I got 40k cash suddenly, I don’t have rooms left for my pension(already maxing them out), what would you do? Hey all, I’m seeking advices about how to deal with a chunk (not a fortune but chunk certainly IMO) cash suddenly got. Let me give you brief context (current situation) 1. Mortgage :Have mortgage 6% and already paying them back in an accelerated manner (paying 2k extra every month) 2. Rainyday funds :Have enough rainy day funds saved 40K in c…

Slot: I don’t talk to Virgil about his future Liverpool manager Arne Slot has admitted that he doesn’t talk to Virgil van Dijk about his contract situation.

LPT: Don’t want to be disturbed on Halloween? Try reverse trick-or-treating! One year, I was studying for finals and didn’t want to be disturbed, so I decided to leave an empty box out with a sign that read “please put candy in the box”. When the first group of kids arrived, there was a moment of silence followed by “awww mannn” and the sound of candy hitting cardboard. There was no candy left by morning, but the doorbel…

Stevie Nicks on Waiting Until 70 to Vote: “I Regret That, and I Don’t Have Very Many Regrets” submitted by /u/indig0sixalpha

Stevie Nicks Admits She ‘Never Voted’ Until She Was 70: ‘I Regret That, and I Don’t Have Many Regrets’ submitted by /u/mcfw31

LPT Having a friend for many years does not give them a pass to mistreat you. Don’t hold on to people for the sake of longevity. submitted by /u/tightehness

270 Reasons: Because If You Don’t Want to Live in The Handmaid’s Tale, You really Need to Vote Harris-Walz Our friends at 270 Reasons are gathering a polyphonic orchestra of brilliant writers, teachers, doctors, filmmakers, artists, and citizens of all kinds to weigh in about their plans to vote this November. These opinion essays run the gamut from advocacy for basic human rights to acutely personal mini-manifestoes. Read the rest over at 270 Reason…

LPT: Wear a shirt you don’t like to a haircut. One of my favorite shirts will probably be my itchiest shirt for a long time now. Yay. submitted by /u/24-7_Gamer

Maybe Don’t Get In The Cruise Ship Hot Tub If You Don’t Want Legionnaires’ Disease Cruise ships are cesspools of disease and misery, yet for some reason people keep shelling out to sit on a boat for months if not years on end. It shouldn’t be any surprise that folks get sick on cruises, but two ships made the news by giving their guests an unexpected illness: Legionnaires’ disease. Read more…

LPT: Remember that you don’t need to have an opinion on things you can’t control. Today, we’re bombarded with so much “controversies” on social media or “news” articles that are just editorials urging us to take “this side” or “that side.” This kind of stuff will affect your mental health. Not saying that you shouldn’t have a stance on something or be passionate about something, but keep in mind that you always have the opti…

I don’t really know what I’m doing and looking for advice on properly investing into my financial future. I have (some) money but don’t know what to do with it. Hello, everyone. I wasn’t sure which flair to use. I hope you’re all doing well and have a wonderful, and safe, Halloween (if you celebrate). A little backstory on me… I’m almost forty. Live alone, rent an apartment. I’ve had several (and some major) surgeries… twice on my knee, twice on my shoulder, once on my back, once on my foot, h…

LPT: For those who travel a lot, duplicate your toiletries into a ready-to-go toiletries bag so you don’t have to pack/unpack each time and risk forgetting something Saved me a ton of time as I am traveling every 2 weeks. And it takes so much effort “remembering” what to bring. Also, this way, you will never forget to bring something if you duplicate it all- cologne, hair wax, razor, qtips, all skin care, etc!! submitted by /u/RobertFKennedy

iOS 18.1: What You Get If You Don’t Have an iPhone With Apple Intelligence iOS 18.1 is the first iOS 18 update with Apple Intelligence capabilities, and that’s what a lot of the coverage about the new software has focused on. If you don’t have an iPhone that’s capable of ‌Apple Intelligence‌, you’re probably wondering just what’s in the update for you. While ‌Apple Intelligence‌ does make up the bulk of what’s new, if…

LPT – Don’t spend hundreds on an electric toothbrush. The cheap ultrasonic ones you’ll find on a well known online store work incredibly well, come with more new heads and the recharged battery lasts weeks and weeks. I bought two and they both work better than very expensive one they replaced. submitted by /u/Fordemups

Cant get a job, dont know what todo I social anxiety. Ive held a job before buti0 rece tly moved and cant get a job. Ive been applying and going to interviews but nothing. I have enought for one month rent + expenses and thats it. Im drunk right now and hurting myslef minorly. I need help and it seems it just isnt available because my country doesnt care about people lieke me i ju…

I don’t know what I’m doing wrong w my makeup, what can I do to improve? I feel something is off w my makeup, but I can’t pinpoint what I’m doing wrong. I wanna be able to do full face of makeup but I’m not sure what makeup would suit me. The first slide is full makeup and second slide is bare face w lashes. submitted by /u/witchb_tch444

Doing My Own Wedding Makeup: This is my first try. I don’t do my makeup a lot, so please leave me any advice you can! submitted by /u/Former-Hospital2988

Will US CBP question my round trip travel if I don’t plan on staying in the US? Details: I plan to book a round trip ticket Toronto to NY from Dec 1 to 20. Then book another round trip ticket from NY to Asia from Dec 2-18. This means I’ll only be in NY for about 2-3 days. I’m doing this because I want to accompany someone who is flying from NY to Asia back and forth. Will this be an issue? I have a Canadian passport. s…

Elon Musk Found A Way To Make His Illegal Voter Drive Legal: Don’t Actually Pay Anyone Elon Musk, the world’s richest man, set up a questionably-legal lottery to drum up swing state support for Donald Trump — a lottery that’s already fallen under regulatory scrutiny for its wanton use of cash. According to folks who have signed up, however, Musk may have found a way around those pesky laws: Simply not… Read more…

LPT: Don’t leave your car in tall grass If you decided to park somewhere to enjoy nature, don’t forget that you drive a frying pan on wheels. Mufflers, catalystic converters and brake discs get extremely hot and could be fire hazards when in contact with weeds. submitted by /u/cptshifer