25 y/o feel like I’m drowning Hey guys. I’m a 25 y/o male in a weird situation. So basically I am in some debt and need to figure out the best plan to move forward. Currently I have 4k on one credit card, 3.5k on another, plus a 15.5k tax bill that will be due in April. In my checking account I have about 12k. However, I have 60k sitting in my brokerage account. I’m wonderin…

Drowning in Debt and No Way Out – Just Waiting for the End I don’t even know why I’m posting this. Maybe just to get it off my chest before it all comes crashing down. I’m $96,532 in credit card debt. Another $52,129 in medical bills that I’ll never pay off. My student loans have ballooned to a number so big it makes me laugh. I barely make enough to cover rent, let alone pay anything down. Every month,…

I feel like drowning with all the different information out there? I need help. I feel completely stuck. I’m currently building my first ever Shopify store. I know starting a business isn’t easy, but I’ve already gone through a really tough process of finding products with good quality, pricing, MOQ, and custom packaging. Thankfully, that part is finally done. I have my products, my branding, and my own packagi…

Drowning in decisions Making good money – drowning in all the possible decisions I (28f) am currently working a job I love and making very good money in a VHCOL city. I save/invest and have educated myself but still feel like I may be making the wrong (or suboptimal) choices. Hoping to get some advice. Currently: TC: 246k between salary, bonus, equity (have been wor…

Help needed – feel like I’m drowning 34F – I’ve never had good spending habits driven by fiscally irresponsible (but well meaning) parents and late diagnosed ADHD. But now as a mom myself I really want to get my money habits in check to help set my kids up for success. My partner and I are unmarried however we share a home and household expenses in a joint account, then each have …

I’m 23 and drowning in over $75k in debt I don’t know what to do anymore. I work 2 jobs. One job is $20 an hour and about 30 hours a week. The other job is $20.85 an hour for 23 hours a week graveyard. I do DoorDash when I have any spare time. I work everyday and don’t have any days off. I’m back living at home. I don’t have to pay rent since I don’t have a room. I was without a job fo…

Feel like I’m drowning I am a 48 year old female who is drowning in debt with financial hit after hit occurring. I have $40,000 in unsecured debt across three loans with highest interest rate at 9%. In the last 12 months I have had my roof replaced, my alternator in my car and my hot water heater replaced in my house. For the alternator and hot water heater which cost…

Drowning in debt and see no way to solve it Im 21m whos found himself in a really tough situation to a point where i just dont know and how im going to find myself out. Ive been employed earlier this year for couple months to then eventually realise I had been done over by my employer and wasnt going to be paid Ive been job hunting but due to how competitive things are havent been able to…

Utah St. football player Seldon dies in drowning Utah State cornerback Andre Seldon Jr. died Saturday in an apparent drowning at a reservoir.

Embarrassed and feel like I’m drowning. Need advice. Hello reddit, I’m using a throwaway because I’m embarrassed of my financial situation and I’m in bit of a pickle and need some solid advice on financial strategy :\ I took a big hit income wise during COVID and used the opportunity to lower my expenses and take a risk investing in myself, by taking out a loan for a tech bootcamp to increase my i…

I’m drowning and need help/advise I am a recently separated military member with a family of three. My wife currently does not work due to our daughter having significant developmental delays. Most childcare providers and babysitters have refused to watch her after a few visits or appointments, and we continue to face challenges with her care. I work as a Project Superintendent…

I feel like I’m drowning with student loans Hello all, I am a 2023 college graduate. I just got a job in my field of choice in April of 2024. My take home per month after taxes and health insurance is 2,738.74 To be honest, throughout the last year before being placed in my field, I was struggling to makes ends meet. Made $15hr and had to doordash after work to help cover bills (car paym…

Drowning and stressing about finances. Don’t know what to do Me (F25) just made a big move (~1.2K mi from home) for my relationship. I started travel nursing about a year ago and recently signed on as PRN at a local hospital making ~$50/hr. A small breakdown of my stress. Since moving I still have my house (119k left on my mortgage with 3.75% interest rate), 2015 paid off car at the house for when I visi…

Drowning and trying to find options Hey everyone! As the title suggests, debt has caught up and I’m at a breaking point and trying to find out the best thing to do. Prepare for a long post. Should have used a throwaway, but anyone who knows me already knows, so whatever. Backstory: Active Duty Army, been in about 8 years. The start of financial duress began in March of 2020, I was…

Two Teenagers Missing in Waters Off Beach in Queens in Suspected Drowning The search was continuing overnight for the boys, 16 and 17, who were last seen being overtaken by a large wave in the waters off Jacob Riis Park.

I feel like im drowning every month. I just entered the work force in Janurary, I live alone and I have 0 family in the country. I work a regular 12-8. Every single financial burden is on me and I need help. I take home about 1600$ bi-weekly after 100$ 401k contribution, taxes, health insurance, etc. Here are my expenses: Rent: 1180$ Car: 300$ Gas: 50$ Auto Insurance: 120$ (Probabl…

drowning in debt- sos I’m a single parent to an almost 2 year old and I really need help as I want to set my child up with a really secure financial future and right now it just feels like a lot with all of my credit card debt. There’s so many things I want to do and I’m just struggling to financially make them happen one of these includes putting the child into dayc…

I am drowning in debt. I need help! I need help with my debt. I’m at a point where I have nothing left over at the end of the month or I get overdrafts. I know it was insanely dumb of me to get into so much debt but now I’m here and I just want to get out of it. I can drown in self hatred for getting myself into this mess or I can find a way to get out of it. I work full time and …

Drowning in Debt – Need Advice Debt built up over the course of 16 years, roughly in line with age of my oldest child (kids are friggin expensive). Cost of living outside of Washington DC is expensive too. Either way I’m a bit ashamed to disclose all of this but have found a lot of good advice seems to be given here. I want to be a good example to my kids about finding balanc…

Drowning in Debt because of commute to work I was fired from last job in November and used my savings and my cards to pay my bills. I filed for unemployment but did not get any help. Fast forward to January and I got a job in a different city which I moved to but the only place that was cheap was 40 miles away from the office and they don’t offer remote. The pay is only 18 and I get 2300 …