How to help my dad with credit card debt? My dad is quite old, and he doesn’t have a lot of savings. He has a small pension and 401k that he hasn’t taken out yet. He is currently 5 thousand dollars in credit card debt but only works a minimum wage job a few hours a week. He is relying for the tax refund to pay off his debt but I doubt that would help as much. Any advice is appreciated. …

What if the credit card company closes my credit card account due to inactivity? I have a credit card that I haven’t been using for a few years. I recently received a letter saying they would close my account due to inactivity. I wonder if when the credit card company closes my account that impacts my credit score or if that only happens if the user’s close. submitted by /u/Fickle-University-15

Using home equity like of credit to pay off high interest debt Hello! We are currently sitting on 25k of credit card debt. This has been a looming thing for several years. However, my salary has nearly doubled in last 3 years (from 92k-180k). While this makes tackling all out debt much easier (overall debt is roughly 300k including house, cars, student loans), I have the ability to take out a home equity l…

2″ x 4″ x 8′ Construction/Framing Lumber + $1 Mernard’s Credit $3 (In-Store Only) Menards has *2″ x 4″ x 8′ Construction/Framing Lumber* for *$3.* Additionally, Receive *$1 Menard’s Credit* (via mail-in-rebate). Offer valid in-store only. Thanks to community member…

Just 18 Vehicles Qualify For The $7,500 Federal EV Tax Credit Right Now It’s a new year, and that means there’s a new list of EVs and plug-in hybrids that are eligible for the $7,500 electric vehicle tax credit. Because of more stringent requirements, quite a few cars that were on last year’s list are no longer eligible. However, we’ve got plenty of newcomers, and it’s actually slated to… Read more…

Samsung’s Sitewide Sale Includes Discounts on Popular Monitors and $50 Credit on Upcoming Galaxy Smartphones Samsung has kicked off a new sitewide sale, which includes savings on monitors, TVs, Galaxy products, and more. This sale also features a few early discount credits on Samsung’s line of upcoming products, like the next Galaxy S series smartphones, Galaxy Book notebooks, and Samsung TVs. Note: MacRumors is an affiliate partner with Samsung. When …

Stop paying credit card debt for elderly parents? I recently learned that my partner’s parents have significant credit card debt across more than a dozen accounts (>$30k). They are nearly 80, on social security ($4k/month), have little additional income (part-time jobs that pay about $1000/month), have zero investments or retirement savings, and they have no saving account. Their apartment is $…

20 and 4k in credit card debt I am aware this isn’t that much; I’m thankful for that but I want to get out of it asap. A few months ago I lived across the country wirh my ex, but then had to move out for tbe sake of my mental health (I was being abused) and live with my family again. Naturally, I lost my job there because I didnt live there. Had to ship my car across the co…

AT&T will credit you for a day’s service after some fiber or wireless outages Illustration: The VergeAT&T has announced a new “AT&T Guarantee” program promising better communication around outages and compensation that includes bill credits for a day’s service when the outage meets certain thresholds, reports Reuters. The new automatic-credit program covers both AT&T fiber and wireless services. AT&T promises to email or …

You can get a $50 credit when you preorder the next Samsung Galaxy devices Samsung announced its first Galaxy Unpacked event of 2025, which it’s historically used to introduce the latest flagship Galaxy smartphones. That would be the Galaxy S25 family if our count is right, including the base model, the expected Galaxy S25 Ultra, and whatever else falls between. We’ll know for sure before too long with an unveiling sch…

Any drawbacks to using credit card for all purchases if I pay it off in full every month? My bank gives pretty good credit rewards for using my card and paying in full every month. Last year I got around $600 in free money doing this. What I am wondering is if there are any possible drawbacks to my credit score or something else I am not realizing. I basically use my bank issued credit card as my debit card and never purchase anythi…

A new tax credit for hydrogen helps out nuclear energy Workers outside the hydrogen production facility at the Constellation Nine Mile Point Nuclear Station in Scriba, New York, on Tuesday, May 9th, 2023. | Photo: Getty ImagesThe Biden administration finalized rules meant to boost domestic production of hydrogen fuel through a new tax credit, a move that might also keep struggling nuclear power plan…

2025 Samsung Reservation: $50 Instant Samsung Credit + Save Up to $1250+ Off Details in Thread (Towards New Samsung Galaxy Device) Samsung is offering their 2025 Samsung Reservation: $50 Instant Samsung Credit + Save Up to $1250+ via qualifying device/smartphone trade-in when you pre-order/towards the newest…

Can I put a freeze on my minor child’s credit? I have a 13 year old son and some concern that his other parent might try to pull that stunt of opening lines of credit in his name then running up debt in the coming years, though she hasn’t made any mention of this yet (she’s always had money troubles and very few scruples). What can I do to protect him from this? Is freezing his credit the be…

Help with my credit score Hello, I’m a 19 year old female and I just got my first credit card. I’ve been looking into all of the things I need to do and how to ensure that I get and maintain a good score. Only, today, I checked my score for the first time and found that it was 594. I was confused so I asked my mom and she said that when I was 16 she had co-signed me onto…

Should I just remove myself as an authorized user from the credit card? Hello all, About 6 months ago my mom asked for my help to pay for a credit card which I am an authorized user on. The card has a balance of $8200. The interest rate is at 18%. Mind you I told her I’ll take over the payments so she can get some breathing room financially, but I will eventually need your help. She agreed to help by the…

$9K in credit card debt Hi!! Disclaimer: please don’t be rude. I racked up this credit card debit in college, I know I’m an idiot, and have several regrets. I’m just looking for advice on the best way to pay this off. I currently have $9K in credit card debt. My monthly payment is $254, it goes up consistently, and the interest/fees are roughly the same. So my payments…

Hyundai and Kia now qualify for the federal EV tax credit Photo by Andrew J. Hawkins / The VergeFive electric vehicles from Hyundai, Kia, and Genesis now qualify for the US’s $7,500 EV tax credit, Electrek reports. The new models include popular vehicles like the Hyundai Ioniq 5 crossover SUV and Kia EV9 three-row family hauler. Now, 25 EVs and plug-in hybrids across 10 brands qualify for the credit. T…

Emergency Fund or Pay off Credit card I need advice if I should pay off my $9000 credit card or build up an emergency fund, or do both. (It will be the course of over a year) It’s just recently that l’ve been more mindful of my expenses and finances. Would be great to get an insight on other people’s opinions. Thank you! submitted by /u/isyogjoh

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