Am I getting screwed over paying for life insurance at 22 with no kids or dependents? My mom encouraged me sign up for a term policy at the beginning of the year and it’s honestly been a nightmare. I end up paying 96 dollars a month and on top of that I have to pay my phone bill which is around 78 dollar monthly so I end up paying 170+ on my phone and life insurance. I honestly can’t afford it at all and end up having to transfer…

Life Insurance, no dependents Is it worth getting additional life insurance if I’m not married, have dependents, or debts of any kind. My employer, like many others it seems, offers 1x salary coverage at no cost and additional coverage at a small cost. I’m relatively young and healthy but would it be a waste to buy additional coverage so that my family can have extra left ov…