#considering

Considering taking on a Heloc to consolidate debt…..seeking advice

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Considering taking on a Heloc to consolidate debt…..seeking advice I do believe I could slowly dig us out of this situation but, we’re considering accessing our homes equity to consolidate our debt into one place at a significantly decreased rate. We have been chipping away at our debt with the Ramsey method for a little over a year. No new purchases and no new credit lines. We have no intention to ever go int…

Reddit Personal Finance 887 2024-11-07

Considering a role with a large raise but much worse WLB. 30sF. What would you do?

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Considering a role with a large raise but much worse WLB. 30sF. What would you do? TL;DR: What would you put up with for $600k? I (32F) am in a unique employment situation. Next year, I have the opportunity to move to a new position that will pay approximately $600k. (All cash—base $275k + performance bonus $275k + ~20% additional cash rider if annual performance for the company is good.) I live in MCOL (Midwest) and this amou…

Reddit Personal Finance 486 2024-11-03

Considering selling my house & renting

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Considering selling my house & renting I bought my house in 2020 for $450,000. I owe about $400,00. I’m a single parent in a very expensive part of the country and my ex just had a medical condition that keeps him from working (affects child support). While I CAN afford my mortgage (or rent) I am buried in a personal loan ($30,000) & a heloc $60,000) & college loans ($25,000). Feelin…

Reddit Personal Finance 1.0k 2024-11-01

Saints’ Olave considering wearing Guardian Cap

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Saints’ Olave considering wearing Guardian Cap Saints wide receiver Chris Olave said he’s considering wearing a Guardian Cap in this week’s game against the Panthers after sustaining a concussion in Week 6.

ESPN 721 2024-11-01

Considering WooCommerce on self-hosted WordPress…

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Considering WooCommerce on self-hosted WordPress… Hey all… I’m looking to start an online shop. Having looked at various options, it’s looking like WooCommerce plugin on a self-hosted Worpress site is going to be my best option. Basically, I already have the VPS on which to place the WP site, and WooCommerce seems pretty straightforward, and (from what I can see at least0 doesn’t appear to ha…

Reddit ecommerce 1.0k 2024-11-01

Considering selling my car to get out of debt.

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Considering selling my car to get out of debt. My wife and I have $30k in a personal loan (12% rate) that we used to pay off our credit card debt. It’s a 72 month loan. The payment is $650/mo. Our other debt is one of our cars. We have $7,000 left to pay. Rate of 3%. It’s $250/mo. The car can be sold for $30k ($23k in pocket after we pay off the car loan). As far as assets, we don’t have m…

Reddit Personal Finance 585 2024-10-27

Am I Crazy For Considering the Sony Alpha NEX-6?

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Am I Crazy For Considering the Sony Alpha NEX-6? Looking for some feedback. TLDR: looking for small camera with viewfinder I can change lenses on for travel that doesn’t have to have any video ability but priced around $300 used for body only. I’ve had a few cameras throughout my life. I started with a Canon film camera in college and had a couple of Canon digital rebels after that with a bun…

Ask Photography 490 2024-10-27

States Considering Taxing Retail Deliveries To Pay For Roads When Gas Taxes Fall Flat

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States Considering Taxing Retail Deliveries To Pay For Roads When Gas Taxes Fall Flat Gas tax revenue is predicted to take a downward trajectory going into the 2030s as we head into a zero emission, greener future. States are looking at ways to make up for the loss in revenue and one of those ways might be to tax the constant stream of delivery trucks. Read more…

Jalopnik 830 2024-07-13

Need advice as SAHM who is considering working.

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Need advice as SAHM who is considering working. My husband and I grew up very religious and homeschooled. I was encouraged to not go to college and become and wife and mother by my parents and my church. My husband and I left the religion a couple years ago and our views on so much has changed. My husbands income has always been more than enough to pay for our life. We have a 9 month old and …

Reddit Personal Finance 960 2024-07-05

Crypto Exchange Kraken Is Considering Going Nuclear

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Crypto Exchange Kraken Is Considering Going Nuclear Massive demand for energy from high performance computing and artificial intelligence firms is changing the landscape in terms of power stability, the company’s CTO said in an exclusive interview with CoinDesk.

Coindesk 1.0k 2024-07-03

I’m considering bankruptcy

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I’m considering bankruptcy I’m so far behind on every credit card, mortgage, and utility payment. My income used to be REALLY great ($4,800/mo) and it hasn’t changed but with the cost of living that barely covers groceries, gas, the car payment and the minimum monthly electric/water payments. My credit score is down to 400 because of the cards. Will filing really make it …

Reddit Personal Finance 668 2024-06-30

Considering Bankruptcy

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Considering Bankruptcy I am 30yo in ~23k of credit card debt. I know that doesn’t sound like much, but I live in SoCal and make $61,500 a year. I accumulated the debt while in an abusive relationship, so it’s years old. I’ve searched endlessly for better paying jobs, but really this has been my most solid salary, well….ever. My credit score is absolute trash, so the…

Reddit Personal Finance 961 2024-06-26

Grandparents considering a reverse mortgage, should I buy out their current mortgage instead?

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Grandparents considering a reverse mortgage, should I buy out their current mortgage instead? My grandparents (in their late 80s) are considering taking a reverse mortgage on their home (3Br/2B + 2Br/1B DADU). The property sits on about 2 acres in California and was purchased in early 2000’s for less than $150k, Zillow estimates the value of the home today at around 1M. Up until recently I thought the house had to have almost been paid o…

Reddit Personal Finance 937 2024-06-24

What factors do you take into account when considering to get travel insurance or not?

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What factors do you take into account when considering to get travel insurance or not? US citizen, I’m going to Mexico for a 5 day/4 night stay at an all-inclusive resort in Cancun. I just saw a post on another subreddit page of someone who fell ill after eating sushi at an all-inclusive resort in the Dominican Republic and ended up with a bacterial infection and thousand of dollars in medical bills to get treated. After reading t…

Reddit Travel 1.2k 2024-06-18

LPT if you are considering financing a car but don’t know how it’ll fit into your budget.

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LPT if you are considering financing a car but don’t know how it’ll fit into your budget. I’m sure this has been posted here before or people already know about it but I’d like to remind people. If you are considering financing a car but don’t know exactly how it will fit into your budget, this is a great thing to do. Take the monthly payment that the car would be and every month put that money into a HYSA account. This will teach yo…

Life Pro Tips 1.1k 2024-06-11