Paying off credit card more than once per month? Hello! I just got my first credit card and I have a question about it. I understand that I should keep my utilization below 30%. I read somewhere that it can be helpful to pay off the card multiple times during the month to keep utilization low. Is this true, or is the amount used with the card still tallied up per month? I have a Chase Freedom …

Should i Paydown My Car Loan Debt Or Payoff Credit card First? Hello I Very recently just got out of a bad relationship moved back in with parents to pay down debt to start over. My Credit Card Debt is 9,293 at 26.74%. my car loan is 33,404 at 7.89% 96 months which is horrible I know. I bring home after taxes and insurance deductions 2578 a month after the min due on both and a gas budget and ETC I’m left w…

Spouse has credit card debt that I want to pay off but we file separately due to student loans. Can I do this without having to pay a gift tax? My wife and I file separately to keep her income based student loan payments low. She is working for the government so they will forgive her loans after 10 years of service and the savings for us would be substantial. However she also has substantial credit card debt from some earlier hardships and unforseen events. We just sold our house and m…

Can someone help me understand why my credit score is so volatile while I’m consistently paying down my debt, trying to repair my credit and repay debts? I’m in the process of aggressively paying down a mountain of credit card debt. My goal is to pay down/reduce my utilization of credit cards to bring my credit score up enough so I can even consider a consolidation loan at a more reasonable APR (currently have about 20k sitting at ~25%) Backstory: I’ve had a high cc utilization % for a long time …

Worth opening an international credit card for holiday to Italy from UK? I’ve already paid for the Airbnb, a car to rent, and the flights, but I realised I could save money on the conversion rates if I open a credit card with zero international transaction fees to use while in Italy. I’m staying for 5 days, so not a massive time, but I feel it would help save a bit of money, but I don’t know much about this. Any inpu…

Credit Suisse and Swiss Football Association To Release Women’s Football NFT Collection All of the proceeds from the collection, featuring portraits of the Swiss Women’s National Team, will be donated to support women’s football in Switzerland.

Four Ways to Get Amazon Credit to Spend on Prime Day The Black Friday of the summer—aka Prime Day—is quickly approaching. This year it falls on Tuesday, July 11th and Wednesday, July 12th. If you plan to shop the “two days of epic deals” (Amazon’s words), you may want to take advantage of one or more of the following opportunities to get credit to spend during the… Read more…