#considering

Considering a personal loan for credit card debt but open to input

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Considering a personal loan for credit card debt but open to input I’m 27 and I have about $7200 in credit card debt. I’m sitting with roughly 75% credit card utilization spread across 6 credit cards. Currently I have roughly a 680 credit score and I’m frantically trying to raise it in the next 3 months before I need to either lease or finance a car. Right now if I continue to make minimum payments on all of my…

Reddit Personal Finance 658 2025-03-01

Considering selling my car at the end of the year for extra moving funds

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Considering selling my car at the end of the year for extra moving funds Currently in an apartment that is over my new budget for myself as I want to start focusing on rebuilding my savings in my 20s. I’m locked into my lease until November and I do have the funds to afford this and still pay off minimum payments and afford groceries; however, I just want to be able to make sure I can do a deposit for a new place. I …

Reddit Personal Finance 399 2025-02-23

Is Vietnam worth visiting considering the air polution?

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Is Vietnam worth visiting considering the air polution? I saw the news about hanoi having very bad air quality, and it really made me reconsider my decision to visit vietnam, has it always been like that for the past few months? I’m planning on visiting in May, but having read about the air quality really put me off. submitted by /u/V1okky

Reddit Travel 1.1k 2025-02-22

Considering traveling to Singapore later this week but weather showing thunderstorms everyday day. Worth going?

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Considering traveling to Singapore later this week but weather showing thunderstorms everyday day. Worth going? My family and I are currently in thailand. We are considering doing a short visit this Friday thru Monday or Tuesday but the weather is showing thunderstorms everyday. I’ve heard the rain comes and goes but the Forcast makes it look like it might be raining for hours on end. Just seeing if it’d be worth our time to visit. I read the supertree gr…

Reddit Travel 524 2025-02-11

We’re considering banning religion and politics 🙈🙉🙊

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We’re considering banning religion and politics 🙈🙉🙊 My team and I are building a social media 2.0 platform and are discussing whether we should institute a ban on religious and political content. The goal of the platform is be a sanctuary from the madness of life and other platforms. What are your opinions on this potential ban as users of social platforms? submitted by /u/NewNollywood

Reddit Social Media 1.2k 2025-02-10

A CFP I am considering hiring suggests us to move our retirement investments from mutual funds to individual stocks/bonds. Does this sound typical?

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A CFP I am considering hiring suggests us to move our retirement investments from mutual funds to individual stocks/bonds. Does this sound typical? I and my husband are around 50 yo and have been considering hiring a fiduciary planner mainly for our retirement funds. We want to get some guidance on whether we are on the right path for saving and also tax management when we retire in another 15 or so years. After interviewing several, we have settled on one that we are most comfortable with….

Reddit Personal Finance 1.1k 2025-02-09

Think twice when considering Shopify

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Think twice when considering Shopify I’m not going to go into all the pros and cons of Shopify, I’m sure someone has done it. I had an issue with them about a year ago. I forgot to change my phone number with them and was unable to log into my shop. They kept trying to send a code to my old number. Calling and chatting with them got me nowhere and they finally said I had to provide…

Reddit ecommerce 783 2025-02-04

Considering Norway , what are your suggestions?

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Considering Norway , what are your suggestions? Hi everyone! Me and my husband are considering visiting Norway this year. I did some research and it seems like October is good time to go. We are also thinking of staying in Bergen. Just wondering if anyone has any suggestions , based on their experience, regarding time of the year, stays and activities. I will add that we’d like to go during …

Reddit Travel 525 2025-01-31

Considering early retirement, currently 45

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Considering early retirement, currently 45 I’m 45, always had this goal to retire early (FIRE stuff), but now that I’m finally close, I feel like I’m hesitating. My partner and I have saved diligently, invested well, and even cut down on expenses. But recently, I started reading some articles about market fluctuations, inflation, and even unexpected health costs. Tbh freaked us both. We’…

Reddit Personal Finance 952 2025-01-19

Considering going to Banff in early September. Is this time of year ok and any recommendations on where to stay ?

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Considering going to Banff in early September. Is this time of year ok and any recommendations on where to stay ? Will be me (m34) and my wife (f29). We like mountain places but a bit nervous about hiking there due to bears. From the Uk and the accommodation in Banff is a lot. Do people think it’s worth it ? submitted by /u/camcam2525

Reddit Travel 449 2025-01-13

Considering paying off my auto loan in full

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Considering paying off my auto loan in full I’ve got a 33k auto loan at 13.9% which is recently eligible for a refi. The refi is pre-approved at 8.5% but I was told that is an estimate so not a guaranteed final amount. I have .7 BTC and in this run up I’m considering liquidating half of that to just pay the truck off. I don’t know how to gauge the wisdom of this, aside from less debt is a…

Reddit Personal Finance 823 2024-11-22

Considering moving up new car timeline

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Considering moving up new car timeline I’d been planning to buy a new car in roughly 12-18 months. With the threat of tariffs looming I’m considering changing plans and buying before the end of the year. That said, I have a tendency to make impulsive decisions at times and I’m pretty good at coming up with “logical” reasons to do things I want to do anyway. So I’m looking for a gut …

Reddit Personal Finance 748 2024-11-17

Considering a trip to Malaga next week – Should I worry about flood risks?

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Considering a trip to Malaga next week – Should I worry about flood risks? Hi everyone! I’m planning a trip from to Malaga next week and could use some local insight. I’ve heard that parts of southern Spain have seen some heavy rains recently, and I wanted to ask if there’s any risk of flooding in Malaga right now or in the coming week. I’d love to get an idea of what things look like on the ground, especially from loc…

Reddit Travel 1.0k 2024-11-14

Work for Govt considering 2nd job

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Work for Govt considering 2nd job Need some advice my current employer has policies in place and annual training referencing taking a 2nd job. It is sometimes ok depending on the type of employment hours etc, but you must complete a form and submit for approval. I am an accountant at a government state agency. I work remotely full time M-F 8a-5p. My current employment salary has…

Reddit Personal Finance 458 2024-11-11