Deplete emergency fund for car downpayment or put zero down? I have about 6k in savings and am in need of a new car immediately for work. My car is broken down and cannot be fixed. Planning on buying a used CRV around 10k, this will get me a 2014-15 with around 100k miles. My question is would it be wise to drop 2-3k down or keep this in my savings for emergencys for now? I have great credit but interest …

LPT: Willpower is an Asset like money. Use it wisely, it can deplete. Have you ever noticed that in the morning, you’re more likely to do things that require willpower than in the evening? There’s a simple explanation for this. There are two types of activities: An activity that requires high willpower (energy) to release dopamine. An activity that requires low willpower to release dopamine. Eating a chocolate b…

Dying Starlink Satellites Could Deplete Ozone Layer: Study A new study from the University of Southern California published last week found that SpaceX’s Starlink satellites could be depleting the Earth’s ozone layer. Researchers estimated the potential damage caused by the internet service’s satellites burning up in the atmosphere and releasing aluminum oxides. With its… Read more…

Should I sell realestate to survive interests hike? Or just deplete my cash reserve? Hi everyone, I currently run 2 clothing retail stores and a clothing related supply line (raw material to make clothes). After covid my business is generating lower income than it used to, which leads me to wanting to sell off some real-estate to mitigate mortgages. I am averaging around $250k of revenue per month after tax, overheads and expen…