pre-check? I haven’t flown in a long time but I’m going to start traveling a lot more now. Do a ton of people use pre-check, making their lines just as long as the regular lines? or is it noticeably faster? submitted by /u/Candid_Option3608

How dumb is it to buy a new car? I’m 25 years old, work in healthcare, and make $110K annually. I have a net worth of $96K. ​ Breakdown: I have 15K in student debt, 13K in a stock/crypto, 40K in a retirement account (Roth +401K), 46K in a HYSA (which generates $200/month in interest), and about 9K in my checking account. And my current car is worth 3K. Recurring monthly expense…

Is this dumb? Car first , house later ? I make 80K a year will be making 100k guaranteed next year , I have 1000 a month in rent and bills total to pay . Houses in my area that I like are generally around 500k only issue is I’m 22 and have a very thin credit profile since the car I drive now was given to me when I was 16 . I was thinking of just getting the car I wanted which was pret…

Sorry for the dumb question- Is this really the end of my NYX EpicWear Eyeliner stick? No sharpening or way to extend the product? Sorry. I’m kind of broke and disappointed thinking these are so short-lived. submitted by /u/mentallydeteriorated

Young Dumb & Broke! I have no clue what I’m doing Hello everyone, I am feeling a bit stressed about finances at 30 years old! I have no clue how much “you should’ve saved” at this point in life. I have no good examples and was never taught anything about savings or investing. I would love to hear your thoughts or get any advice on how to save and be smart with my money . Thank you in advance an…

LPT Request: How do I not freeze and or say dumb stuff when I have to introduce myself on the spot? Today I had a Teams meeting and I was asked to introduce myself and what I do at my work. I totally froze, then said weird stuff not really relevant to the meeting in front of my boss and just was awkward. I’m a smart person and I’m good at conversing and presenting but when it comes to introducing me I suck and it’s embarrassing! submitted …