Debt sent to collection- what to do? A few months ago, I got into a billing dispute with a large corporation business. We went back and forth on the dispute for a few months until a few days ago, when I got a call from collections. The matter had been sold to them, I was told. And now I owed $260. I don’t know what to do about this now. The original company refuses to recall the de…

Cash on hand vs zero credit debt.. Edit: I paid both cards in full. Sitting with $5,900 in checking now with $21,000 in open credit between those two cards. Thanks for giving me the small push I needed. I have $9,500 in checking, practically nothing in savings (except a 401k) and about $3,500 in credit card debt across two cards ($700 on one and the rest on another both 20-30% in…

Have 20 K in debt, do I take out a loan to consolidate all the debt? (US) Hello, I want to start by saying thanks for taking the time to read this, and secondly, I am horrible with money, which is why I find myself in the situation I am in. I currently have about 20K (USD) in high interest rate personal loans and credit cards. I was wondering if I should take a $20,000 loan at a 29% interest rate to consolidate all th…

Warner Bros. Discovery loses subscribers after Max launch, but makes headway on debt paydown Warner Bros. Discovery reported second-quarter results that fell below Wall Street expectations and revealed decreasing subscriber totals.

Debt Downgrade, Driven by Partisanship, Is Unlikely to Deter Borrowing Fitch’s credit-rating decision stemmed from concerns about America’s ability to govern itself, along with the nation’s growing debt load.

How to Juggle Multiple Credit Cards (Without Going Into Debt) For anyone risk-averse like me, the biggest challenge that came with your first credit card wasn’t about using your new plastic too much. Quite the opposite: You had to overcome the fear of actually using a credit card at all. If you have credit card anxiety as a result of an “all debt is bad” mentality, the idea of… Read more…

Why You Should Never Use Your Retirement Savings to Pay Off Debt Planning for retirement is a critical financial goal that requires careful consideration and disciplined saving. However, life can sometimes throw unexpected financial challenges our way, leading some to consider tapping into their retirement savings to pay off debts. While it may seem like an appealing option to be… Read more…

Help with debt collector and credit score Reddit Hi everyone. I’ll try to make this short as possible. I understand the rules so the TLDR version of my question is mostly if I should just pay the debt collector through their website, or is there something else I could do to get this off my credit score? I’m a VERY anxious person and so this whole situation has stressed me out beyond wor…

Curve Founder Deploys New Liquidity Pool to Address FRAX Debt Situation Egorov has created a new liquidity pool on Curve for FraxLend’s CRV/FRAX market, called crvUSD/fFRAX. Analysts said it is an attempt to incentivise liquidity to FraxLend’s pool from where Erogov has taken loan of 15.8 million FRAX.

22 year old in debt, feeling hopeless Hey everyone. I’m a 22yr old male and have been working since I was 15. Recently I got let go from my job and had bills accumulate the past two months. Have been applying to places like crazy and have only scored 3 interviews. feeling completely lost and helpless and have rent coming up in a week and have zero dollars to my name. I have tried se…

Any reason I shouldn’t pay off my last $10k student debt? I’m thinking of paying off the rest of my student debt before interest starts up again but wanted to check with others more knowledgeable than myself before I make the move. Is there any reason I shouldn’t pay off the remainder of my debt ($10k) before interest starts accruing again? Are there any other considerations I should take into account?…

Capital One debt questions I know it’s not a lot, but we have a short time to get a lot of debt dealt with so I’m trying to figure out what’s the best way to deal with this. The amount is only 3,820. I make about $900 biweekly, but obviously a portion of that goes to keeping ourselves alive and trying to start saving a little to handle the other debt. My question, is it …

Student Loans Debt 35k altogether I have around 8k of saline may loans at 8.35% interest, and I have around 27k of student public loans of subsidize and unsubsidized loans I wanted to see if this was a good plan, I had enough to pay 3k of my Private student loans today and by next month I’m thinking try to pay 1,500 to 2k on it again, when interest starts to occur on the public …

Looking for some financial/debt advice I have let my credit card get out of control over time and have done a poor job of saving money compared to where I feel i should be. I want to come up with a plan to begin being smarter with my finances. This is my current financial situation: Annual salary: $98,500 ($2,670 net bi weekly pay checks) Checking account: $2,100 Savings account: $2…

How the hell do I get out of debt? I feel like I’m one step forward, two steps back every month. Here’s the deal; I make $90,000/yr plus the occasional side income (rare, but so far I’ve done an extra 2.5k this year. Not reliable but it’s something), and I live in Los Angeles (expensive). I’m currently trying to pay off about $10k in credit card debt with. a stupid interest rate …

Is This a Realistic Plan for Me to Tackle 40k CC Debt Long story short I moved to a HCOL city out of college and lived in a high rise that cost almost 5 times my previous rent. In the 10 months I lived there I racked up about 30k in cc debt, and got a loan to consolidate my cc. 7 months later I have 40k cc and 20k on that personal loan that I still make payments on. I just told my SO my entire fina…

How to pay off 26k student debt with 65k salary? I am a 23 yr M who currently owes around 26k in student loan debt. My salary is 65k and I recently bought a new truck (yes stupid, I know) where my payments are around $660. My credit score fluctuated from 657-701. I opened a credit card a few months ago and has a $200 limit. My rent is around $700 and my insurance is around $330? I am in the pr…

26 yo with savings and debt. What’s best next step I’m 26 and I work for a pharma company, i have 63,000 saved, making 100k salary and roughly 8-10k monthly on commission. Absolutely blessed to be in the position I am. I come from a family that grew up on food stamps and didn’t have a lot, so my natural response is to hoard and save all the money I can. I bought a house at 23, and still owe $250…

Scared to put off debt with savings. I’ll cut right to the chase. I listen to a lot of Ramsey to get the motivation to pay of my debts today, which I have been hammering at. But terrified of dumping a lot of my savings into this credit card. I have $2600 in savings $1050 in credit card debt I make 80k/year gross I know I make good money for the situation I’m in. But seeing that m…

I have a lot of student loan debt, is there any possibility I will be ok? I have over $100k in student loans from just Sallie Mae. I don’t even know how much I have in federal loans. I’ve spent 10 years in undergrad, switching schools, switching majors, battling severe mentall illness. I’m graduating in May and I have no job prospects currently. I’m questioning whether to try and go to graduate school so I can get a h…