Am I understanding capital gains tax correctly? If I retire to WA state on $1M and receive 40k in long term investments of QUALIFIED dividend stocks and I quit working altogether, I receive this 40k tax free am I right? WA has no state income tax either. You’re not working so you’re definitely earning less than the 44,625 as a single male. Am I understanding this correct? submitted by …

I request knowledge on setting up the light correctly Would you be so kind to advice me? I move from outdoor photography (135 mm optics) to indoors and want to learn how to setup the light to achieve this quality of a monochromatic portrait: ​ https://preview.redd.it/wwn9yjgxb0ub1.jpg?width=735&format=pjpg&auto=webp&s=ab4cba675d356a8b823c5427ad03caf5583fff85 submitted by /u/PykeAtBanquet

Am I thinking about this correctly? I’ll use numbers that are not my actual salary. If I started at an employer in 1996 at $25K / yr and I now make $47K but adjusted for inflation that $25K in today’s dollars is $48,900 is it safe to say I make $1,900 less than what I started at 27 yrs ago? If I’m thinking about this correctly it is infuriating / depressing at the same time. …

LPT: How to correctly use “I” or “me” in a sentence When speaking or writing, many people struggle with choosing “I” or “me” in a sentence. Examples: “If you’re interested in the program, please contact Dave and I” (wrong) “Dave and me will be in touch regarding that proposal” (also wrong) The Fix: Eliminate the other person in your sentence and try it again – now which one sounds right? Examp…

Am I investing correctly for retirement? Was never taught financial literacy so doing the best I can. I’m 26, and trying to overcome bad financial cycles that run in my family. I’m not sure if I’ve been investing in the right way for retirement. Right now I make just about six figures. This is working self-employed and it’s been growing steadily. I have about 45k in savings and no debts. In terms of investing, I have: 11.5k in a 401k from my p…

How to Actually Tie Your Shoes Correctly You probably learned to tie your shoes as a kid and haven’t given the method of tying a second thought since then. But if your shoes are always coming untied, maybe we should revisit that shoe-tying lesson. You see, there are two ways to tie the standard shoelace knot, and only one of them will hold reliably. Read more…

Just so I am understanding correctly about 401k match and Roth IRA… My current 401k match is 4% which is what I contribute. The advice is to do that and then open and try to max out a Roth IRA, correct? Or should I just increase my contributions to my 401k? submitted by /u/jamba_juul

LPT Request- how to correctly remember the days I need to work My job sends out the schedule each month, with who is working and what time, with my name highlighted when I’m working. I put my shifts on my physical and digital calendar. The problem is, TWO times so far I’ve written down the wrong time, and come when I THOUGHT I was supposed to, only to find that I was supposed to open (it is a small busines…

LPT How to Correctly Venmo the Person who Payed for the Bill at Dinner What with all the hastles of calculating any tips, taxes , and fees it can be hard, sure you can throw a couple dollars on top but who knows if you’re still underpaying. Here’s a neat trick you can use to calculate exactly how much you owe them: Lets say you eat out with your friend and you order a $20 burger. The bill ends up being $50(subtotal…

Did I edit this photo correctly in terms of exposure? Any advice? I really struggle with reading the histogram to verify what Im doing is correct submitted by /u/enchanted_mango_

Danessa Mavericks if I spelled it correctly. I like these, truly waterproof almost as hard as taking off your mascara. submitted by /u/Kitchen-Juice-8727