Can my spouse contribute to the same spousal IRA now that she has started earning? In prior years, when my spouse was not earning, I created a spousal IRA account for her. That is, I created a fidelity account in her name, and then a spousal IRA account within it, and then I contributed the money. Now that she has her own income, can she put money in the same account, or do we have to open a new IRA account within her fidelity…

Does it make sense to contribute so aggressively to retirement? I just graduated college and got a job making ~$70k a year and while I was in college I had a relative pass and inherited ~$240k. My employer does a 6% match (no vesting period) so that is a no-brainer and I’ve maxed a roth ira every year since I was 18 – I also have 529 money left over I will be rolling over starting next year. ​ I am currently…

Sources: To improve security, Google’s making it (slightly) harder to contribute code to Android submitted by /u/FragmentedChicken

Changing Jobs and 401k – how much should I contribute? Hi everyone! Been lurking here for a while and have a (hopefully not too stupid) question. I just graduated and started a one-year position that pays 80k for this year. After this, I’m going to work one year in job 2 and then one year in job 3. I wanted to max my 401k savings. Not knowing exactly how jobs 2 and 3 pay, should I simply contribut…

Hurts on Brown: ‘Everybody wants to contribute’ The heated conversation between Eagles receiver A.J. Brown and Jalen Hurts during Thursday night’s win was about Brown wanting to be more involved in the offense, the quarterback and other teammates said.

Simple IRA changing how much I contribute? Hi! So just started my first job and it offers a simple ira! First person ever in my family to thunk about retirement so came on here to ask can I change how much I contribute pretty easily in a simple ira? Let’s say I want to contribute 8% but then realize it’s too little or too much and want to change it is that possible or am I not allowed t…

Should my retired mom contribute to retirement accounts? My mom is divorced from my dad and gets some income from pension/SSA. She makes roughly 40k/year and has no retirement accounts (lost it in divorce). She has a little money saved up, but nothing really. She is turning 72 next year. Would it make sense for her to contribute to ROTH IRA? She could easily pull the money out if she needs to corre…

Contribute to ESPP vs additional 401K Obligatory “yes I read the wiki/flowchart” disclaimer. Here’s my current contributions summary: Gross salary (+bonus): ~$90k per year Roth 401k: Up to company match 6% of gross salary (~8.3% post-tax) with a weighted expense ratio of ~0.11% Roth IRA: Max out ($6.5k/year) with 0 fee funds ESPP: 14% of gross salary (~19.3% post-tax) with the fo…

LPT Request: How to contribute financially when moving into your partner’s house My partner (28m) and I (34m) have decided to move in together. He comes from a strong foundation of generational wealth and is already a homeowner in the Vancouver market (one of the most expensive in North America). I am a lifelong renter who’s been living on my own since I was 16. Because his current isn’t conducive to cohabitation, he has rea…

LPT request: how to deal with coworkers who don’t show up to the meeting/contribute to the project, and then complain about the final result? They skipped the meeting, they didn’t offer any ideas, and then they tear apart your efforts when you present them. I tried multiple ways of soliciting input during the formulation phase, but they just seem to want to critique the end product rather than participate and guide the project in the direction they would like. submitted by /u/u…

How much should I contribute to 401k as a New Grad? Currently getting paid 60k a year. Employer will match at 6%. I am 23 years old. Any help will be appreciated! submitted by /u/272762bba

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What percentage should I contribute to my 401k? My company matches 4% if I defer 5% or more. 100% of the first 3%, plus 50% of the next 2%. When setting it up there are 3 “easy apply” options ranging from 8%, 10%, 12%. I was thinking of just doing 10% but tbb the word above is a bit confusing to me. I am not sure what it means if they match 4% but then say 3% 100% and plus 50% next 2% which i…

My dad refuses to refinance, sell, or contribute to extremely high car note. How do I get out of this? My dad manipulated me 24f into buying a brand new car under the pretense that he would pay half. A conversation he conveniently forgot 6 months the later. Now I’m stuck with a $1120 car note. Almost 2 years ago I saved up and planned to buy a gently used sedan by myself, but my dad wanted me to buy a brand new SUV from his preferred dealer. I t…