#cost

How to move my parents close to me with minimal cost?

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How to move my parents close to me with minimal cost? Hi all, Here is my situation that I’m trying to solicit ideas from the community before meeting with an attorney. Would greatly appreciate your feedbacks. Situation: My parents (77m,77f) live an hour away from me (only child) in California. House is paid off, but in bad condition. I helped pay property taxes and insurance because they cannot aff…

Reddit Personal Finance 586 2024-12-05

Low cost ecommerce store

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Low cost ecommerce store I want to start an exommerce store in my country but the taxes for import are kind of high. I dont have much money to invest How about hand made furniture? From local people who know how to make them? I also like the idea of lamps and lights but I would need to import, so I dont know if those costs would be too high. Thanks! submitted by …

Reddit ecommerce 475 2024-12-04

Mid-30s Gap Year: Worth the Opportunity Cost?

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Mid-30s Gap Year: Worth the Opportunity Cost? My wife(30F) and I(33M) are debating putting our life on hold to spend a year abroad, but only want to do it if we think the life-lessons, growth, etc. will outweigh the opportunity cost. PREFACE: I posted something similar to r/Travel and (surprise!) they were overwhelmingly in support of seizing the opportunity. I’ve come to you folks assuming…

Reddit Personal Finance 685 2024-12-02

Opportunity cost of going back to school – is it worth it?

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Opportunity cost of going back to school – is it worth it? Currently making 115k with yearly raises and solid schedule as an RN in VHCOL area. Debating going to school for 3 years to become CRNA. This would essentially double (if not triple) my income. My goal is to own a house someday an be able to create wealth for my kids should I ever have them. I am 30y/o and worried that the time of lost income, …

Reddit Personal Finance 754 2024-11-29

Financial Advisor Made a Mistake That Cost Me Thousands

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Financial Advisor Made a Mistake That Cost Me Thousands I’m not a sophisticated investor nor do I have a large investment account. I have an independent financial advisor who uses a well-known brokerage (think something like Fidelity, Charles Schwab). I asked him to sell $4000 worth of stock and he instead sold 4-5x that worth of stock. When I pointed out the error a few hours later and asked if he c…

Reddit Personal Finance 446 2024-11-23

Is this a smart way to cut the flights’ cost?

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Is this a smart way to cut the flights’ cost? I’m planning to travel from Minneapolis to Tokyo, spend a week there, then go to Ho Chi Minh City, and return to Minneapolis in February. I just found a very cheap round-trip deal from LAX to Narita. So, I’m planning to buy one round trip from MSP to LAX, one round trip from LAX to Narita, and one round trip from Ho Chi Minh City to Narita. MSP…

Reddit Travel 1.1k 2024-11-22

Booking.com just cost me 2000€

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Booking.com just cost me 2000€ I had booked a ticket to India back and forth for around 2000€. It was scheduled for this Saturday. Due to a medical issue that came about I was unable to travel. I booked a flexible ticket with booking.com so my plan was to reschedule. I called the customer service which connected me to a call centre in India called GO to Gate. He said that I …

Reddit Travel 489 2024-11-20

Smart sleep is worth the cost

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Smart sleep is worth the cost Image: Alex Parkin / The VergeA better night’s sleep, every night, and you don’t have to do anything to make it happen. Sounds like the, ahem, dream, right? Also sounds like a line you might hear from some infomercial salesman at 4 in the morning when you can’t sleep and are willing to try anything. Turns out, the promise is real. It’s just real…

The Verge 580 2024-11-13

Tesla Cybertruck Owners Are Trying To Sell Their Used Trucks For More Than The Cost Of A Brand New One

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Tesla Cybertruck Owners Are Trying To Sell Their Used Trucks For More Than The Cost Of A Brand New One Tesla’s Cybertruck is selling surprisingly well. It’s outselling other electric pickups like the Ford F-150 Lightning and was also the best-selling vehicle over $100,000 this summer. Given the notoriety and novelty of the truck’s design, some owners think they’re sitting on an art piece that will make them a quick… Read more…

Jalopnik 1.2k 2024-11-08

Peru, 4 day Inca Trail operators, why the cost difference?

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Peru, 4 day Inca Trail operators, why the cost difference? I’m trying to pick the agency for the 4 day, 3 night Inca Trail trek, and the experience seems to be virtually the same (judging by the itinerary, inclusions etc), yet the pricing is: Alpaca Expeditions: $845 AB Expeditions: $770 Machu Picchu Reservations: $715 So I was wondering if there is any significant difference in reality that I may hav…

Reddit Travel 623 2024-11-07

Is it dumb to turn down a higher paying job if the cost of living would increase and bring about other expenses?

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Is it dumb to turn down a higher paying job if the cost of living would increase and bring about other expenses? I have 2 offers from the same company, one requires re-location with a sign on bonus to assist with that and is salaried with only straight time overtime, vs an hourly job that offers time and a half but a lower starting salary. The main issue is I would be moving from home and being able to split rent with my S/O so the expense wouldn’t all be …

Reddit Personal Finance 1.0k 2024-11-07

Done lots of short-haul trips in last 10 years, but cost of long-haul is putting me off….

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Done lots of short-haul trips in last 10 years, but cost of long-haul is putting me off…. To give some context: I live in the UK and I’m 20 mins from the nearest airport which can take me to a multitude of cities across Europe. So I’ve taken advantage of that the last 20 years. I feel so lucky to be able to fly to Europe within a matter of a couple of hours. Flights range from £50 return to Switzerland, or £80 if I’m venturing furthe…

Reddit Travel 813 2024-11-05

Pay 22K of House price to have option future rate cost or invest it?

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Pay 22K of House price to have option future rate cost or invest it? I’m in the process of buying a house and need some advice on mortgage options. Option 1: A 3-year fixed rate at 3.8% with a chance to request a new rate calculation in the last 2 years at no penalty (if rates drop, fingers crossed!). However, I’ll need to use 22k from my savings. Option 2: A 10-year fixed rate at 4% with no need to dip into my …

Reddit Personal Finance 690 2024-11-02

Finance safer newer car at slightly more than current ownership cost?

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Finance safer newer car at slightly more than current ownership cost? My wife drives 25,000 miles / 40,000 km per year. She has a 2011 prius that has 197,000 miles. It gets 40 miles/gal. We’ll say 3 oil changes per year at ~$90 each =$270. No major issues. Assuming like $3.10/gal it’s $1900 for gas for an annual cost of ownership of $2170. I’m well-versed in EVs and we’re realizing we could sell the prius for like…

Reddit Personal Finance 385 2024-11-01

Searching for Low Cost Carriers

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Searching for Low Cost Carriers Is there a way to search for low cost carriers in Asia and Europe? Seems most of the times kayak, Google Flights, and ITA Matrix generally do not return search results of LCCs. If one wants to travel around Europe or Asia, how would someone outside of the local continents even know how/where/who to search for? Am I missing some more intuitive we…

Reddit Travel 455 2024-10-26

LPT: Use the ‘how many hours worked will this cost me’ mental shortcut correctly

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LPT: Use the ‘how many hours worked will this cost me’ mental shortcut correctly We often think, “that $60 game is only 3 hours of work at $20/hr.” But try this instead: After setting aside all budgeted expenses, let’s say you have $200 left each month. Divide that by your work hours, like 160 hours/month: $200 / 160 hours = $1.25/hour (your true earnings per hour). Now, check the real cost: $60 item / $1.25/hour = 48 ho…

Life Pro Tips 849 2024-10-26