Should I get my auto loan on my own or have spouse co-sign? Purchasing a brand new 2025 minivan for $51000 Wednesday. My salary is 150000. FICO credit score in the 800s. Only other debt is our mortgage which is 2000 a month. Husband runs a business, makes about 300000, credit score was great but now upper 600s because of recent business loans for major expansion. We have enough to pay it off in full but …