Should I lower my 401k contributions to save for a deposit on a house? Currently making right about $100,000 per year at my current job. I contribute 15% to my 401k, and my employer provides a 6% match. I have about $10,000 in my emergency fund, which will cover 3-6 months of expenses. Currently I contribute $100 of every weekly paycheck to a high yield savings account with the intention of saving for a down paymen…

Online check deposit I’m transitioning to becoming an independent contractor from a staff employee. I received my first 1099 payment, as a physical check not direct deposit. I generally have my paychecks deposited into a checking account (chase) and maintain my emergency funds/savings at a different bank (capital one). I’m planning to save for my quarterly taxes in…

Can I avoid sending a safety deposit to probate in Alabama? My grandfather passed away month, it was expected and over the past 5-10 years my mother has been worrying with an elder care lawyer to transfer my grandfather’s assets over to her and qualify my grandfather for Medicaid. As a result at the time of his death my grandfather had no assets to speak of, so we’re avoiding probate. The only item rema…

ATM shut down during deposit. I’m pissed at Navy Federal. So this was on a weekend and I went to the banks actual ATM the only one I know where I can deposit cash to a bank. Anyhow. During the transaction right after it accepted the cash it goes into a reboot mode and now after being on hold with Navy Federal for about an hour and going back and forth with a manager all I co…

Is there a good reason to keep $250 in change in a household or should I roll it up and deposit it? My roommate thinks having 15 rolls of quarters on standby is a good thing even though the laundromat near us no longer uses quarters but cards. submitted by /u/MitchandSam

Contractor disappeared after Zelle deposit I recently started a home renovation. I hired a contractor to help. He had great reviews and nothing seemed fishy at all. Signed a contract a few months ago and gave the initial deposit through Zelle. Since that day, have received nothing but “personal emergencies” and various excuses until I eventually got ghosted about a month ago. Have call…

Sallie Mae: 12-Month High Yield Certificate of Deposit Account (CD) 5.50% APY ($2,500 min deposit) Sallie Mae is offering *12-Month High Yield Certificate of Deposit Account* (CD) at *5.50% APY *with *$2,500 min deposit*. Thanks to Community Member *susko* for posting this deal. Sallie Mae…

Can I withdraw from HSA and then deposit back into HSA without getting penalized. I have 8000 in my HSA currently. Am I able to withdraw 8000 for non qualified medical purpose for a month to pay some urgent bills and then in 1 month deposit 8000 back into my HSA. Does that avoid getting penalized? Also, would that count for over my contribution limit since it’s putting back 8000 back into the HSA account or does it not count …

Dear reddit, I got a time share presentation with a deposit before I knew what it was. How can I get my deposit back and avoid the presentation??? I was on Hilton call today trying to change my hotel reservation and they put me on a call with a sales rep to earn some points, so I thought why not. She came on the line and kept telling me, convincing me, and lying to me that the sales presentation is great and everyone is doing it. I later found what they do to people in those rooms during p…

What are you doing with physical checks that you deposit virtually? Title says most of it…what are you doing with physical checks you deposit digitally? Assuming you keep them for so long, whats a good rule of thumb before destroying them? submitted by /u/fecity99

How do I take a refundable deposit for tool/item rental on a woo store? (CANADA) Do most non paypal payment processor support this Do any of you have a deposit system? submitted by /u/notlikelyevil

Renting a place and landlord wants the first month deposit before we sign anything – this is weird right? I’m in Ontario, Canada. We’ve been renting the house me and my roommates are at for a year but it was through a property management company that the landlord has decided to split off from and now we’re renting directly from him. We’re signing a new lease because we have two people replacing two of last years roommates but he wants the first mont…

The Federal Reserve’s 24/7 payment system could deposit your paycheck instantly Image: Federal Reserve via FlickrYour paycheck could arrive even sooner, thanks to the Federal Reserve’s newly launched payment system. The system, called FedNow, is an instant-payment service that operates on a 24/7 basis — even on holidays. First announced in 2019, FedNow acts as a “common network” between banks and credit unions, making it ea…

My parents need to deposit 70k in cash from safety deposit box into the bank, is this possible I recently found out my parents have saved over 70k in cash set aside in a safety deposit box. I personally know this money is safer invested in market or at the very least sitting in a HYSA. What is the best way to approach this? Do I legit just go into the bank and have them deposit it? Or should I schedule a meeting with the banker and discus…

Started a Recurring Deposit with my Pocket Money I (19M) doing my undergrad rn, decided to deposit some of the extra money I had lying around in my bank account. I initially thought of putting it in the FD but dad suggested to do a RD instead. So, my pocket money is 5000INR ($60.5) per month, out of which 1000($12.1) is gonna go into RD every month and with a 7.1% interest rate at the time of …

I received a direct deposit for my state tax refund, but I havent filed my 2022 taxes yet Title. Woke up to a ~$500 direct deposit I wasn’t expecting, and when I go to my state “tax refund status” webpage there’s no matching refund on record for my social security number and the specific amount of the direct deposit. Anyone suspect they know what’s going on? submitted by /u/SpoogeDoobie