#conventional

7 Year ARM vs. Conventional – July 2024

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7 Year ARM vs. Conventional – July 2024 Looking to purchase a $675k home with 20% down and weighing the two options below for financing. Situational context below also. Thoughts?: 1. 7 Year ARM – 5.875% buying down w/ $10,800 (2% of 540k loan) a. $160,192 cash to close b. $4,022 mortgage 1. 30 year Conventional – 6.75% a. $149,586 cash to close b. $4,330 mortgage Monthly mortgage diff…

Reddit Personal Finance 942 2024-07-06

Do you tip at a welcoming, comfortable venue that doesn’t provide conventional table service?

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Do you tip at a welcoming, comfortable venue that doesn’t provide conventional table service? A few weeks ago, went to a brewery that served food prepared behind the same counter where beers were poured. To order, we walked a hundred feet over there, opened a tab, placed orders for drinks (which we carried back to our seat) and for food – which, when it was ready, staff carried to us. Guys who brought the food were gracious and polite; f…

Reddit Personal Finance 1.2k 2024-02-17