#consolidation

Debt Consolidation/Personal Loan being denied – Seeking advice on how to proceed

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Debt Consolidation/Personal Loan being denied – Seeking advice on how to proceed Hi, Due to a personal/family/safety matter, I am trying to relocate from my current area (South) back to the Northeast. With my current income and bills that are being paid, I am finding it financially challenging to plan this out, as well as factor in the costs of the move on top of it. My current income is $43,000 with rent totaling around $17…

Reddit Personal Finance 147 2023-07-24

Looking for advice on debt consolidation

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Looking for advice on debt consolidation I am struggling. My partner and I own a few semi successful businesses and bring in about 5-6k per month. We live in the southwest and have more debt than I know how to handle. For just our utilities, rent, rent for our businesses, car, food and daycare we’re looking at about $4500-5200 a month so pretty close to our full income for the month. O…

Reddit Personal Finance 195 2023-07-11

HELOC for debt consolidation?

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HELOC for debt consolidation? I have been financially independent my entire life, and quite responsible with spending. Well, covid hit both my partner and I in terrible ways. I was able to secure a covid relief business loan of 30k, and have started chipping away at this. Long story short, I own my home, and my partner was unemployed for 18 months. This …

Reddit Personal Finance 136 2023-07-06