Daycare is going to make us mighty tight, help me optimize our budget Our gross income combined is $143k. Net pay is $92k ($7,700 per month). Each of us makes around $70K so it doesn’t make sense for one parent to stay at home. Family size of 4, 2 adults, 2 children. Monthly Bills: Daycare: $2700 Mortgage: $2400 Cars, insurance, gas: $629 Electric and Utilities: $390 Phones $120 Medical payments/debt: $200 Inter…

Daycare cost increase GUT PUNCH We have worked extremely hard to pay off CC debt over the past two years, and are about to pay off the wife’s car almost 2 years early. We were so excited to have the extra breathing room and were just told the in-home daycare we were using is closing this summer. Average cost right now is $1200 a month for two kids. Cheapest public daycare in o…

When a Soviet Plane Crashed into a Daycare submitted by /u/Chii

Dependent Care FSA for Daycare The wife and I are looking at daycares for next year and we would be crazy not to use the DC FSA benefit. Do I have to claim baby as my dependent? Or does it matter who claims? Thanks in advance for sharing some expertise! submitted by /u/wuhtisthat

Daycare Spending Account funds frozen Hi, I hope this is an ok place to post this. In Nov 2022 I had my first child, and also decided to max out my work’s 2023 daycare FSA for $5,000 since I knew my child would be in daycare eventually. I’m used to spending accounts immediately having the full funds, and then my paycheck would susequently be garnished over the course of the year to…

Giving up the “goth” look for an interview (daycare teacher)…how did I do? Basically, laid off my beloved black eyeliner and lipstick, and went for white eyeshadow with grayish brown in crease, a less bold highlighter, and tried my hand at some contouring under my cheekbones and around my face. I know I don’t have a look that everyone can appreciate, but would love some constructive criticism. Going on my first intervi…

LPT Request: How to stay healthy with a child in daycare? My 2.5 yo daughter just restarted daycare and 1 week in my wife and I are already reeling from terrible head colds. We try to sanitize her hands when we pick her up and we all eat healthy and nutritious meals. We are all fully up to date on vaccinations as well. Is there any recommendations other parents can make for not picking up so many virus…

LPT: If you have a choice of daycare days, don’t do Mondays. I’m not sure how many people are in a similar situation, but we learned the hard way. My wife and I both work partly from home, partly on site. We could potentially schedule to cover for each other when we were at work, but you can’t get much work from home done with a baby, so we needed to enroll her in daycare. Five days a week would be unaffo…

Can I use new Dependent Care FSA to reimburse early year daycare expenses? Basically the title. I changed jobs mid-year. The new one offers a DCFSA. We incurred childcare costs (from a licensed provider with a tax id) prior to opening the account. I’ve only had one paycheck deducted so far. Could I go ahead and make claims for reimbursement for expenses incurred earlier this year up to the federal limit ($5k, I believe…