Please help explain process of defaulting on ~2k loan & ~3k loan 5k loan sum, going into default soon. Heavy winter this year, terrible accident, hospital bills expensive without a good provider. I have no choice unfortunately to pay back, I only have 1k to my name. No family left. What are my options? I have seen mixed advice, some saying default and negotiate, others saying pay it however possible. But …

Older adult defaulting My mother (77) is showing signs of dementia – I think she has been hiding how much trouble she is having. Last year I found out she had run up close to 40k in debt on credit cards – which is equal to the savings she has left. I helped her get it consolidated in a loan and she has been making payments on it- but she is super stressed out about mo…