Is it dumb sell investments to pay off my 3.9% car loan? I have a mortgage and a car loan that’s adding up to quite a bit every month. I have a solid emergency fund and max out 401k HSA and IRA. With all of this in mind, my car payment of $1000 a month is pretty heavy even if I can afford it. I know that keeping the money in the market is probably a good idea if I have a big enough emergency fund. But…

Would it be dumb for me to buy a house? I am single, no kids, in my 40s and living with my mother. I moved home 4 years ago because I got a better job that required me to go back to school so I could get licensed and moving home was the only way I could afford going back to school. I am going to be making around $72-76k a year in a few weeks. I have around $12k in credit card debt tha…

Am I Dumb For Gifting Parents $10k? I’m 21 and still living with my parents until they move states next July, at that time I’ll likely move out and go from there. I graduated high school in 2020, stayed home and did online college for a couple years, then started to figure out social media a little bit and started making enough money to justify taking a break from school and work….

Super dumb question Why do I still have to crop an image that’s 1080×1350 to 4×5 for Instagram? When I open a blank document on PS that’s 1080×1350 it doesn’t need cropping. Am I doing something wrong? submitted by /u/steffi1996

Is a link tree type page dumb if I’m a product seller? Here’s the deal – I want to start incorporating more social media to promote my brand. But they say to give 80% content, tips, fun, etc and only promote your products for 20% of posts. Okay I can handle that but I was hoping while doing that I could build some affiliate revenue by using a platform like Linktree or similar. However I saw someone …

Is it a dumb idea to pay off my student loans? I’m 38 and these student loans have been hanging over my head for a long time. I owe 19K and I have 35K in my brokerage account. 19K of it uninvested earning 4.99% yield and the remaining in equities. I’d take the 19K sitting there for the one large sum payment. But my student loans have a fixed rate of 2.5% so I’ve been paying the minimum for …

I Took Elon Musk’s Las Vegas Loop And It’s Just As Dumb As I Was Expecting This year I’m in Las Vegas for SEMA. It’s a wild place, especially if you decided to get started early like I did. Two hours in, I needed a break from everything so I decided to go and check out the much talked about and hyped Tesla Loop to see what it was about. It was dumb. Read more…

Isn’t this dumb? Isn’t this dumb? Trying to check in online with United. It seems you are at a disadvantage if you travel light with just a personal item?? 🤔 submitted by /u/krev1ce

Can Ratcliffe turn Man United’s ‘dumb money’ into transfer gold? Sir Jim Ratcliffe once described Manchester United as being “the dumb money.” It is why he wants full control of football operations at Old Trafford.

Your Kids Are Absolutely Dumb Enough to Eat Magnets You’ve probably heard that strong, small magnets are dangerous for children. You would not give a toddler a neodymium magnet for any reason; you know that two of them, if swallowed, can connect inside their body, potentially causing severe injury. And yet, according to a recent survey presented to the American Academy… Read more…

Is it dumb to travel as a westener to Türkiye right now? My husband and I are currently on our honeymoon. We’ve been traveling all over Europe for the last 3 months and are currently in the Balkans. We are scheduled to travel to Turkey on Monday, staying overnight in the airport and then heading to Cappadocia for 4 days. Then we are supposed to fly back to Istanbul to spend a week and then fly out of …

Switchbots Can Make Dumb Devices Smart Part of the proposition of smart home technology is “less”—fewer plugs, fewer remotes, fewer extension cords. Items are controlled via wifi or Bluetooth, and the result is (usually) a sleek, streamlined gadget or switch. SwitchBot saw that model and gave it the finger. Read more…

Is it dumb to own both the Ricoh GRiiiX and the Fuji X100V? I’m a street photographer. I just bought the Ricoh Griiix after having the Fuji x100V for a while. I don’t take the V out that much because it’s cumbersome but a friend had a Ricoh and I just fell in love with the portability. It’s a powerful little tool! That being said, I like the Fuji x100v in its own right too but I don’t know that I can jus…

(Probably) Dumb Question: Can I write this type of fee off on my taxes? I’m a 1099 independent contractor who works through a platform where the platform itself takes a 30% cut off all the work I produce. So if a client pays $100 for something, the platform keeps $30 and gives me the rest. Can the 30% I’m losing out on be considered a business expense? submitted by /u/MattAlbie60

Would selling my condo now be a dumb choice? I’m not convinced in the longevity of the city I own a condo in, I got the mortgage 5 years ago when I was 21 and the value of the property shot up during Covid, I refinanced down to 3.375% which I don’t want to lose. The passive income is okay but I think I should capitalize on the value now, and invest my profits to make a more wise purchase …

Is it dumb to sell my X100V and XT4 for an X-Pro 3? Lately, I’ve been thinking of selling both cameras to get the X-Pro 3. I didn’t end up using video as often as I thought although I still may. Is the video on the X-Pro 3 much worse? Other than that, my needs to really justify the power of the XT4 anymore but I also want to keep my lenses. I also heard the lack of IBIS on the X-Pro 3 doesn’t rea…

Young and dumb what to do with 80k?? I recently found out that I will be receiving an inheritance from a distant family member of 80k. I didn’t grow up with money and work two jobs while I’m in my senior year of college. I was lucky enough to get a full ride and have no debt. What should I do with the money? I know Roth IRA’s with you can only put a couple thousand in a year and th…

Me, Buying a house? In this economy?! Dumb or just not smart So I’ll preface this with saying: Im a software engineer. The company has growing profits. My income: $125k (last two years taxes are a bit less, probably around $105k/year). With 80% positive will receive a 22% bonus in Q1, there’s a signed document on how bonuses are to be allocated. Loans / Debt Obligation: $25k in private student loans @ 2.8…

Would it be dumb to buy a house in an area that is dying? Specifically, Saginaw, Michigan. Houses are going for under $100,000 because it seens nobody wants to live there. I’d look on the west side of the river where it’s safer. I could pay cash for one. I’m on the other side of the state and I’m priced out. My issue is that if I wanted to sell it in the future, I don’t think I’d get much equity from i…

Dumb Money is the Funko Pop version of the GameStop story Nick Offerman and Seth Rogen as dumb money in Dumb Money. | Image: Lacey Terrell / Sony PicturesDumb Money thinks you’re stupid — the title might as well be a reference to anyone paying to see the film. It’s a bummer, too. I had such high hopes! The GameStop saga, which is the basis for the movie, is genuinely bizarre, and anyone with a flair fo…