#dumb

Dumb question, but how do you vacation?

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Dumb question, but how do you vacation? So I apologize if this is dumb question. Growing up, we didn’t have any extra funds for vacation or travel. We had a working class upbringing and I never learned how to vacation properly. I’ve started to travel with my wife and I get really lost sometimes! Like, do you just go-go-go all day touring and exploring? Or do some activities, come ba…

Reddit Travel 1.0k 2024-05-29

Would it be dumb to sell my house

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Would it be dumb to sell my house We purchased our home in November 2019 for 176K at 3.75 interest. Debating if we should sell our home and move the another area in our city closer to our family, looking at some homes under 400 and if we finance with the builder we could get a rate of 4.5-5 percent. The last time we checked a few months ago and it looks like we could sale for ar…

Reddit Personal Finance 1.2k 2024-05-20

Am I Being Dumb About This House?

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Am I Being Dumb About This House? I found a home where 20% down is $86,000 and closing is $15,000, which is down to the penny how much I have saved for a home. (I have a $25k emergency fund outside of my house fund, so this is not all my cash. I also have a strong retirement portfolio for my age, which is 37 this summer.) My monthly payments would be $2800, which is doable but m…

Reddit Personal Finance 1.0k 2024-05-08

Beginner question for (maybe really dumb) settings?

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Beginner question for (maybe really dumb) settings? Let just start by saying that I don’t really understand the setting( in process of learning). First camera. I was looking YouTube videos for some setting about the focus and and I saw that the settings of the person with the camera from the video are unlocked ( I don’t know if this is the right term). And I’m here wondering why mine are locked a…

Ask Photography 844 2024-05-02

How dumb would I be if I tried to buy a house??

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How dumb would I be if I tried to buy a house?? My husband and I (both 35) own a condo that is getting pretty behind on necessary routine maintenance. Looking over the budget at the end of last year, the association is under funded and dues weren’t raised enough to offset the deficit. Many of the needed repairs are going to be a special assessment at this point. The residents are not particul…

Reddit Personal Finance 965 2024-05-02

Would it be dumb to get a new car with a 1.9% interest rate?

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Would it be dumb to get a new car with a 1.9% interest rate? I have a vehicle that is paid off; 2017 Subaru Outback with 80k miles on it. Out of curiosity I took it to a few dealers and was offered 15k for it so it got me thinking about upgrading. Right now, Subaru is having financing deals for 2024 vehicles at 1.9%. I was thinking of trading in my vehicle and using that amount towards a new 2024 Outback…

Reddit Personal Finance 662 2024-04-29

Is it dumb for us to buy a house?

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Is it dumb for us to buy a house? My wife and I live in Seattle – and combined make $230k/year – about $19k/month pre-tax. We’re in our late 20s, and are looking at housing and it is…depressing. We are in an apartment right now that is incredibly affordable, at around $1.7k/month – but we want a house and to prepare to start a family. We have both been incredibly frugal – we’ve…

Reddit Personal Finance 1.2k 2024-03-29

Is it dumb sell investments to pay off my 3.9% car loan?

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Is it dumb sell investments to pay off my 3.9% car loan? I have a mortgage and a car loan that’s adding up to quite a bit every month. I have a solid emergency fund and max out 401k HSA and IRA. With all of this in mind, my car payment of $1000 a month is pretty heavy even if I can afford it. I know that keeping the money in the market is probably a good idea if I have a big enough emergency fund. But…

Reddit Personal Finance 386 2024-03-28

Would it be dumb for me to buy a house?

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Would it be dumb for me to buy a house? I am single, no kids, in my 40s and living with my mother. I moved home 4 years ago because I got a better job that required me to go back to school so I could get licensed and moving home was the only way I could afford going back to school. I am going to be making around $72-76k a year in a few weeks. I have around $12k in credit card debt tha…

Reddit Personal Finance 1.1k 2024-03-24

Am I Dumb For Gifting Parents $10k?

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Am I Dumb For Gifting Parents $10k? I’m 21 and still living with my parents until they move states next July, at that time I’ll likely move out and go from there. I graduated high school in 2020, stayed home and did online college for a couple years, then started to figure out social media a little bit and started making enough money to justify taking a break from school and work….

Reddit Personal Finance 977 2024-03-13

Super dumb question

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Super dumb question Why do I still have to crop an image that’s 1080×1350 to 4×5 for Instagram? When I open a blank document on PS that’s 1080×1350 it doesn’t need cropping. Am I doing something wrong? submitted by /u/steffi1996

Ask Photography 1.1k 2024-02-23

Is a link tree type page dumb if I’m a product seller?

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Is a link tree type page dumb if I’m a product seller? Here’s the deal – I want to start incorporating more social media to promote my brand. But they say to give 80% content, tips, fun, etc and only promote your products for 20% of posts. Okay I can handle that but I was hoping while doing that I could build some affiliate revenue by using a platform like Linktree or similar. However I saw someone …

Reddit ecommerce 897 2024-02-18

Is it a dumb idea to pay off my student loans?

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Is it a dumb idea to pay off my student loans? I’m 38 and these student loans have been hanging over my head for a long time. I owe 19K and I have 35K in my brokerage account. 19K of it uninvested earning 4.99% yield and the remaining in equities. I’d take the 19K sitting there for the one large sum payment. But my student loans have a fixed rate of 2.5% so I’ve been paying the minimum for …

Reddit Personal Finance 769 2024-02-14

I Took Elon Musk’s Las Vegas Loop And It’s Just As Dumb As I Was Expecting

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I Took Elon Musk’s Las Vegas Loop And It’s Just As Dumb As I Was Expecting This year I’m in Las Vegas for SEMA. It’s a wild place, especially if you decided to get started early like I did. Two hours in, I needed a break from everything so I decided to go and check out the much talked about and hyped Tesla Loop to see what it was about. It was dumb. Read more…

Jalopnik 575 2024-02-03

Isn’t this dumb?

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Isn’t this dumb? Isn’t this dumb? Trying to check in online with United. It seems you are at a disadvantage if you travel light with just a personal item?? 🤔 submitted by /u/krev1ce

Reddit Travel 996 2024-01-22

Your Kids Are Absolutely Dumb Enough to Eat Magnets

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Your Kids Are Absolutely Dumb Enough to Eat Magnets You’ve probably heard that strong, small magnets are dangerous for children. You would not give a toddler a neodymium magnet for any reason; you know that two of them, if swallowed, can connect inside their body, potentially causing severe injury. And yet, according to a recent survey presented to the American Academy… Read more…

Lifehacker 1.1k 2024-01-06

Is it dumb to travel as a westener to Türkiye right now?

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Is it dumb to travel as a westener to Türkiye right now? My husband and I are currently on our honeymoon. We’ve been traveling all over Europe for the last 3 months and are currently in the Balkans. We are scheduled to travel to Turkey on Monday, staying overnight in the airport and then heading to Cappadocia for 4 days. Then we are supposed to fly back to Istanbul to spend a week and then fly out of …

Reddit Travel 718 2024-01-03

Switchbots Can Make Dumb Devices Smart

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Switchbots Can Make Dumb Devices Smart Part of the proposition of smart home technology is “less”—fewer plugs, fewer remotes, fewer extension cords. Items are controlled via wifi or Bluetooth, and the result is (usually) a sleek, streamlined gadget or switch. SwitchBot saw that model and gave it the finger. Read more…

Lifehacker 531 2023-12-24