Should I default on private student loans? Already paid $170,000 in 7 years and only $40k went to original amount My husband took out a private loan (around $180k) from Sallie Mae, and we have been paying 16% interest the past 6-7 years. I just refinanced to another lender this year. I haven’t in the past because his POS dad kept telling us that you aren’t able to refinance private stude…

You can make YouTube Music your default service on the Apple HomePod Illustration by Alex Castro / The VergeGreat news for the dedicated few Apple Home folks who use YouTube Music (I know you’re out there!) — you can now integrate the service with your HomePods and either ask Siri to play songs using YouTube Music or set the service as your default source. 9to5Google spotted a Reddit post from YouTube Music produ…

Passwordless by default: Make the switch to passkeys submitted by /u/McSnoo

Google begins prompting users to create passwordless passkeys by default The additional visibility will at least remind Google Account users that passkeys exist. | Illustration by Samar Haddad / The VergeGoogle is making it easier for users to ditch passwords on their Google accounts in favor of passkeys — a fast, secure, and passwordless approach to logins that utilizes the pin, face, or fingerprint authentication b…

Mortgage Default notice received in error (Caliber Home Loans) Hi, posting here in the chance this happened to someone who will see this here. We recently received notice of default for our Caliber mortgage. This was completely in error but still very stressful. In our state, this letter is what comes 30 days before a short sale. We called Caliber this AM and apparently many of these letters were mistakenly…

Apple’s Eddy Cue Explains Why Google is iPhone’s Default Search Engine Apple’s services chief Eddy Cue today testified in the antitrust trial between the U.S. Department of Justice and Google, answering questions about a deal that sees Google set as the default search engine on the iPhone, iPad, and Mac. According to a report from The Verge today, Google pays Apple billions of dollars per year in order for Google …

LPT Request: How do you become a more positively-minded person when your default mindset is negative by nature? It’s not as simple as “just practice gratitude” or “think positive thoughts.” How can you change who you are and think about life more positively when you’ve grown accustomed to just being grumpy and complainy? submitted by /u/socialkangaroo

What’s wrong with using default shopify theme? So I’ve gotten 2k store views, yet no sales. When I ask for constructive criticism, it’s always I’m using the default theme. To me the $350+ themes don’t see to provide much more and my page built on looka which was about $95 seems about the same. Any help would be appreciated. submitted by /u/Endless009

Google is now blurring sexually explicit images by default Image: GoogleGoogle has rolled out a new SafeSearch feature that automatically blurs explicit (meaning violent, sexual, etc.) images in its results. This will occur for all users by default — including those who don’t have SafeSearch enabled. This setting was first announced back in February but was scheduled to roll out globally this month. The…

Default of Tokenized Loans on Centrifuge Puts MakerDAO’s Investment at Risk DeFi giant MakerDAO has lent $1.8 million of DAI stablecoin to the tokenized credit pool under distress.

Meta refreshes promise to roll out default end-to-end encryption in Messenger this year Illustration: Nick Barclay / The VergeMeta plans to roll out default end-to-end encryption for its Messenger product by the end of this year, the company confirmed in a blog post Tuesday. “Starting today, millions more people’s chats on Messenger will be upgraded to stronger encryption standards as part of our ongoing end-to-end encryption (E2EE…

AssembleDebug: Google may add an option in Google messages that will prevent other third party apps with SMS permission from accessing your E2E encrypted RCS messages when set as default message app. Currently any third party app that is set as the default message app can read your RCS messages. submitted by /u/FragmentedChicken

What’s the default setting you use for everyday life? After moving from full auto to full manual mode on my AV7 and it’s become annoying to re-setup my shot for every photo I take, so I’m curious how people work their camera? submitted by /u/jacobwiener

Student loans 20 years in default, worth it to get on repayment plan? (Throwaway account, I’m deeply ashamed by this) 51 years old, graduated in about 1995. Federal Student loans, let’s say roughly $50k balance currently. Made bare minimum payments for a couple years, then just stopped paying. Haven’t given them a dime in probably close to 20 years now. Reasons not important now really, just stupid with money and …

Microsoft’s new Office default theme and font arrives in September Image: MicrosoftMicrosoft is currently testing a new Office default theme that will roll out to all subscribers of Microsoft 365 next month. Microsoft says it’s refreshing the default Office theme with the new Aptos font, a new color palette, styles, and updated default line weights. Aptos, the new default font for apps like Word, Outlook, Power…

Google Messages now encrypts RCS conversations by default Photo by Chris Welch / The VergeRCS messages in Google’s Messages app will now be fully end-to-end-encrypted by default, Google announced on Tuesday. It’s a major change that keeps messages private from Google and the carriers, and it marks a big milestone in Google’s ongoing efforts with RCS. Alongside Tuesday’s announcement, Google announced t…

Google Messages turning on RCS by default, group E2E encryption launches submitted by /u/Im_Axion

Should I turn distortion correction on? It’s off by default. submitted by /u/ogkrg

MakerDAO Votes to Halt Lending to Tokenized Credit Pool After $2M Loan Default The embattled Harbour Trade credit pool minted $1.5 million of DAI stablecoin secured with loans to a consumer electronics firm, which defaulted on $2.1 million of debt.

Here’s the new default font for Microsoft Outlook and Word: Aptos Microsoft’s Office applications will no longer default to Aptos. Documents won’t be changed automatically, and people can set their own default back to Calibri.