LPT: Enroll in any voluntary accident/short term disability insurance offered through your employer when you are young When I got to the point in my life where I started having real responsibilities, I enrolled in everything offered through my work’s voluntary additional coverage. I was under 30, so it locked my rates in super low. I have risky hobbies, a dangerous job, and am a bit stupid so it seemed like a good move. Last year I broke my arm, and I didn’t ha…

Short Term Disability for a year and now taxes If I was on short term disability for a year and now returned to work. Is there a form I need to complete for short term disability for taxes this year? submitted by /u/alwayzJayded

Japan with a disability – travel organisation or book own our own? Hello! My husband and I hope to travel to Japan in October. Three weeks, flying in from Amsterdam, roughly Tokyo – Kyoto – Osaka, with a trip to Nagasaki and… the rest of our itinerary still needs to be filled in. :p My main worry is that I have a disability. I can walk, but stairs are, uh, tricky. But the biggest worry about traveling to Jap…

Sold whole, term, and disability insurance, should I get out? I (28F) met a Northwestern Mutual financial advisor about a little over a year ago at a networking event who connected with me and my then-fiancée. We met a few times and she sold us life insurance and disability insurance — I now have whole, term, and disability insurance and I honestly can’t really remember why other than that I’ll get dividen…

Travel w disability? Hi! My father has aphasia from a stroke a few years back. Communication is challenging, and he needs to let people know he has pacemaker and knee replacements for an upcoming flight. How do y’all fly with disabilities IF you can’t communicate? submitted by /u/Hopeful_Shallot_7230

Lessons I learned from my Long Term Disability Insurance denial Hi, I just wanted to share my story to hopefully help others. It’s a super long story, so I’ll do my best to make it concise and focus on the parts relevant to the Personal Finance subreddit. The condensed version of my story is that I was diagnosed with brain cancer. I filed a valid claim with my insurance company for my own-occupation individu…

Asking for a phone number is disability discrimination? Hi. I’ve worked ecommerce in some form for many years and thought I had seen every possible customer question but this one is new to me. I work retail and primarily look over the ecommerce side of things of the business and below is an email I received today. For context I’m in UK and the website is powered by Shopify (ie not my custum checkout,…

Paul Simon on performing with near-total hearing loss: “I don’t think creativity stops with disability” submitted by /u/cmaia1503

Long Term Disability Questions I have a few questions about Long Term Disability insurance, hopefully these aren’t asked all the time. Do we agree that long term disability insurance is generally needed when you have dependents and mortgage payments? Regardless of health? No one plans to get sick and miss work but it happens all the time. You do not need short term disabilit…

Do not rely on life/disability insurance solely through your employer. Do not rely on life/disability insurance solely through an employer. Do not rely on life/disability insurance solely through an employer. Do not rely on life/disability insurance solely through an employer. Obtain coverage individually, as well, with no ties to whether you’re working there or not. The younger you purchase, the better. Signe…

Mom is 64, zero retirement and on Social Security Disability As the title states, my mom is 64 and has zero retirement. She has been on social security disability for approximately 20 years due to an injury. She and my dad divorced nearly ten years ago and she has been living with my grandmother since then. My grandmother is 87 and as much as I hate to admit it, she will pass away at some point and my mom…

Christian ethics has long supported disability justice. Today, we need to do more. (RNS) — Catholics and others must fight for a broader ideal of disability justice. The post Christian ethics has long supported disability justice. Today, we need to do more. appeared first on Religion News Service.

Long term disability at age 24 TLDR: my sister is 24 and was diagnosed 2 years ago with an incredibly rare disease. Her lifespan may be normal (not a lot of research though said disease is associated with sudden cardiac death) but she has extreme fatigue and has been advised to go on long term disability as working is detrimental to her health. What to do? Located BC, Canada….

LPT: When moving to a new state, learn as much about the following things: ui benefits, insurance plans, disability, fmla, housing, renting, HOAs (if where you live has them), etc. Many people look this stuff up after they move. Sometimes it’s in your favor. Sometimes it’s not. submitted by /u/queenrosybee

SSA disability insurance; “wage earner” definition HELLO, So I received a letter from SSA that my disability payments are ceased, and at the top of the letter, it claims SOCIAL SECURITY ADMINISTRATION DATE: RETIREMENT, SURVIVORS, AND DISABILITY INSURANCE CLAIM NUMBER: WAGE EARNER: ( my mom ) (MY NAME) (MY ADDRESS) “WE ARE WRITING TO LET YOU KNOW THAT WE HAVE MADE A DISABILITY HEARING DECISIO…

Short term disability insurance. Is it a scam, and what is a reasonable amount per month. I work in a job with a fairly high accident rate, and lots of people get repetitive motion injuries or diabetes. My job is offering short term disability for the first time, but it’s $80/month! I feel like this is way too high. And it’s such a gamble. I would never get life insurance, and this feels similar? Or is it like renters insurance where…

Former N.F.L. Players to Retain Disability Benefits Lloyd Howell, the new executive director of the N.F.L. Players Association, pushed to have the benefits of hundreds of former players preserved pending new tests.

Supreme Court Hears Arguments on Disability Rights The arguments focused on whether the activist, Deborah Laufer, has the right to sue a Maine hotel, even though she did not plan to stay there.

What country smokes the least and most disability friendly in Europe? I am planning to do a sabbatical in Europe and staying with my partner in Lyon, France. My mom has never been to Europe and wants to visit. She does have a physical disability and very sensitive to smoke. She really wants to do Paris, but I’m not sure if that’s the best choice given the amount of smokers. I am hoping to find a direct flight from…

No Disability and looking for assistance I am 52 years old, I owned my own car business for 25 years,but I am now disabled. I have been and I still am fighting for disability for 7 years now. My wife makes good money so I dont qualify for the low income disability or SSI. I have 2 daughters in college that we pay for everything. Meaning they do not get any grants or scholarship’s or ho…