Confused by MAGI and retirement investing after 401k I make 120k per year before overtime/bonus and my wife makes 135k per year. We both max out our employer sponsored 401k accounts every year, we have existing Roth IRA accounts but we stopped contributing to them a couple of years ago when our total income neared the IRS Roth IRA income limits. I don’t fully understand the MAGI calculation and I …

roth 401 K for work and personal 401 – I am confused if I can contribute to bothy? As above, I am under the impression I can only contribute the max to my 401(K) at my work (I am 55 and its 31k-ish). Can I also contribute more to my personal 401 Roth? What is the total max per year I can contribute? Please ELI5. Thank you! submitted by /u/Sgt_carbonero

Confused about chase “Interest Saving Balance” Can someone explain like I’m 5? I opted in for Chase Pay Over Time for $1,735. I currently have a balance of $3,800 which I wanted to pay off today. When I went to pay $3800, I got this message: “You’re about to pay off your loan or plan early. Choose “interest saving balance” if you want to avoid interest on new purchases and pay your stateme…

Confused about Roth contribution I hate finance, so sorry in advance if I’m dumb. I met with the work financial guy today and he said something and I’m still confused. I thought my max Roth contribution was 7500/year. I can split my contribution between 401k and Roth and it maxes out at 22500 or something. But does that mean I could put 22500 into a Roth in one year? Or after y…

Confused Kompany: ‘I don’t look at’ UCL standings Bayern Munich coach Vincent Kompany said he doesn’t fully understand how the new Champions League format worked after his team earned a hard-fought 1-0 victory over Paris Saint-Germain.

“Cross” series on Prime Video – Confused In episode 1, Cross is talking with Sampson in the boxing gym. He asks Sampson to chase down some information on his dead wife’s Redskim scarf. Then they talk about how Sampson reported Cross for something, and that Chief Massey handed Cross a six-month suspemsion. Later, in a bar, the female FBI Agent meets with Cross. She mentions that a litt…

So confused on how to fill out W4 I haven’t filled out a W2 in like 3 years, but after getting laid off I’m starting a new part time job while I’m back in school part time (no loans I’m paying as I go). Anyways, I’m married and we typically file jointly and I am so lost on how to fill out this form right now, even after reading it all and the worksheets. I won’t be making a wh…

Confused by how I should utilize my HSA It’s enrollment season, and I continue to be a bit confused when thinking about my HSA. I understand that it is a tax advantaged account, and that a lot of people think it’s best to treat it like an additional retirement account, but I have some questions. For some context, my deductible is $1800, and I generally meet this in the first few month…

Can anyone please tell me my undertone? I’m confused… submitted by /u/Ok-Passion-8645

Trying to help my mom with retirement planning — confused about the specifics I’m helping my mother figure out her retirement, which will take place sometime in the next five years, and while I think I understand the basics, some of the specific mechanics about “retirement income” are tripping me up. I know the 4% rule is somewhat controversial, but assuming we settle on spending *around* 4% of her portfolio each year… …

I need help with either getting a credit union or a bank and I’m confused So I’m 18 and I’m going to college very soon in the same state and I need a card. A credit card. Or a debit card?? Or both? I kind of don’t know the difference. I would also like some help on that plz. So my sis just keeps telling me to get Chase and how it’s worked for her but I keep hearing negative shit about banks and Chase and how it’s WAY …

Confused about credit scores I recently opened a card with synchrony/napa for car repairs. When it came in the mail it said my credit score was 518. I checked my credit karma and they said 650. So then I made an account with experian and they said 703. Why are all the scores so different and which do I believe? submitted by /u/Kanna777

55 and still confused on my undertone and what works Hi everyone, forgive the scary first of them morning picture but I wanted something with absolutely no make up or sunscreen and direct sunlight. This is what I look like my roll out of bed, ha ha I’m really struggling with figuring out my undertone. Every single makeup artist gives me something different and it never quite matches. I am a natur…

Confused regarding a submission for a competition ? Hey Every one , I am mobile photographer from India , I have a photography competition in my college , and I want to submit 1 photo regarding my college ( anything related to event, college, student life) I have shortlisted 9 and not able to pick 1 , open to suggestions submitted by /u/Sub_System_

confused about what financial route to take with regretful roth ira So four years ago I invested $15k into a Roth IRA… and in the name of having more freedom with when I want to use my money, I was thinking of unloading all of this money and transferring it into my individual mutual fund account.. Both the Roth IRA and my Individual account are invested into the same 2 mutual funds… would it be better for me…

Have you ever been confused by the differences in English (or any other language) in different parts of the world? It’s happened to me because for some reason I use more British English and when I traveled to America I was always afraid of confusing words (like “toilet” and “bathroom”). Portuguese (my native language) is different in different parts of the world and I’ve always been confused when talking to Brazilians, at least now I know the differences. …

Question about light in viewfinder – very confused? Hello, hoping that someone here with more experience can help fix this problem. I have a Canon FTb QL, and suddenly today when I look through the view finder and adjust the location of the aperture needle, inside the viewfinder changes from being either dark and grainy or brighter depending on where I move it. Previously, it had always been brig…

Umm.. I’m very confused, why would PET glitter not be cruelty-free? submitted by /u/Strugglingthroughit

Fly emirates, 1 stop 1 connection (i’m confused) What does it mean we stopping in barcelona like do i need transit visa for spain or no or we staying in plane in while we are in spain?? submitted by /u/itzAsd

22 confused on how much i should contribute to my 401k I just graduated college, no debt, and living at home for the time being. I just started my new job and i heard that you should invest as much as you can if you are able to. Right now i am contributing 20% Roth to my 401k. I don’t get my employer match until a year after working, but my employer contributes 10% of my salary every year regardless…