#current

What Made You End Up With Your Current Daily Driver?

( jalopnik.com )

What Made You End Up With Your Current Daily Driver? Car people are some of the kindest and most humble people in our society. Oh wait, car people are rotted, self-inflated know-it-alls who refuse to change their preconceived notions regardless of how wrong they are. That being said, every car person who doesn’t have a fully fledged car collection needs a daily driver,… Read more…

Jalopnik 1.0k 2024-06-28

To sell or to rent current house

( www.reddit.com )

To sell or to rent current house I need help making a decision. My wife and I are moving out of Florida and have a house. We have 250k in equity with a 3% interest rate and a whopping 26 more years on our mortgage. In our HYSA (4.5%) we have about 70k. It looks like we have two options: Sell our house. Buy a house in the state we are moving to with 20% down and put another 10…

Reddit Personal Finance 965 2024-06-26

Survey on the challenges of the current return process of products on ecommerce platforms

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Survey on the challenges of the current return process of products on ecommerce platforms Dear Ecommerce Owners, I am an MBA student of Strathclyde, currently conducting research on challenges of on the effectiveness and challenges of the current return process to warehouses or distribution centers faced by the current e-commerce and retail businesses. The goal is to identify best practices and areas for improvement in order to opti…

Reddit ecommerce 1.0k 2024-06-24

I’m looking for feedback on my current financial situation.

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I’m looking for feedback on my current financial situation. I’m 37, living in FL. I make around $53k (that includes FT job and side gig). I currently have close to $43k in my employer 401k (Vanguard TDF 2050, .08 expense ratio), and $35k in a HYSA. My company matches 100% on the first 3% and 50% on the 2%. I contribute 15%. They do offer Roth as well but I only contribute to the 401k. Maxing out my 401k …

Reddit Personal Finance 708 2024-06-23

LPT In the US – Keep a copy of your ID in a secure place. In many places, to replace a lost/stolen ID you need your current serial number to get a copy.

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LPT In the US – Keep a copy of your ID in a secure place. In many places, to replace a lost/stolen ID you need your current serial number to get a copy. I’m in the US. In my location you need the serial number to order an ID online. If you don’t have it you have to make an appointment on-site and in my area that can take at least a couple of months. Which was a huge headache when it happened to me. I’ve had to resort to using my passport for identification. Your 20-digit serial number gets rene…

Life Pro Tips 417 2024-06-16

Hey, I have a question: What features do you think are missing from current social media platforms? And what would your ideal social media platform look like?

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Hey, I have a question: What features do you think are missing from current social media platforms? And what would your ideal social media platform look like? I’m curious to hear your thoughts and ideas! I’m working with my friends on a new decentralized and depolarizing social media platform that aims to be different from the existing ones. Your feedback could be very helpful! submitted by /u/playforthoughts

Reddit Social Media 966 2024-06-11

Do we fix our current house right now or keep it as a rental to pay for foundation repairs?

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Do we fix our current house right now or keep it as a rental to pay for foundation repairs? So my husband and I bought a small house 2 years ago with the plan of it being a starter home we’d live in for 10 years then buy our forever home. First year was great, second year we had torrential rain that highlighted a foundation issue. Went to fix it with helical piers and whoops, a whole corner of the house doesn’t have a foundation. It’s …

Reddit Personal Finance 595 2024-06-10

Income required at retirement (as a percentage of current income)?

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Income required at retirement (as a percentage of current income)? I am using Bankrate’s retirement calculator and trying to put some accurate inputs, but I’m not sure what to put as my income required at retirement, which is input as a percentage of income as of the retirement date. In my situation our household income is currently $254K. Bankrate gave me a 2% annual income increase per year which puts our las…

Reddit Personal Finance 751 2024-06-09

New(used car) vs driving current till it’s done

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New(used car) vs driving current till it’s done I’m always a fan of no car payment is a good car payment, but after a slew of repairs my 02 tundra is becoming costly. The amount of gas, and repair bills have cost me around 500 a month since ownership two years ago. Also it is only worth 500, or 950 at a we junk cars place. So I feel like I’m also exceeding the value each repair. I do have it …

Reddit Personal Finance 637 2024-06-05

Where’s the best place for a ROTH IRA? (Transferring from current provider)

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Where’s the best place for a ROTH IRA? (Transferring from current provider) Hello personalfinance community! I’ve been a mild lurker but I’m here posting looking for direct advice. Here’s a little background of my situation: I was using a Chase / JP Morgan ROTH IRA that was managed by AI, but they’ve stopped that service and transferred me to a self-directed ROTH. I don’t have enough in the account to have someone at Ch…

Reddit Personal Finance 1.1k 2024-06-05

LPT: When driving and observing other vehicles waiting to enter your current roadway, look at the front rims.

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LPT: When driving and observing other vehicles waiting to enter your current roadway, look at the front rims. Subtle movements are significantly more obvious when looking at the wheels. You can also somewhat anticipate someone else getting ready to pull out in front of you if they start inching forward. Looking at the driver when you notice movement, you may see that they aren’t even looking in your direction which is a huge tell they don’t see you. Ma…

Life Pro Tips 389 2024-06-03

What’s with the current Lipstick trend?

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What’s with the current Lipstick trend? I keep seeing celebs and influencers putting lipstick AROUND their lips to make them look fuller. I have tried a little extra lipstick, as my lips are thin. But in person it looks very ridiculous and obvious. Some celeb photos look pretty obvious too.. are there technique, rules of thumb, or products that make it work better? I’m torn on if I th…

Reddit Makeup Addiction 418 2024-06-01

I had to rent an extra year due to the current housing market, what to do with add’l funds?

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I had to rent an extra year due to the current housing market, what to do with add’l funds? I have 20% set aside for my down payment on my desired price for a house, but now due to me not buying this summer as anticipated, with my current rental budget, I should make an additional $20,000 or so in the next year before my lease ends next May. I have no kids and am single currently. I already have a nice emergency fund, and my down payme…

Reddit Personal Finance 964 2024-05-29