Health insurance is making it difficult to save and pay off debt any advice? Basically my health insurance is insanely expensive at work. I need to figure out another option as it keeps going up and I honestly can’t afford it. Checked out the marketplace and it’s even more expensive $8k premium 4k deductible 10k out of pocket 7200 hsa- depleted every year Due to an autoimmune condition I hit the max each year and empty …

LPT – If you’re finding it difficult to get up in the morning Step 1 – set 1 (yes just 1) alarm Step 2 – go to sleep Step 3 – once the alarm goes off. roll outta bed and do as many push ups as you can (bonus – gets you a nice chest and tricep pump) Step 4 – cold shower submitted by /u/TINGwode

The rise of mobile money has made traveling in sub-Saharan African incredibly difficult I’m currently in Zambia and planning for a long trip throughout Southern Africa. I have gone on trips in Africa years back, but everything seems to have changed. Everyone seems to have ditched normal banking for mobile money through companies like Airtel (which is fair, banking can be a real hassle in the region). However, people have moved so f…

Traveling with pets (how difficult is it?) Hi everyone, I’m planning a trip to Amsterdam, with my Collie (large, heavy, long-haired🥲😃) for the first time and am worried about booking pet-friendly hotels ( not sure they will be as pet-friendly as they say🥲🥲). Could you share your experiences and advice on how serious of a problem it is to travel with pets (idk, you can do on a scale from …

Do you think it’s more difficult to have standalone episodes now, even if the story is compelling? Standalone episodes can be brilliant – especially when they’re experimental. BBC show Inside No.9 works because it’s standalone and self-contained; Steve Pemberton and Reece Shearsmith are great. One such standalone episode for me I enjoyed was Blink in Doctor Who – horrifying, and well-written, introduced the Weeping Angels, and Doctor-lite, bu…

LPT – Difficult jar lids can be opened by whacking around the edge with a spoon. Video demonstration The harder you tap the better it works. You never need strength to open a jar. submitted by /u/NyxAither

The Washington Post Delves Into a Difficult Story: Itself The newspaper has been reeling from successive revelations about Robert Winnett, its incoming editor, and Will Lewis, its chief executive.

Difficult employment situation + large debt – can/should I take out a loan? TLDR: unemployed and not imminently employable, $13K CC debt + $6K tax bill, can/should I take out a loan? I’m unemployed and have chronic health issues so have been out of the job market for 3.5 years while acutely sick and pursuing a disability case thru several appeals (which ultimately was rejected). I’ve been pounding the pavement trying to…

How difficult is managing my own 401k in retirement? Zero money background. Will have 600k+ in 5 years when I retire. Will be debt free upon retiring. Homeowner and own a few acres in rural flyover state. Would like to draw 50k/year from it for 15 years, then probably won’t need half that for my remaining time, coupled with two social security checks. Can I learn to manage it without losing it all…

LPT:What is something you want to enjoy doing but find it difficult to do? submitted by /u/HotMermaid_56

How Gaza Protesters Are Making Life Difficult for Democratic Leaders From President Biden to the mayors of small cities, Democrats have been trailed by demonstrators who are complicating the party’s ability to campaign in an election year.

Replacing Klopp: Liverpool find out how difficult the search could be Michael Edwards, charged with hiring Jürgen Klopp’s successor at Liverpool, has taken on a daunting task.

Are some instruments more difficult to play than others? If so, what ones? I’m bored and I’m wondering if it is possible to almost measure the amount of skill needed to play an instrument. Like can a triangle be compared to a marimba?? Cuz whenever I search up if a certain instrument is difficult to play it’s always like there is some degree of difficulty. Is it harder to master grade 8 drums than grade 8 piano?? idrk …

Is Schiphol Airport difficult for flight transfers in 2024? I have a flight that goes via Schiphol Airport and on to London. With a five hour stopover. I have read/heard/seen that Schiphol can be a nightmare for transfers. But this was during covid… How is it now? Any better? submitted by /u/DeliciousAstronaut48

LPT- Difficult/uncomfortable questions should be handled, not answered Obviously some questions you’re faced with will require a clear cut, straight answer which is unavoidable and okay But, I’ve found that most, if not all, uncomfortable questions can be managed My most common technique of handling these questions is to either respond with another question which then puts the need for answers on the other person o…

How doable or difficult is going to Heidelberg on a 12-hour layover in Frankfurt Airport? I have a 12-hour layover (flight lands at 5:50 am and departs FRA at 5:35 pm) in Frankfurt airport onwards to Seoul, and was wondering how doable it would be to go to Heidelberg using the train. This would include me having to use one of the luggage lockers in Frankfurt for my carry-on so I won’t have to lug it around, so how much time do I have…

LPT: plan for your pet’s end of life now. Don’t wait until they get old or unhealthy. Sudden illness can happen and doing the planning while navigating grief can be difficult! Most people don’t start researching pet euthanasia and/or emergency pet medical care until their pet is older or really ill. Depending on those circumstances it can be really stressful and exhausting to be navigating that for the first time while processing the grief of what you are doing. Don’t wait. Carve out 30 minutes when you get a chance a…

I’m building a house and I am absolutely blown away with how difficult it is choosing furniture through an interior designer – is it always this difficult or is it just me? Are there any interior designers here who can offer their opinion? We hired an interior designer and part of their services is helping us to choose furniture. They receive commission from anything sold to us – we have no issues with this arrangement. I am, however, disturbed at how opaque the entire process is, as if it is meant to ensure the client is kept in the dark as much as possible. Example: I want to bu…

What’s a karaoke song people think they can do not realizing how difficult it is? I write this after witnessing a horrendous performance of Baby Got Back. It’s always funny to watch people try to do rap in karaoke who don’t have the flow or breathing technique right to do it. Other points go to any song with a high note that is very difficult to reach. I also would throw in any song over 5 minutes. Sometimes you can feel the…

Use the ‘Von Restorff Effect’ When Studying Difficult Concepts Memory is incredibly complex, which is probably why it’s been studied and researched so much—and why researchers who make big discoveries about how it functions get phenomena named after them. A great example of this: the Von Restorff effect, which refers to our brains’ acuity for remembering distinctive pieces of… Read more…