Debit and Credit dilemma Hey, everyone I’m not this financially educated person and I started to keep track of my finances. At the moment I met a Credit and Debit issue. I have a credit card that I use occasionally to buy groceries and beers from time to time. Also, I have my income debit card that I use to close my credit debt. The issue is, that I’m logging my cre…

Not having a debit card Hey everyone, I am 19 and have been really buckling down on my savings for the past couple of weeks. I work in retail and go to college (full time, completely online) and roughly get about 20-40 hours a week at my job ($15/hr). Up until a few weeks ago, I had about $50 in my savings account but I started to make some changes and now have $750 sa…

2 Debit Cards Hacked within a matter of 24 hours? Yesterday I had my Chase card hacked and had multiple fraudulent charges show up on it. Luckily it was under $50 and I was able to cancel the card and request a new one. Then today I had more fraudulent charges show up on the new card even though it was just sent by mail and not delivered yet. I had the old card activated in my Apple Wallet and …

Accepting debit card payment over the phone I have a customer that is old fashioned, no email address does not know how to use a computer very well etc. They want to just provide me with their debit card number over the phone and have me process the payment. What service could I use to accomlish this I would prefer not to have a subscription as this is like to be a rare occurrence s…

Both my credit and debit card numbers got stolen and I’m unsure how it happened My bank caught the credit card transactions because they were basically outrageous. They blocked the card and issued me a new one just fine. A few days later I am checking my debit/checking account and I see a transaction for fast food of all things in another state. So, someone got that number too. How does this happen? One card makes sense but…

How did someone steal my debit card info for a card I’ve NEVER used? I have a business checking account that I only used for 3 things: paying rent, paying electricity bill, and sending/receiving venmo payments. I have NEVER used the debit card associated with this account. All 3 applications mentioned above debit directly from routing/account information. Yesterday I got a notification that an $80 payment was dec…

Is there a legitimate reason to not want a debit card? A friend of mine has never used a debit card, both at the advice of his dad and his own personal feelings. Because of this, he only uses cash for most transactions, and uses prepaid cards for online purchases. He has an ATM card to pull money out. He has a pretty decent income, and usually has cash on hand. For some reason, he just doesn’t want…

What to do if debit card is skimmed and credit union declines the dispute? So my debit card was skimmed last month as suggested by my bank! Someone, took close to $800 in 4 transactions, 2 atm withdrawal and 2 Point of sale. I was alerted by my credit union’s fraud alert when they tried to make a purchase at a grocery store. I immediately put a hold on my card and alerted the fraud division for my credit union in less …

Debit card keeps getting hacked 🙁 Hi, everyone. I’ve come here for advice on how to avoid fraudulent activity on my debit card from happening again. Two weeks ago, I got an alert from my bank that there was a suspicious transaction placed on my card: it was a $1 purchase at a gas station in Philadelphia. When I checked my account, there were several unauthorized transactions, ra…

17k stolen from my debit card I got a brand new debit card in July 6 and I went to the post office to get a money order on July 10. On July 18, when I logged onto the banking portal, I found out I lost 17k from over 60 transactions using Cash App. I have since reported the fraud with the police but they are non-committal of when they will assign my case to an investigator de…

HSA Debit CC – $4K Fraud Transactions We have HSA account we use regularly use for health care expenses. We found out today that someone drained $4K from the account (until it was $0) with 5+ transactions mostly on Target (mostly $1K, $800 transactions). Our renewal cards supposedly were mailed but we never got it, and we suspected someone intercepted and used that card to make frau…

Where should I invest the $65K sitting in my debit account? Hi PersonalFinance! I’ve been a longtime lurker and have a few questions about where to keep my money. I’ve read the articles in the sidebar, but it would be nice to hear from other people Background: I’m 23F and live in a HCOL east coast USA city (not NYC). I have no student loans or CC debt. I’m also thankfully on my parents’ health insurance….