#debit

Random purchases through my debit card

( www.reddit.com )

Random purchases through my debit card Hello, I can’t call my bank until tomorrow, but I just noticed I had about 5 different purchases (varying from $50-$60) all on January 1st. The description is “Visa Authorization Sporty’s Catalog”. Obviously I’ll call my bank as soon as the fraud line is available to call but does anyone recognize what the purchase name is? I’m not even sure how…

Reddit Personal Finance 930 2025-01-05

How to use all of the balance on prepaid debit card

( www.reddit.com )

How to use all of the balance on prepaid debit card I received a couple of prepaid debit cards in the past year, some of them virtual prepaid cards. I really hate these because they are difficult to use and especially difficult to use the entire balance. If you don’t have enough money on the prepaid debit card, most merchants won’t split the balance between 2 payment methods. This makes it challe…

Reddit Personal Finance 902 2024-12-19

Unauthorized “Target T-#” Transactions on a Brand New Debit Card

( www.reddit.com )

Unauthorized “Target T-#” Transactions on a Brand New Debit Card Background: I use Sofi and Truist for banking, Sofi is my primary account. Both are payment methods on my Target account and my Google Wallet. I also haven’t had any recent known run-ins with any scammy/phishy sites or emails. It’s also been a long time since I’ve actually even used my physical debit card on a machine – I usually go for the digi…

Reddit Personal Finance 729 2024-12-05

LPT: Don’t let business “surcharge” your debit card. If you use a debit card at a business and see a fee labeled as a “surcharge”, report the business to the card brands.

( www.reddit.com )

LPT: Don’t let business “surcharge” your debit card. If you use a debit card at a business and see a fee labeled as a “surcharge”, report the business to the card brands. TLDR: If you are using a debit card and see a “surcharge” on your invoice or receipt. Report the business to Visa or Mastercard. Visa: https://usa.visa.com/Forms/visa-rules.html MasterCard: https://www.mastercard.us/en-us/personal/get-support.html (use their chat feature to send an email) During the inflation spike during the pandemic, many bus…

Life Pro Tips 660 2024-11-22

When to use debit card?

( www.reddit.com )

When to use debit card? I’m just entering the world of credit and debit card for the first time, so bear with me if I ask basic questions. I see everybody says: use credit card because it has fraud prevention, cash backs/ benefits, and credit scores which can help you in future. I agree with that. But in what situation should I use debit card over credit card? Nobod…

Reddit Personal Finance 1.0k 2024-10-31

Someone tried using my locked debit card–do I need to do anything?

( www.reddit.com )

Someone tried using my locked debit card–do I need to do anything? I have my debit card locked since I only use credit cards for transactions. I just received a notification from Bank of America that, because my card is locked, a transaction at an ATM in a state I have never been to could not be processed. I am very thankful that I had the foresight to lock my debit card in advance. There are no unusual transac…

Reddit Personal Finance 942 2024-10-27

Are my debit card details compromised?

( www.reddit.com )

Are my debit card details compromised? Hi All, I recently opened bank account with a bank in UK. I got their debit card next week but the back of envelope had prints of card which is difficult to explain so I am attaching pic. It looked as if some one tried taking print of card details on carbon paper or white paper with pencil by taking print. I checked inside the card & it does hav…

Reddit Personal Finance 513 2024-07-21

Sixt car rental Edinburgh – deposit + insur. debit card

( www.reddit.com )

Sixt car rental Edinburgh – deposit + insur. debit card Hi. I would like some information about how sixt works – if anyone here is more known of this process. We ordered a car, paid before our travel. On the airport we had to pay deposit and also better insurance we agreed on + additional driver. By debit card. After rental, the invoice and confirmation of car return was send to me – everything OK. …

Reddit Travel 508 2024-07-15

Debit card details stolen for the second time after a trip to Asia

( www.reddit.com )

Debit card details stolen for the second time after a trip to Asia Last year I went on a long trip to Asia, where I visited mainly Thailand, Indonesia and Malaysia around February to April. One day, few months after I came back home, my phone started showing notifications of multiple transactions, one after the other, $100 each, it reached around $500 before I could get the card blocked which was difficult beca…

Reddit Travel 568 2024-07-13

Should I get a new debit card?

( www.reddit.com )

Should I get a new debit card? I am a high schooler with a TD bank debit card. When I go to college should I open a chase checking account in order to get a chase credit card as my first one, or is there a better first credit card. submitted by /u/Beautiful-Affect-443

Reddit Personal Finance 567 2024-07-07

Need teen debit/checking recommendations

( www.reddit.com )

Need teen debit/checking recommendations I have a 14 and 16 year old. The 16 year old already has some sort of checking/debit account setup with our bank (PNC) locally but wasn’t sure if there are better ones that are online-only. The 14yo has a job and would also like direct deposit. Any help would be appreciated, TIA! submitted by /u/jayjr1105

Reddit Personal Finance 815 2024-07-07

Td bank locked my debit card

( www.reddit.com )

Td bank locked my debit card I called td bank they said something about personal information and stuff, he also told me about how i tried to make a purchase for popeyes for 41$ and i diddnt have 41$ and i think he said thats why my account got locked, any way to fix? submitted by /u/Environmental-Feed54

Reddit Personal Finance 408 2024-06-23

I owe around 50K (IRS) 20k (State) and 20k (credit cards). I have saved up around $40k. Out of Direct Debit or Credit Card or Debit Card, which method shall I use to pay the IRS?

( www.reddit.com )

I owe around 50K (IRS) 20k (State) and 20k (credit cards). I have saved up around $40k. Out of Direct Debit or Credit Card or Debit Card, which method shall I use to pay the IRS? I want to use all the cash I have now to pay the IRS first because that’s the most stressful for me. It will be big relief for me. Shall I use Direct Debit from my bank account or shall I pay it through my Chime Secured Credit card (1.85% fees by IRS payment processors) to use this opportunity to produce a positive event on my credit report thro…

Reddit Personal Finance 712 2024-06-22

Debit vs Credit Card

( www.reddit.com )

Debit vs Credit Card I’m going to Korea tomorrow. What card should I use? Is there any differences in currency transaction fees between 2 cards? submitted by /u/Gold-Habit-1779

Reddit Travel 408 2024-06-15

How did they get my debit card number?

( www.reddit.com )

How did they get my debit card number? I recently found two transactions posted to my chequing account from Mexico that I did not make and I live over 2500 miles from there up in the northeast corner of NYS. I called Chase and they agreed to refund me the transactions on condition that I cancel my debit card which is the only card linked to my chequing account. I agreed and I went to…

Reddit Personal Finance 1.2k 2024-05-07

Debit Cards for Teens

( www.reddit.com )

Debit Cards for Teens Hey gang, not sure if this is the best sub for this topic but I’m looking for an alternative option to my current set up with Chase. I have a Chase Premiere Checking account, and two kids checking accounts for my teens. My kids can access their individual accounts via Chase app on their phones, I can easily transfer money to/from those accounts,…

Reddit Personal Finance 1.3k 2024-04-14

Stolen Debit card still being used 3 months after cancellation.

( www.reddit.com )

Stolen Debit card still being used 3 months after cancellation. WHY!? In April I cancelled a card and was issued a replacement. The replacement card was stolen and activated before I even received it, so that card was cancelled also. Now I’ve been dealing with small transactions from that card hitting my bank account. How is this possible?! submitted by /u/Heytherecupcake86

Reddit Personal Finance 401 2024-01-01