Are there any disadvantages to budget tripods for me? I’m looking for a tripod that goes up at least 180cm/5’11” to use indoors exclusively, so that I can record my piano playing from above using my smartphone as the camera. Looking at other’s bad experiences with budget tripods, it seems to mostly come from nature photographers who go through wind, snow, and rain. I probably won’t be taking my tri…

What are some advantages or disadvantages of focusing on “visual storytelling” in your favorite genres of photography? When people ask general beginner questions like “what can I do to get better at photography?”, an interesting but vague answer often comes up to “focus on visual storytelling”. There are some specific details of that that are often helpful, like having a clear subject, using leading lines, positive/negative space or similar compositional elemen…

Can someone ELI5 the advantage and disadvantages of rolling a 401K into an IRA? I switched jobs, in my mid 50s, I know I need to continue saving for at least another 10 years. I am not the kind of guy trying to “time” the market; just put time (and money) into the market. Generally speaking, I just save money and grimace every quarter. Broadly, what are the advantages and disadvantages of rolling my 401K into an IRA? s…

Questions about student loans and if there are any disadvantages if I apply for the new SAVE repayment program? I just want to know if I am understanding the SAVE program correctly before I apply. If my minimum payment is below whatever the interest charge is, then I get that interest forgiven? I know that I have to self report my income. I (22) just graduated and I make $72,500 base annually. with a small annual bonus. I have 7 direct loans, 3 of which a…