The Death Of The Novelty Antenna Topper Is A Sad Consequence Of The Disappearance Of The Radio Antenna I recently embarked on a noble quest to a Jack in the Box drive-through and got way more than just the fried foods I was using to numb The Horrors. This location had a flyer advertising a free antenna topper with the purchase of a large fry, and it caused a flashback to when I was a kid and every business seemed to… Read more…

Consequence of paying less than statement balance I’ve never quite understood the workings of CCs when you don’t pay the entire balance. Here’s a scenario: My CC has a balance of $0. The interest rate is 20%. I make a single $1000 purchase on 10/1/2023. The statement is sent out 30 days later, 10/31/2023. The statement balance $1000. The due date is 11/15. Let’s say I pay $999 on the due date, …

LPT: It’s not stupid to admit that you don’t understand something (of consequence). What’s stupid is to act like you understand something (of consequence). I’m not addressing things that are not of consequence, such as when someone tells you a joke that you don’t get, but you laugh along anyway. Or, for myself, if I ask someone to repeat what they said because I can’t understand their accent (or if they are speaking in a language that I’m learning), I give up after the third requested repeat and ju…