What to do about debt collectors? Hello! I’m here looking for advice. My girlfriend (22yo) is going through some financial issues. There are two things going on: She went to the hospital last year and it should have been covered but it wasn’t. The bill ended up being something around $1k and she’s been approached by debt collectors by phone multiple times. This debt is not affi…

Please don’t fall for debt settlement scams Please do not fall for one of the many debt settlement scams out there. If you are struggling with unsecured debt, there ARE programs that can help, but debt settlement companies aren’t one of them. Go to NFCC.org and find a nonprofit credit counseling company. These companies are the easiest way to get into the credit card companies’ debt relie…

Should You Use the ‘Debt Avalanche’ or ‘Debt Snowball’ Method to Pay Off Debt? It’s easy to feel paralyzed by your debts, but finding the right payment strategy will help.

Bitfinex Securities Introduces El Salvador’s First Tokenized Debt to Fund New Hilton Hotel The token will be issued on the Liquid Network, a bitcoin sidechain.

Debt Settlement Advice My father in law had a stroke a few years back and can no longer work. While he was in the hospital his gf at the time ran up a $7k credit card bill on his card, he couldn’t pay it and it went to third party collections. They just sent him a settlement offer for $3k and I am curious the pros/cons of 1) taking them up on the $3k offer 2) negotiat…

Two Years After WarnerMedia Merged With Discovery, Debt and Megadeal Questions Loom submitted by /u/HRJafael

What to Know About Biden’s New Student Debt Relief Plan The proposal would affect nearly 30 million people and would target groups that have had hardships in repaying their loans.

Paying off CC debt with savings I know this has been asked before, but not as specific as what I’ve been able to find. I currently have 9k in CC debt, and have about 12k in checking, plenty in stocks, and plenty in my 401k. I am newly married, and we are looking to buy a house, not aggressively, but we are in the process of saving for a down payment. Looking for advice on if…

years of poor mental health left me with large debt mess. how to allocate money towards late tax debt alongside other debts? I am self employed. I did not file or pay for 2021, 2022 year taxes. I sent 2021 taxes a few weeks ago and see it was accepted. Going to send 2022 and 2023 next week. $5131 2021 Owed Tax before Penalties/Interest ($7,737.33 current bill) $9,719 2022 Tax Bill $12k 2023 Approx Tax Bill Average monthly income after business expenses but BEFORE ta…

Does Student Loan Debt Impact Renting An Apartment? Working on becoming an independent adult. Part of that involves getting my own place one day, for now that means working up to a point to where I am eligible to rent. I know I need to manage my finances properly and make sure my credit score is in good standing which I am working on. But there is one thing that concerns me and that is student lo…

QUESTION: should I take on 15k of student loan debt to graduate with a CFP designation in 2 years. Or spread it out over 5-6 and graduate with no debt? QUESTION: should I take on 15k of student loan debt to graduate with a CFP designation in 2 years. Or spread it out over 5-6 and graduate with no debt? QUESTION: should I take on 15k of student loan debt to graduate with a CFP designation in 2 years. Or spread it out over 5-6 and graduate with no debt? For reference, I am 30 year old woman and I…

Debt Reduction Calculator I, just as many on this sub as well as others, seem to have had alot of questions regarding various debt reduction solutions; so I have been researching how to pay my credit card debt off as soon as possible (totaling ~$25k across 6 accounts), as the minimum payments just aren’t making a dent. Googling and scouring reddit subs, I found that ther…

I want a divorce but in debt and can’t afford to live on my own if I keep payments I don’t know what to do. I work for the state which doesn’t pay well but it is incredible help since i have my son. I want to leave my husband but I am currently paying off $13000 debt. I make about 3400 a month. Between 1100 rent, gas, phone, car insurance. , electric, day care and health insurance I won’t have much to live off of, maybe $300 l…

Student debt vs investments Hello! This is my first post ever on Reddit, but I have a particular question that I need some advice on. I’m 24 years old and I have about 65k in total student debt. I graduated 2 years ago and currently work in some dead end banking job making a little over 50k per year (working on securing a better job currently) I have saved up about 11k in …

Biggest goal is to get out of debt Hello, I’m looking to air out my finances to get an outside view of my situation and how I can potentially make it better. I wasn’t very financially literate and had a few unfortunate health concerns that lead to some debt rather quickly. But I’m learning how to budget, savings, 401K is started, etc. now to catch up and turn things around. Below…

Biden Will Try Again to Wipe Out Student Loan Debt for Millions of Borrowers The Supreme Court blocked President Biden’s first attempt at large-scale student debt relief last summer.

Best debt payoff strategy? I made some pretty poor decisions as a young adult and have found myself clawing my way out of debt for the last few years. I was lucky to come into a decent chunk of cash in recent months and have been able to pay off all of my credit cards in full. I have one loan left to pay down until I’m debt free and I am making payments on it every month….

I’m 18 and in debt please help! Hii! I really need help on how I can pay off my debt quickly it’s ruining my credit score I can’t dump my whole paycheck into it and still be able to pay my other bills I make $300-400 a month ! I’m in school Debt – Discover cc- $800 currently on a payment plan $13 a month Capital one cc-$619 the interest fees and late fees made it 2x the amoun…

Super high debt, trying to break free. I am super stupid with my money and I’m trying to dig my way out. $120k in unsecured credit card debt. $182k income. Someone suggested this be the sub for me. I’m likely going to get beat up for this and I deserve it. So many of you have been able to accomplish so much more with less. I’ve been very fortunate in my career, and I’ve blown it by b…

Home Equity Loan to Consolidate Debt? I am trying to determine if I should use a hone equity loan to consolidate debt and monthly payments. In summary, I have paid off over $50,000 in debt this year, but I have multiple accounts I am paying on and some have time limits before interest kick in. Details are below. Monthly take home: $10,000 Monthly spending: $6000 Home equity: estimat…