Confused about what to do with a pension at an old employer. Convert, roll, or leave alone for decades? I left an employer last year where I had a fully vested pension. I contributed nothing to it – it was a perk of working there. I would not draw from it for at least 25 more years. They made an offer for me to cash out, where I can roll the lump sum ($20k) to another retirement account. Otherwise, it is projected to pay me $800/month before tax …

Would you recommend Taiwan for a culture and architecture – confused trip? Hi everyone, I’m thinking about visiting Taiwan in January, but I’m not sure it has what I’m looking for. As the title says, I’m primarily interested in culture and architecture (and food!) in the places I’m visiting. Nightlife and shopping don’t matter at all. What I’m concerned about is that Taiwanese cities seem to be just concrete jungles, …

I am confused as to if I should Sell my house with nice appliances or rent it out? Hi I have a small 3 bedroom house in the Midwest that I bought for 140k in 2020 that was renovated and had a new roof and ect . Fast forward to now, it’s worth 210k in 2023. I did have work done with trees that keep falling and branches that grew in pipes that I had to get fixed and can potentially can be an issue and cost about 1000 a year if I…

I’m Confused about My Flight Time – Please Help ​ https://preview.redd.it/p8gd48h6bptb1.png?width=902&format=png&auto=webp&s=9d80d454b2b98966d11ac1de8dcf3cf122fe0756 Hi guys.. This is my first time flying. Please see the screen shot on this google flights schedule. At the top it says flight from 9:45pm – 9:25am with travel time of 6 hr 40 min. I don’t understand this at all. This means the p…

How to I put up roman shades and drapes?? I have Andersen windows and am so confused, ugh! Hello, I have Andersen windows and would like to dress my dining room windows with roman shades, sheers, and drapes. The problem is that the shades will protrude 4 inches from the wall and I can’t curtain rods for the sheers and drapes that will come out past the Roman shades. Any suggestions? submitted by /u/ChloePCollier

Confused on credit dispute and large difference in credit numbers between companies. So for context, last month I had about 3k in credit card debt, down from 6k the month prior. My credit score for transunion and Equifax were 724. At the end of September I paid off another 2.6k and got my utilization on all my cards under 20%. For some reason on my report this month on CreditKarma my Equifax score dropped to 696. I checked throu…

Confused about 401k, IRA Edit: I probably need a financial advisor. I’ve screwed things up for myself by trying to DIY for far too long. What are some qualities I would look for in a reputable financial advisor? Hello, I have 3 x 401k(s) from various companies I’ve worked for in the past. I also have a Roth IRA account. None of these vehicles are performing negatively. …

Is Life Insurance from NW Mutual a scam? I’m confused! Help please! I’m 26 and recently got life insurance through NW mutual but I’m not sure if I’m making a good move for me down the road or if I’m getting scammed. I signed up for permanent life insurance with NW mutual on a prem. Of 173/month to “lock in my rate”/ start saving early towards retirement. The key for me was my NW rep informed me that…

How do you achieve this editing style? I’m so confused Hey guys! I joined the food & beverages photography world recently and I’ve stumble upon these photographers that has this kind of editing and I’m trying hard.. so hard to get there but they all put something in the editing that I can’t figure out what it is.. I even tried to bracketing or HDR merge from single photo but still nothing, I have fo…

US Tourists confused about London Oyster/train passes We are leaving the US for the first time ever in mid October. We are traveling to London and Paris. We have all hotels and excursions/attractions booked. But we are confused on what pass or card to get for our London travel. We want to use the tube to get from LHR to our hotel at kings cross. We plan to use the tube to travel all over London. Bu…

Vivek Ramaswamy Is Confused Consistency seems irrelevant to his scattershot populism.

Confused about my loan I’m very new to finances so please pardon my ignorance. I took out a $15000 loan at 17.25% interest (48 term) to completely pay off 2 credit cards then just kept the remaining amount in my savings which was $3000 of the loan. I had my first monthly payment of 456.86 a couple days ago and noticed the principle was only 172.95 while the interest w…

Machu Picchu Ticket Timeslots – totally confused as to when we enter? I just purchased tix to Machu Picchu through the official govt site for what I thought (think?) was/is the 9am timeslot. My tickets say 8am. The email I received say 9am. The reservation page once my booking was complete gives a timeslot (I think) of between 8-9am! I’ve added some pics to show the slot I selected when booking, the tix received,…

Confused about flute solo in California Dreamin’ I’m trying to arrange California Dreamin’ and I’ve gotten everything except the flute solo section, which is confusing me. The entire song is out of tune, which already messes with my perception. Most people (me included) seem to agree it is in E Major. But with the flute solo, the flute seems to be in F but the accompaniment is still in E. I ca…

A little confused on Pixel So I generated a pixel from my Shopify site, then another from the Meta Business Manager, and then another from Facebook_events. I understand Pixels track certain stats and KPIs, but what is the difference between all 3 of these Pixels I generated? Confuuuused. submitted by /u/itsokmydadisrich

Confused about which balance transfer offer would be better for me I currently have 2 balance transfer offers from Citi- The first one is: Promo APR on Balance Transfers: 0% Until: Jul 1, 2024 Variable APR after promo ends: 28.24% Balance Transfer Fee: 3% of each transfer (minimum $5) The second is: Promo APR on Balance Transfers: 0.99% Until: Jan 1, 2025 Variable APR after promo ends: 28.24% Balance Transfer F…

When traveling, has anyone confused you as a local? What happened, and how did you know? For example, does a local coming up to you and asking for directions mean they think you’re from there? Or coming up to you in the language and asking for the time? Etc. Ive had this experience traveling. People have also guessed im from their country on tinder and didn’t realize I was American Aside from people explicitly telling you subm…

I’m a little confused about going through customs when entering Singapore. According to the ICA website books, movies, food, and video games are considered controlled substances and must be declared at the red channel with the proper authorization otherwise I’ll be sent to the relevant authorities for approval. Is going through the red channel and getting approval for my stuff a big deal/take a long time? Do I have to …

Confused at what we should do for retirement based on incomes My wife and I are in our 30s and file jointly for taxes, make about $295,000 pre-tax a year. So we can’t contribute to the Roth IRAs (had been in previous years) anymore because income but could do a backdoor. We expect to take/make less in retirement than we are earning right now. We have the current retirement accounts open: Vanguard Roth IRA…

Alicia keys has a … makeup line? I’m confused. submitted by /u/sugarfreespree