Why wouldn’t everyone convert/rollover traditional 401k into Roth 401k if it’s available? Is there a downside to rolling a traditional 401k into a Roth? Wouldn’t that mean that those funds aren’t taxed going in or coming out? I’m sure this can’t be right – seems too easy. If it’s a conversion but taxes are owed now, what’s the advantage of converting a trad 401k to a Roth 401k? submitted by /u/Alert_Ninja_6369