#deemed

House deemed a total loss, we’re looking at a rebuild – do we take the payout or keep our mortgage?

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House deemed a total loss, we’re looking at a rebuild – do we take the payout or keep our mortgage? Our house was hit by several trees during Hurricane Helene and deemed a total loss by insurance (Allstate). A check for the top of policy limit is currently in the mail, made out to both us and our mortgage company (Mr. Cooper). The check is for ~315k, and remaining mortgage balance is ~240k. This is our first home and we purchased in 2021, our …

Reddit Personal Finance 425 2024-11-15

Car was hit (and run) and deemed a total loss. Take the money and run?

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Car was hit (and run) and deemed a total loss. Take the money and run? If this isn’t the appropriate sub for this I’ll happily delete. I’m the only owner of my 2013 Mazda 3 with 113k on it. It was parked on the street the other night and someone seems to have hit it…and then kept hitting it down the entire side. Both doors damage, front and rear quarter panels. Went through insurance (Geico) and used their recomm…

Reddit Personal Finance 496 2024-02-25

Can a lens with a 18mm-55mm range be deemed a “nifty-fifty”?

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Can a lens with a 18mm-55mm range be deemed a “nifty-fifty”? New to photography and I have been gifted a Canon 18mm-55mm range EFS lens for my old Canon. If I turn the dial to around 50mm, is that deemed appropriately “nifty-fifty”. Sorry if this question is torture. submitted by /u/BLUNTYEYEDFOOL

Ask Photography 661 2023-12-29