#company

Pension when a company goes under.

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Pension when a company goes under. So, forgive me. It’s not mine, and I don’t understand a lot of financial stuff. My dad is retired from a trucking company that sold to another trucking company and that company has filed for bankruptcy. Will this affect his pension at all? He’s not very computer savvy, but used to have me check the stock prices all the time. I’d assume he was …

Reddit Personal Finance 140 2023-09-01

LPT: is it a bad idea to use company Wi-Fi?

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LPT: is it a bad idea to use company Wi-Fi? LPT: I’ve heard many times not to use the company Wi-Fi as they can track everything you are doing. How true is it? Can they really see everything? submitted by /u/Wooden-Mechanic3948

Life Pro Tips 196 2023-08-31

LPT If a company won’t put it in writing it’s a lie.

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LPT If a company won’t put it in writing it’s a lie. I have delt with this at multiple places. A company manager or higher up promises you opportunity/progression but didn’t put it in writing. When it comes to actually doing said thing it never happens or they lie and say they never agreed to that. I just had a buddy deal with this same thing after I warned him. Always and I mean always get it in …

Life Pro Tips 178 2023-08-29

What to do with ESOP Balance After Leaving Company

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What to do with ESOP Balance After Leaving Company I am in my mid-30’s and I have an ESOP with an engineering firm that I used to work for, which I left two years ago for another job. Annually, around this time, I get a letter in the mail, which shows my balance (100% vested) in the account, and it gives me four options: transfer the money to an IRA, roll the assets to my current company’s retir…

Reddit Personal Finance 170 2023-08-27

I fear that a towing company might be scamming me.

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I fear that a towing company might be scamming me. I rented a car from Enterprise, and it got towed after I left it at my friend’s apartment parking lot for three days (two nights) without a permit. I did not use the car for those days, so I only found out it got towed yesterday night. When my friend checked the towing company website, it says that it was towed yesterday about an hour before I w…

Reddit Personal Finance 218 2023-08-26

LPT: If you have a fraudulent charge on your credit card, don’t just report it to the credit card company. Also report it to the company where the fraud happened.

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LPT: If you have a fraudulent charge on your credit card, don’t just report it to the credit card company. Also report it to the company where the fraud happened. TL;DR – Credit card companies do not share why a charge was declined or charged back with a merchant. If a charge is declined or charged back, the merchant may block you from doing business with them, even if that charge was fraudulent and you are not liable. Make sure the bank AND the merchant know it was fraudulent! Earlier this year, I was in…

Life Pro Tips 208 2023-08-26

Does your company care about social commerce?

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Does your company care about social commerce? Greetings all! My team and I have developed an app that aims to help SMBs market, sell & support better for social channels in an omnichannel platform. It unifies social conversations, better enables your marketing, sales, or customer service conversations with your customers faster, sell via personalized messaging, and deliver excellent custom…

Reddit Social Media 184 2023-08-26

Therapy company told me that my insurance covered appointments. 8 months later I get a large bill

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Therapy company told me that my insurance covered appointments. 8 months later I get a large bill Long story short: I called a therapy company to see a counselor and had them verify my insurance. I was told that my insurance covered the sessions and that I’d have a monthly co-pay of around $100 which I have been paying. 8 months after being in therapy they send me a $900 bill saying that my insurance was not covering my sessions (I have a hi…

Reddit Personal Finance 196 2023-08-25

This Florida Company Is Modernizing Jaguar E-Types

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This Florida Company Is Modernizing Jaguar E-Types Like many of you, I’ve always been a huge fan of the Jaguar E-Type. Its revolutionary, low-slung design and sweet-sounding inline-six (or V12) engine have made it one of my favorite cars of all time, but unfortunately, I had never driven one. So, when the kind folks at E.C.D. Automotive reached out with a chance to… Read more…

Jalopnik 200 2023-08-24

Is it acceptable to reduce the contribution of my 401k to just the company match for the next ~5 years?

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Is it acceptable to reduce the contribution of my 401k to just the company match for the next ~5 years? Summary I have been aggressively contributing to retirement since graduating and am now thinking of reducing my 401k contribution for a few years as I am looking to save up for a wedding (in the next 1.5 years), one child (in the next 7 years), and a home (in the next 10 years). My partner and I recently became engaged and she has her own retire…

Reddit Personal Finance 219 2023-08-24

LPT: don’t tell your auto insurance company about an accident if you don’t plan on using coverage

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LPT: don’t tell your auto insurance company about an accident if you don’t plan on using coverage I had a small accident several months ago that involved damage to a rental car and no one else and for some reason, I felt the need to notify my auto insurance company. The damages were minor and did not even meet my deductible so I ended up paying out of pocket. Fast forward a few months and now my monthly premium has increased because of this …

Life Pro Tips 232 2023-08-24

SEO – AI optimised SEO Dedicated company vs Digital Marketing agency.

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SEO – AI optimised SEO Dedicated company vs Digital Marketing agency. Hi All, I am currently in a subscription with the Digital Marketing agency that does multiple services for me including SEO. I have just started with them. However they seem a bit slow, they took 3 weeks to do SEO report, and audit will even come later. An SEO dedicated company that had approached me offered to do all of that in a week and use A…

Reddit ecommerce 169 2023-08-23

What is your best story about airline/train company/hotel/restaurant etc screwing up and giving you crazy upgrades or compensation in return?

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What is your best story about airline/train company/hotel/restaurant etc screwing up and giving you crazy upgrades or compensation in return? I was delayed on my last flight and got offered some money in return, about 25% of ticket cost. A couple of times got suite upgrades, free dinners, spa treatments etc after some issues at hotels. In every case a mistake resulting on significant inconvenience happened, but the way they were dealt with left a good taste and I felt like a valuable …

Reddit Travel 153 2023-08-22

I should reduce the amount I’m contributing to my company 401K right? (High Fees)

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I should reduce the amount I’m contributing to my company 401K right? (High Fees) I reviewed my financials for the year 2022, I’ve become increasingly concerned about the fees associated with my 401(k) plan. I work for a Florida-based company with around 60-70 employees, and they offer a 401(k) plan with a 4% match. Additionally, they contribute through profit sharing and a “discretionary contribution.” This discretionary con…

Reddit Personal Finance 200 2023-08-21

RSU Company Withholding & Short/Long term capital gains tax?

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RSU Company Withholding & Short/Long term capital gains tax? My RSUs for my company have vested for the first time (its been 1 year since grant date, so the first 33% of the shares has vested, for a 3yr total vest). I noticed that the number of shares/$ amount given that are now sellable are far less than expected, which is due to withholding tax. Looking at the release document, it looks like 22% federal…

Reddit Personal Finance 217 2023-08-21

What’s the difference in compensation needed between an employer lacking benefits (no 401k at all) and a company providing a 6% match and a 401k?

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What’s the difference in compensation needed between an employer lacking benefits (no 401k at all) and a company providing a 6% match and a 401k? Hello everyone, I’m currently facing a decision regarding a job offer and would appreciate your input. My present employer provides a valuable benefits package, including a 401k plan with a 6% salary match, vested automatically. The new job offer, however, lacks benefits such as a 401k. As I’ve been maximizing my current 401k benefits with my c…

Reddit Personal Finance 283 2023-08-20