how are the fees calculated and deducted? (vanguard) i have 2 questions. is 0.04% expense ratio decent? i currently have VTSAX and it has 0.04% ER. i dont think i was able to find anything lower than this but i may miss something. even outside vanguard is 0.04% a good ER? how are the $ fees actually calculated and deducted? i checked the transaction history for the past 5 years but i dont see “fe…

Employer deducted funds without consent Employer overpaid me and took overpaid funds from pay check. Not legal in my state. They needed written consent somewhere in the mixup they forgot and just took it. I was left with 21$ check after 401k, hsa, medical, taxes deductions. I don’t really care about the 21$ check. I was already expecting a below 60$ check.(75% contribution to 401k) I’…