Did I mess up? Deposit $5k at TD bank (US) I’m an international student (21+) and my parents are very financially stable, they gave me $5k cash to deposit into my debit account to use for the entire semester. I deposited it this morning and the bank teller paused and asked me how I received this cash, and I could only awkwardly answer “my parents gave it to me,” and she said she had to w…

Bonus -Direct Deposit instead of 401K I was expecting a bonus and I had set it up on Fidelity so that 75% off the bonus would go to my 401K so I can max it out. The bonus ended up coming to my bank account. Anyway this can be reversed? Really want to max out my 401k with the bonus. Fidelity is plan administrator. submitted by /u/SuperGoober112

Question about direct deposit/hr guidelines- while working with my bf So long story short I joined finances with my bf when I moved in with him. I didnt realize the extent of his poor money managment skills until it started personally affecting me as we were long distance before. He’s basically run them into the ground for 7 months because no matter how much money he seems to aquire he cannot manage it appropriate…

Can I deposit check meant for Rollover IRA into a Traditional IRA? I would like to rollover my 401k into a Traditional IRA. But my custodian isn’t allowing that and instead issued a check meant to be deposited into a Rollover IRA account. Since both Rollover IRA and Traditional IRAs are taxable, can I deposit the check into a Traditional IRA account for my new custodian? submitted by /u/funceval …

When do you pay a security deposit with a rental condo? I have a real estate agent helping me to find a rental condo . I found one I like and they told me the HOA board takes 2 weeks to approve . In the mean time they say I have to pay a security deposit to the owner/landlord for the lease. Is this the correct way to do things with condos? Or can I do lease and only pay once I see if the board approv…

How to deposit Mattress Money Have quite a bit of “mattress money” from parents that chose to cash paychecks instead of depositing the money into banks. They’d like to gift me the money and I’d like to have the money in the bank. Tax has already been paid on all the money however this may go as far back as the early 90s. Any advice on how I should go about this? submit…

Help… want to deposit 25k into bank Title says it all. I don’t mind depositing and filing a report but my situation is odd. The 25k comes from my mom and I saving up over the years. Most of the money comes from my mom who works under the table. I want to deposit it and transfer it to a HYSA for us both. Am I over thinking it? Will I have to pay taxes on it? Please educate me thank…

Rental car deposit question I rented a truck with avis In Edmonton about 4 days ago with my capital one credit card. The truck reservation was $500 and all together there was $750 authorization places on my credit card. Well, I return this truck in 3 days and it looks like the money for the trip and the security deposit was all returned to my credit card last night as my a…

Additional Deposit from Bank A few months ago my husband switched jobs. As part of that his 401k administrator switched from Empower to Fidelity. He received a check from Empower to Fidelity. We mailed it. Weeks go by, nothing happens. So we call Empower have them cancel the check and send another. This is then sent and deposited. End of story or so we thought. Yesterday, t…

MyBankingDirect Certificate of Deposit anyone else open a 5 month MyBankingDirect CD a few months ago? mine is set to expire in a few weeks and i cannot find their current CD rates on their website? am i just missing it? if you also opened one and yours expired or will soon expire, what options are you considering? submitted by /u/pulukes88

Unorthodox cash deposit Yesterday I won $2200 at the casino on my day off from doing a seasonal job away from home. I’m in Rochester, NY, and there aren’t any Wells Fargo banks or ATMs here to deposit the money, how do I go about turning my cash into money in the bank? Can I go to any bank branch and get a check to do mobile deposit? Will other banks ATMs let me deposi…

I was laid off months ago but my former employer keeps paying my salary by direct deposit every 2 weeks. I’m a pharmacist and I worked for a chain pharmacy until my store was shut down a few months ago. They promised to transfer me but they told me there was no open position because the only other nearby was also closing. Every 2 weeks I’m still being paid the full salary by direct deposit. Initially I figured the money was my left over PTO. My sal…

Put money towards paying down 2% house intrest or deposit it into high interest savings of +4% for 4 years So, the title gives the gist of it. I have a mortgage of $766k. My minimum payment is $2200 (which isn’t too bad). Currently my interest is only at 2% but it’s only for 4 years and it’s compounded daily. Then I have to refinance. Which is gonna sting. It was 0% down so I’m going to still have a large mortgage in the end of the 4 years. What I wo…

Lender always forgets to deposit my checks An individual loaned me money to pay for the balloon payment on land I bought. In the past year she became more scattered and has been consistently forgetting to deposit the monthly checks I send via the “bill pay” feature of my online banking. Checks were going stale sitting on her desk and it makes it harder for me to manage my finances – some…

Your Safe Deposit Box Isn’t the Impenetrable Vault You Think It Is Banks mistakenly “drill” safe deposit boxes more often than you think. Here’s what to do if it happens to you.

What happens if you don’t deposit a direct rollover check? My sibling (20s) has a ~20k rollover check from an inherited 457b that he’s had for ~4 months or so and has not deposited because it requires him to put a little more effort in than just signing the back and depositing it via his banking app. The check is made out like “Financial Institution FBO Sibling’s Name” and he needs to mail it in to have…

Reasons Your Landlord Is Keeping Your Security Deposit The apartment felt too “lived in.” You hosted a Friendsgiving two years ago and didn’t invite him. You left a heartfelt thank you note on the counter that he was forced to clean up. The place felt weird with no stuff in it. You took the heart and soul of the place with you when you left. Your security deposit doesn’t even come close to covering …

Booking.com deposit. I’ve got an upcoming booking for a flat in the UK that was secured through booking.com. The property state that there is a security deposit that I need to pay prior to arrival and that they’ll send me a link to complete that. Obviously this has got me questioning this practice, especially since it’s well accepted that any transactions conducted …

Direct deposit put into random unknown account?! I have been working for my employer for a year now and have had no issues with my payroll getting deposited into my account every other week. Today I was suppose to recieve my paycheck but only $37 appeared in my account, which is nearly $1,900 short. Contacted payroll and was informed that the rest of my paycheck was deposited into another acco…

Should I lower my 401k contributions to save for a deposit on a house? Currently making right about $100,000 per year at my current job. I contribute 15% to my 401k, and my employer provides a 6% match. I have about $10,000 in my emergency fund, which will cover 3-6 months of expenses. Currently I contribute $100 of every weekly paycheck to a high yield savings account with the intention of saving for a down paymen…