Potential drawbacks of lowering prices So I’m an artist and will soon be launching my own online Art print store. Prior to this, I was doing business with another online boutique who managed the production and sales of my prints from A to Z. After doing some math, I’m able to lower the listing prices of my prints by about 12%, and still make the same amount of profit. Initially I tho…

Any Drawbacks to Paying Off Car Early? I bought a new minivan on 12/31. It’s 1/4 today. I have the funds to pay off everything. Shall I go ahead and do that now or is there any reason for me to wait? EDIT: Rate is 7.7% submitted by /u/acthechamp

What are the drawbacks of “separate account” index funds in a Principal 401(k)? Currently, I’m using the default/suggested TDF assigned when I set up my 401(k): “Principal LifeTime Hybrid 2055 CIT,” with an expense ratio of 0.29%. I can change my investment options into low(er) cost index funds, which I’m familiar with. But they all have “sepeate account” following their description: Principal LargeCap S&P 500 Index Separa…

Tubing mascara recommendations (and are there any skincare drawbacks to using it?) I have used L’Oreal Tubing (red and white double extension) mascara for about 10 years but they recently discontinued it. I am looking for another product that applies in a non-clumpy way and gives defined lashes, and can come off with just hot water in the shower. I started using it because I can NEVER get regular mascara off and end up with pa…

What are the drawbacks of having your home appraised to reduce PMI? Hi everyone! Hoping to get some advice. Doing some mid-year re-budgeting. Mortgage info: Total mortgage amount: $340k Purchase price: $366k Current Mortgage Balance: $300k Interest Rate/Terms: 30yr conventional, 5.25% APR (We were not married when we bought our home, got married after rates spiked otherwise we would have done a VA loan) Monthly…

Drawbacks of Quick Mode focus? There’s a focus mode called Quick Mode on my canon camera, and it focuses on objects by a different method from AI focus and AI servo For some reason those two modes take much much longer to focus on objects on my lenses, so i’ve resorted to using quick mode. Does it have any drawbacks or side effects though? Can i keep using it? submitted b…

Drawbacks of Quick Mode focus? There’s a focus mode called Quick Mode on my canon camera, and it focuses on objects by a different method from AI focus and AI servo For some reason those two modes take much much longer to focus on objects on my lenses, so i’ve resorted to using quick mode. Does it have any drawbacks or side effects though? Can i keep using it? submitted b…

Drawbacks of a HELOC? My wife has been interested in opening a home equity line of credit for a little while now. She spoke with a representative from Bank of America about the specifics yesterday and asked me what I thought. We have a significant amount of positive equity in our house, roughly 50%. She was offered a HELOC for roughly 25% of the value of our house. …